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Today's latest NatWest travel money exchange rates, updated 3 minutes ago at 7:10am

NatWest have 50 currencies in stock and ready to order now. Buy your currency online and get it delivered securely to your home address free of charge, or collect your order from any NatWest branch.

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NatWest travel money rates

These are the latest NatWest exchange rates available right now. You must buy or reserve your currency online to guarantee these rates or you may be given a lower rate in-store.

Compare NatWest's exchange rates

We compare hundreds of exchange rates from dozens of currency suppliers across the UK. Select a currency below to see how NatWest's rates compare against other providers. Bear in mind that exchange rates aren't the only important factor when it comes to getting the best deal; commission, card surcharges and delivery costs can all affect the final amount of currency you'll receive. You can see the full range of currency deals on offer right now on our travel money comparisons .

NatWest have a minimum order value of £200 for in-store collection and £200 for home delivery. The maximum amount you can order is £2,500 for collection and £2,500 for delivery. Delivery is free for orders over £500, otherwise a £5.00 delivery charge will apply.

Latest NatWest reviews

Our users have rated NatWest Great in 16 reviews. Read more on our NatWest reviews page.

William Parker

Someone got hold of my account number and I had hundreds of pounds taken from my account by some thief.Nat West refunded my money and changed my account number I had had for over 30 years.They wrote to all I have direct debits with.I wish to thank Na [...]

Read the full review

The online process doesn't work all the time. It's a total waste of time

Nigel Phipps

Ordered my money on Thursday and arrived the following day.

The euro rate at NatWest right now is 1.1359. You'll need to buy or reserve your euros online to guarantee this rate; the euro rate offered in your local branch may be lower if you don't order online beforehand.

NatWest exchange rates are typically below average, and their travel money deals are not competitive when compared to other high street currency providers such as Waitrose and Sainsbury's .

If you want the absolute best exchange rate on the market, better currency deals are available from other suppliers, especially if you order online. Check out our travel money comparisons to find the best currency deals available right now.

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Natwest Euro Exchange Rates Compared

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Natwest is in position 18 for Euros

✓our review of natwest bank travel money, pros: what we like :.

✓ Hassle-free home delivery of travel money.

✓ Home delivery is free, when you spend £500 or more online.

✓ Click and collect allows you to collect in store if home delivery is not an option

✓ Reviews of NatWest travel money services are fair, swaying around the 4 out of 5 stars for service on popular consumer review sites.

Cons: What we like less:

✓Generally, NatWest Bank does not have the most competitive exchange rates

Questions about Natwest

If you want to order travel money for home delivery, you just need to visit NatWest Bank travel money website and you can place an order online.

You just need to enter the following information into a simple form:

• ✓ Your personal details
• ✓ The amount of pounds you’re exchanging into the foreign currency
• ✓ Select the currency you’re exchanging your pounds into
• and select how you want to pay.
• Select your preferred delivery option, whether you want your travel money delivered to your home or to a NatWest Bank branch near you.

Then, once you have made the bank transfer and they have received the payment, they will send you your travel money.

Not usually, it can vary, but buying travel money in the branches often works out more expensive. However, you can order your currency online and get it delivered to a branch near you for collection if home delivery isn’t a suitable option.

You can see the latest Asda exchange rates (for online purchase) above or look for the best exchange rates on our travel money comparison tool where we compare the rates from all the best travel money providers.

This obviously will depend on the currency and exchange rates each of the travel money providers are offering. Our online comparison tool will show you all the latest travel money rates who is offering the best deals on your foreign currency.

You can pay for your travel money via bank transfer or debit or credit card.

Preferential exchange rates are available to Reward Silver, Reward Platinum and Reward Black account holders.

NatWest Bank can have your travel money order shipped to your home address. They use Royal Mail Special Delivery which attempts to deliver to your chosen address before 1 pm.

Alternatively, you can order online and collect your travel money delivered to a NatWest Bank a branch convenient to you.

Not usually! Many of the online travel money providers can offer better rates than in highstreet branches or bureau de changes as their overheads can be kept down meaning you can often get the best rates for travel money online.

No, they do not offer online Buyback of your leftover travel cash, only in store. We always recommend you compare the best buyback rates here to make sure you are getting the best possible deal before you sell your travel cash in the branch

What is the Natwest Euro rate?

The Natwest Euro rate is currently 1.1344.

The best pound to euro exchange rate now is 1.1628, which is available from Covent Garden FX.

The worst exchange rate is 1.1166. The difference between the highest and the lowest is 3.97%. This means that if you are buying £750 worth of euros you will get €34.65 more euros by buying with the best euro provider.

This shows you it pays to shop around and get the best rates on travel money!

Euro exchange rate over the last week.

This shows you the best pound to euro exchange rate recorded daily from our UK suppliers over the last week.

In the last 7 days, the rate for Euros has risen by 0.46%.

If you were to order £1,000 today you would get €5.30 more euros for your money than last week.

How do we source the data above? We receive rate feeds travel money suppliers and aggreate the data each evening we save the average rate that occured during the day, and also include the current best rate

How to get the best euro exchange rate.

We compare the pound to euro exchange rates from many of the UK’s biggest travel money providers including exclusively online providers as well as some of the well-known high street banks and supermarket travel money services. Our clever algorithms ensure you get the latest euro rates and see who is offering the best euro to pound currency deals .

Compare Travel cash is a free service that takes the pain and effort out of finding the best exchange rates for buying euro online . Don't forget the price we quote is the price you pay, we calculate the amount including any fees and delivery costs!

Buying Euros online FAQs

Hundreds of customers safely buy euros through online travel money providers sites every day and have a great experience. However, as with ordering anything online, the process is never completely risk-free and you should always take care when transferring money to any company. Compare Travel Cash undertake comprehensive checks on all of our online travel money providers and monitor them to make sure they meet our high standards and continue to do so. Having said that, no company is guaranteed not to come into trouble and we cannot guarantee the solvency of any of the providers listed on our website. We always recommend that you conduct your own due diligence before placing an order with any company.

Its simple! Choose the travel money provider you would like to buys euros from, then: 1. Fill in your details. 2. Select your preferred payment option and make the payment. - Each currency supplier will have different payment options, but the options are usually bank transfer, debit card, with some suppliers offering payment by Apple Pay and Android pay. 3.Enter your delivery preferences whether you want your currency delivered to your door or collection (depending on the supplier). 4.Once your order has been confirmed your order will be prepared and your currency sent to you by registered delivery, some suppliers even offer next day delivery.

Not Usually! We constantly update our exchange rates as they change for each supplier, we try to do this in almost real-time, (in normal circumstances not more than 1 minute difference). Also we sometimes have exclusive offers that you won't find by going direct.

Of course! If you want to exchange euros into pounds you can see the best buy back rate on euros and many other currencies using our buy back comparison tool .

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Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

Why get your holiday cash from Post Office?

• Order online, buy in branch, or choose delivery to your home or local branch 
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Today’s online rates

Rate correct as of 18/04/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

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*Exclusive to travel money cards. Promotion runs 4 March to 12 May 2024. 1 x £5,000 prize available to be won each week. Minimum equivalent spend of £50 applies.

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Platinum price today: Platinum is down 3.71% this year

Coryanne Hicks

Farran Powell

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Published 10:46 a.m. UTC April 17, 2024

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What is the current price of platinum?

The price of platinum opened at $951.15 per ounce, as of 9 a.m. That’s down 1.73% from the previous day and down 3.71% from the beginning of the year.

The lowest trading price within the last day: $947.40 per ounce. The highest platinum spot price in the last 24 hours: $971.45 per ounce.

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Current platinum price

Platinum price chart.

The chart below shows how the spot price of platinum is trending over the year.

Year to date, platinum is down 3.71%, as of 9 a.m. The 52-week high reached $1,130.53 on April 21, 2023, and the 52-week low dropped to $843.15 on Nov. 10, 2023.

The precious, silvery-colored metal is priced in U.S. dollars. This means that the fluctuations in the value of the U.S. dollar can impact its price.

The price of XPT/USD reflects the value of one ounce of platinum in U.S. dollars, and it is traded like traditional currency pairs. Because platinum trades occur globally, investors can also track the spot price of platinum in other currencies, such as XPT/EUR for euros and XPT/GBP for British pounds.

Factors that can influence the price of platinum include changes in demand, geopolitical events and tensions in major platinum-producing countries. Of course, investor opinion and speculation can also affect prices.

Precious metals prices

Platinum is one of four main precious metals investors can trade via physical bullion, exchange-traded products or futures contracts. Gold , silver and palladium spot prices are also updated 24/7 in various currencies.

Platinum price vs. gold

Currently, platinum trades at $951.15 per ounce, as of 9 a.m., compared to gold, which trades at $2,383.30 per ounce. Year to date, platinum prices are down by 3.71% and gold prices are up by 15.34%.

“Historically, platinum has often been more expensive than gold due to its relative scarcity and unique properties. However, the price of platinum can fluctuate in response to changing market conditions,” said John Bergquist, president of Elysium Financial.

Political instability and supply disruptions in major platinum-producing regions like South Africa and Russia affect prices.

The silvery metal also tends to be a less reliable store of value than gold.

While historically, platinum has been pricier than gold, that flip-flopped briefly in August 2011. When looking at the gold-to-platinum price ratio, platinum was priced above gold from January 2013 until December 2014. Since then, gold has more than doubled its value compared to platinum prices.

History of platinum prices

Like any metal, the price of platinum can be volatile. Various factors affect it, the most significant being supply and demand dynamics. Other factors, such as economic conditions, geopolitical events, and changes in industrial and investment demand, can also impact the price of platinum.

At the start of the new millennium, the precious metal’s spot price was around $420. Fast-forward over 20 years, and the current price of platinum has more than doubled.

The spot price soared to new heights, trading in February 2008 at around $2,200 per troy ounce. In November of that year, the price returned to less than $1,000.

Platinum’s spot price has fluctuated between around $800 to $1,400 for the past decade, hovering around the $1,000 threshold on average.

Platinum prices today remain historically low. Prices dropped as low as $623.50 in March 2020 during the COVID-19 pandemic. While prices have recovered, platinum is nowhere near its all-time high of $2,213.20, set on March 3, 2008.

What are platinum futures?

Futures contracts let investors speculate on the future price movements of an underlying asset like platinum.

These financial contracts represent an agreement between two parties to trade a set amount of platinum at a specified price at a future date. They can be settled by exchanging the physical commodity or cash in place of the commodity.

Futures contracts differ from spot prices in that futures contracts establish a future price whereas spot prices are for immediate delivery. These contracts can be fulfilled by trading the physical commodity or exchanging cash in place of the underlying asset. They are usually traded through an exchange.

Investing in platinum

The automotive industry creates the highest demand for platinum. Platinum is a key component in manufacturing catalytic converters, which are responsible for reducing vehicle emissions.

In addition to the automotive industry, platinum is widely used in the industrial industry to create medical products, nitric acid and glass. As the demand for these products rises, so does the price of platinum.

It is anticipated that platinum will play an essential role in the development of hydrogen technology. Platinum is used to produce carbon-free hydrogen from renewable energy.

“If hydrogen-based power meets expectations in the coming decade, then one could expect a material demand tailwind in platinum,” said Stash Graham, managing director of Graham Capital Wealth Management.

Precious metals such as platinum, gold and silver have long been used to diversify an investment portfolio.

When choosing investments, it is crucial to consider potential drawbacks. While there may be an increase in the demand for platinum, other factors may throw a wrench in the investment benefits.

When considering an investment, it is essential to consider your current holdings and individual financial goals.

Platinum is rarer than both silver and gold, which could make it attractive to investors seeking a scarce metal. This practice helps protect other holdings, such as stocks , in an economic downturn. Investing in platinum can help balance inflation and economic uncertainties.

Frequently asked questions (FAQs)

The London Bullion Market Association is responsible for price auctions of platinum and other industrial metals.

Platinum pricing is set independently from gold and silver prices, yet there is a historical correlation between the prices of these metals. Although platinum is rarer than silver and gold, metals with industrial uses tend to fluctuate similarly.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Coryanne is an investing and finance writer whose work appears in Forbes Advisor, U.S. News and World Report, Kiplinger, and Business Insider among other publications. She discovered her passion for personal finance as a fully-licensed financial professional at Fidelity Investments before she realized she could reach more people by writing.

Farran Powell is the lead editor of investing at USA TODAY Blueprint. She was previously the assistant managing editor of investing at U.S. News and World Report. Her work has appeared in numerous publications including TheStreet, Mansion Global, CNN, CNN Money, DNAInfo, Yahoo! Finance, MSN Money and the New York Daily News. She holds a BSc from the London School of Economics and an MA from the University of Texas at Austin. You can follow her on Twitter at @farranpowell.

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Money latest: How to claim for pothole damage - as expert warns it's becoming 'increasingly difficult'

A complaints expert has warned local authorities are making it "increasingly difficult" to claim for pothole damage. Read this and all the latest consumer and personal finance news in the Money blog. Listen to the latest Sky News Daily podcast about inflation as you scroll.

Thursday 18 April 2024 07:02, UK

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By Emily Mee, Money team 

A complaints expert has warned local authorities are making it "increasingly difficult" to claim for pothole damage. 

The AA reported last October that pothole breakdowns had hit a five-year high - with the incidents causing tyre punctures, distorted wheels, damaged shock absorbers and broken suspension springs. 

Drivers can expect to pay an average of up to £440 if they hit a pothole and their car sustains damage more serious than a puncture, according to RAC data. 

Scott Dixon, also known as The Complaints Resolver , says an increasing number of drivers are being forced to pay out themselves or claim through their insurance because local authorities are making it "virtually impossible to claim direct". 

In fact, insurer Admiral said pothole-related claims rocketed by 40% in 2023. 

Mr Dixon says this is because local authorities have moved towards a "risk based approach" on claims, which relies on objective opinion and has made it a "grey area". 

He says it's a "lottery" in terms of whether claims will be upheld, with some authorities paying out for less than 1% of claims. 

Who is responsible for paying out? 

Whoever controls the road must maintain it to a suitable standard and pay for repairs.

That means drivers whose cars are damaged by poorly maintained roads are able to claim compensation. 

In England, Scotland and Wales, local roads, B roads and smaller A roads will be maintained by the council.

Motorways and A roads in England are controlled by Highways England, and in Scotland by Traffic Scotland. 

Roads listed as red routes in Greater London are under Transport for London, while all road types in Northern Ireland are controlled by Dfl Roads. 

Should you make a claim? 

It's up to you whether you want to make a claim, or whether you will pay for the repairs yourself or through your insurance. 

It is worth remembering that if you make a claim through the local authority, this is taxpayers' money and could put councils under strain. 

Even if you choose not to claim, you should still report the pothole to prevent it remaining a danger to other road users. 

How to claim 

If you decide to make a claim, you should first report the pothole through  www.fixmystreet.com  or  www.fillthathole.org.uk  - or contact the local authority directly. 

Take photos of the pothole if it is safe to do so, and if you can put your foot by the hole for scale. 

To count as a pothole, it must usually be at least 40mm deep, or the height of two 20p coins. Mr Dixon says the width of the hole is seen as "irrelevant". 

The local authority will want to know exactly where the pothole is so you should provide a sketch (or you can use Google Earth for this). 

You should also get an estimate for the damage to your vehicle so the council knows how much to compensate you. 

Your claim will then be passed on to claims handlers - and you should be prepared for it to be rejected. 

Mr Dixon says authorities often "won't make it easy for you" and you've got to be ready to "put the leg work in" if you want your money back. 

So what can you do next? 

If your claim is indeed rejected, you don't have to give up there. 

Your next port of call is to put in a freedom of information request to your council. 

Every citizen has the right to ask for recorded information held by public authorities, and you can do this by letter, email, social media, online form or fax. 

In your request, you can ask for 12 months' worth of inspection reports on the road in question, how many times the pothole was reported, when the last repair was made and whether it was reported before you hit it. 

FOI requests can take up to 20 working days to come back, so be prepared to wait for it. 

When you receive it back, you should look for whether the last repair was made within the statutory timeframe, whether it was a temporary or permanent repair, and whether it had been reported before you hit it. You should also check for whether it was repaired to the correct specification and criteria. 

Being able to point out negligence may be enough for your claim to be accepted. 

If not, you can go through a small claims court. 

Every Thursday we look at a different savings option, explain the pros and cons, and reveal the best deals on the market (see table below for that).  This week we're talking about the best regular saver accounts.  Savings Champion founder Anna Bowes  says...

The top regular saver rates on offer are pretty static, but we have seen a newcomer to the market recently.

The Co-operative Bank has joined First Direct at the top of the table, offering its current account holders access to a variable rate of 7% on deposits of up to £250 a month, for 12 months. 

The top rates are often only available to those with a current account with that provider, but it's important to check whether opening a new current account just to have access to the regular saver is a good idea.

If you don't have a lump sum to invest, one of the best ways you can get into the savings habit is to open a regular saver account and deposit the amount you can afford the day after you are paid, so it becomes like another bill - but one that you can benefit from in the future.

Regular savings accounts pay some of the top rates available as you are normally restricted by the amount you can deposit, and you may not be able to dip into the cash very often, if at all, over a given term.

In fact, there are usually a number of terms and conditions, to keep an eye on to make sure you earn the interest you are expecting. And some top accounts are only accessible if you hold a current account with the provider. But normally you won’t need to transfer your primary current account.

Regular savings accounts normally offer a fixed rate of interest for a set term, but there are also many variable rate accounts around, so keep your eyes peeled.

By Bhvishya Patel, Money team

Over four days this week, we're speaking to some of Britain's struggling unpaid carers, hearing at times heart-breaking accounts of their physical, emotional and financial struggles.

Today, a daughter who helps care for her father with dementia shares her worries about the future and being able to manage his cost of care.

"You go into a care home and you might have to sell your house and they're taking all your money. I find that mad that you can work all your life and then you don't even have enough to leave your kids. It just all goes on care - it's crazy. Karen Karbritz, unpaid carer

Karen, 49, began caring for her father Alan, 76, with her mother Judy after he was diagnosed with dementia in 2021.

The mother of two, from Hertfordshire, who works as an intelligence analyst for the prison service, says juggling care with her job and raising her two children is difficult and it is always her "work that suffers".

"I've always got a guilt thing because I'm always thinking I should call my parents more, I should pop round more.

"My son is only nine and he has so many activities. I have to juggle the time because it is not fair for him to miss out on stuff.

"My boss sometimes asks if I would like to do overtime and I would like to and get a few extra quid, but when am I supposed to do that?"

After Alan's diagnosis, the day-to-day responsibilities that he took care of, such as finances and household bills, fell to Karen and her mother Judy.

"When it came to finances, Mum had no idea who her mobile phone supplier was or gas provider because my dad did it all. All the things my dad would have done, he now can't do so I'm now doing that," Karen says.

"It's something you've got to do. A lot of my friends are in a similar position, they've got parents who need more support now and then they've got small children and we can't leave them on their own and you're working as well."

Karen says her parents are in a "decent situation" financially and have a couple of properties they rent out which they are able to gain an income from.

Her mother also receives £76.75-a-week in carer's allowance.

"I can imagine if I had to give up my job to care full-time then no way would a carer's allowance allow me to do that. No way at all," she says.

When it came to the future, Karen says she worries about having the financial ability to provide for her parents with the care they need.

"I just got paid yesterday and my account is overdrawn after getting my pay but I can't ask my parents to lend me money," she says.

"Normally, they would be more than happy to help me but now they can't because they never know if they will need the money.

"You go into a care home and you might have to sell your house and they're taking all your money. I find that mad that you can work all your life and then you don't even have enough to leave your kids. It just all goes on care - it's crazy.

"I totally understand they need to keep every penny they've got. Dad might not go into a care home for 10 years or it could be next week. This is the thing you have no idea, it's really hard to plan."

While her father, who worked as a chartered surveyor before his diagnosis, does not need external carers or a care home at the moment, Karen says should he or her mother require care she does not know if she would be able to manage it.

"Every time the phone rings and I see my mum's number I think 'Oh god something has happened to my dad'," she says.

"That's the first thing, you see the number and your heart sinks and you think 'Oh god what now?'

"He's not at that stage where he needs carers, but the thing with dementia is it can suddenly get worse at any time, you just don't know. At the moment he doesn't drive or go for walks by himself.

"I'm quite practical so you know with dementia it is a one-way street, it doesn't get better. But at the moment he knows who we are.

"It's hard for my kids - sometimes my daughter says 'I'm scared I'll go to Grandpa and he won't know who I am'.

"At some point that will happen but while it's not happening I don't want to stress about it because it is not happening.

"If Dad needs to go into a care home you are looking at thousands a week which is just insane.

"Another concern is if something were to happen to my mum - does that mean my dad lives with me? If it does, that means I wouldn't be working because I can't afford to leave him all day.

"Will that mean paying for care for both of them? If that's the case then once their money runs out I will have to pay for it. I don't know if I would be able to manage."

A government spokesperson said: "Unpaid carers play a vital role in the lives of their family and friends, which is why from April we're boosting carer's allowance meaning carers receive an extra £1,500 a year compared to 2010.

"Those in low income households may also be eligible for additional financial support such as universal credit."

You can read the previous parts of our series here:

The day began with the release of the latest inflation figures by the Office for National Statistics at 7am.

Inflation fell to 3.2%, though economists had predicted it would ease further, to 3.1%.

We've dug into the ONS data, which shows that food prices were among the biggest drivers of the inflation drop in March.

This chart, updated with figures released today, shows food and non-alcoholic drinks fell by 0.11 percentage points last month.

"Once again, food prices were the main reason for the fall, with prices rising by less than we saw a year ago," Grant Fitzner, chief economist at the ONS, said. 

This helped bring inflation to its lowest rate for two-and-a-half years. 

Other big downwards drivers included furniture and household goods, and clothing and footwear. 

At the other end of the scale, the largest upward contributions came from communication and transport. 

 By Mickey Carroll , science and technology reporter

"I had just woken up and I got an email that said, 'We're going to have a company-wide meeting'. I knew right away."

James (not his real name) was visiting his family earlier this year when he saw the message.

"I started thinking about everything I was set to lose."

He had worked as a game designer at one of the UK's biggest video game studios for nearly a decade. It was a job he loved and had dreamt of since he was nine years old. But recently he had been worried.

All around him, friends in the gaming industry were being let go.

"My mind was racing, what could I do? I wasn't going to be the only one job-seeking at the moment because there were so many layoffs. They all happened at the same time."

He went to the meeting, where his worst fears were confirmed. The company's chief executive said around 25% of people at the studio would be cut. James was one of them.

Gaming is an anxious world right now. There's been more than 8,000 jobs cut globally since the start of this year and in March, the number of available jobs in the UK hit a record low, according to the report Games Jobs Live.

But in London, as the BAFTA Games Awards 2024 rolled around last week, gamers could just enjoy themselves.

Read the full story here ... 

B&M has said it will open at least 45 stores across the UK in the next year. 

It comes after the discount chain recorded a 10.1% revenue increase in its 2023/24 financial year, with its UK arm seeing sales rise by 8.5% to £4.4bn. 

The company currently trades from 741 stores in the UK under the B&M brand, 335 stores under the Heron Foods and B&M Express brands, and from 124 stores in France.

Chief executive Alex Russo said the group's "relentless focus on everyday low prices, great product ranges and excellence in operational standards" had chimed with customers.

Miss getting a Tango Ice Blast at the cinema? Well, its creator has announced it's releasing limited edition drinks in their iconic flavours. 

The fizzy frozen treat has slowly been disappearing from cinemas since 2019 when Cineworld stopped selling it, and opted to replace it with the Icee product created by Vimto. 

Fans have been disappointed by the decision since then and it seems its owner Britvic has finally produced a drink to satiate their taste buds. 

The drinks company has unveiled its new Tango Raspberry Blast and Cherry Blast drinks, which will be sold exclusively in convenience stores. 

The on-the-go, vegan friendly soft drink will be available from 22 April. 

"Tango's latest launch will look to engage Gen Z shoppers with its bold flavours, striking colours and eye-catching packaging," Britvic said. 

"We expect the launch to appeal to fans of the brand who have come to expect something bold and different from Tango, while attracting new shoppers too." 

Some drivers are being charged nearly 40% APR when paying for their car insurance monthly, according to Which?. 

The consumer champion asked 39 car insurers what APRs were being applied to monthly payments and, while many didn't respond, it found several that were charging similar interest rates to credit cards.

Among those that did respond, Which? found that 1st Central charges between 5% and 39.11%.

It gives customers a personal interest rate after a credit risk assessment, Which? said.

1st Central said: "We understand it is important to customers that we keep the price of insurance as low as possible - and benchmarking tells us that we are competitive for both annual premiums and for those that wish to pay monthly through a credit arrangement.

"We offer a range of APRs from 5% to enable us to provide credit to as many customers wishing to pay monthly as possible, including those with low or poor credit scores. Over the past quarter less than 2% of customers paid our highest APR."

The average rate offered by insurers was found to be 23.37%.

Only two car insurers asked - NFU Mutual and Hiscox - said they do not charge interest on monthly repayments.

What about home insurance?  

Which? also looked into the rates being charged on home insurance and found some insurers were charging nearly 35% APR on monthly payments. 

The highest rate in the study was from Co-op Insurance, which charges between 31.31% to 34.75% APR on monthly payments.

The average across the providers that charge a rate and disclosed it was 23%.

Co-op Insurance works with partners to provide insurance cover - and it said it is looking to reduce rates where possible. It added that it chose to share its rates with Which? as it is committed to transparency.

Fifteen home insurance providers surveyed said they do not charge interest: Bank of Scotland, Halifax, Hiscox, HSBC, Lloyds Bank, MBNA, M&S Bank, Nationwide Building Society, NFU Mutual, SAGIC, Sainsbury's Bank, Santander, TSB, Urban Jungle and Yorkshire Building Society.

Nearly one in five first-time buyers are now in their 40s, data from Santander has shown. 

Around 6,000 agreement in principles were completed for people aged 40-49 by Santander in 2024 alone, its homeownership report found. 

The oldest person to get their foot on the property ladder was 67 - nearly double the average first time buyer age of 36. 

Graham Sellar, head of business development, mortgages at Santander, said there were a number of reasons more people were opting to rent or live with their families until later in life.

"At Santander, we know it can be challenging to save for a deposit and get onto the property ladder, especially for those also juggling rental payments," he said. 

"However, we are here to help our customers in whatever ways we can - at whatever stage of life." 

Every Wednesday we get Michelin chefs, top bloggers or critics to pick their favourite cheap eats where they live and at home. 

This week we've got the popular food blogger Pam Gilmour, better known as Glasgowfoodgeek, who has more than 57,000 followers on Instagram. 

Can you tell us your favourite places in Glasgow where you can get a meal for two for less than £40?

Ramen Dayo - if you're looking for cheap but delicious eats, you can't go wrong with a filling ramen, and Ramen Dayo is the best in the city.

Owner Paul lived in Japan for years, so he knows great ramen. 

With massive bowls of soup coming in at around £13 I know I'm going to leave stuffed but so happy.

La Pastina - no one stuffs a sub like La Pastina, which makes sandwiches so big that you can keep half for dinner.

Packed with layers of cold cuts and toppings, this Italian sandwich shop is a great stop if you're looking for a to-go lunch.

The Bordain is a masterpiece, and definitely buy one of their made-in-house cakes.

El Perro Negro - if you're looking for the best burger in Glasgow you won't go far wrong visiting award-winning El Perro Negro, where you can enjoy a classic burger and side of fries for just £13.

The flavour and quality will absolutely blow your socks off.  My favourite is the signature juicy Top Dog burger.

Read all our Cheap Eats recommendations around the UK  here ...

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