macau travel insurance

• Global travel destinations

Travel Insurance for Macau, Macau Travel Insurance

Compare and buy travel insurance, find the best macau covid19 travel insurance for visitors to the usa.

It is important for international travelers visiting the USA to find the best Covid19 visitors medical insurance coverage in the midst of this pandemic. Travelers can compare visitor health insurance with Covid coverage by using our visitor insurance compare tool. In the tool, we have a question clarifying if you need to compare visitors insurance for Covid 19.

Even in our display comparing best travel insurance for Covid19, we have a “filter” option where visitors can filter for Covid 19 travel insurance coverage plans only. Based on your specific visitors insurance requirements we display all the available Covid travel insurance plans from top rated US insurance providers.

Macau healthcare for tourists, Travel health insurance for Macau

Schengen visa insurance

US Expatriates Insurance

Macau visitors insurance

Macau travelers visiting USA

Travel insurance for visiting macau, travel insurance for vacationing in macau.

Macau famously known as the "Las Vegas of Asia" attracts over 30 million tourists annually.While the bulk of the tourists are from mainland China and Hongkong , Macau also gets tourists in large numbers from Taiwan , Japan , South Korea , Malaysia , Philippines , Thailand and the United States.

Macau which was a Portuguese territory till 1999 displays these cultural influences, and has today reinvented itself as the entertainment center of Asia.As a gambling center, there are famous casinos like The Venetian Macao, Casino Lisboa, Sands Maca and Wynn Macau.

Beyond casinos, there is the St. Paul's Cathedral or Mater Dei, which is Macau's best known landmark. Near St Paul's is Monte Forte which is a world heritage site and gives an insight to Portuguese and Dutch naval power of the 17th century. The Macau Tower is the loftiest building in Macau at 338 metres height and is sure to enthral tourists with its magnificent views.

The aquarium at the city of Dreams is a popular attraction especially for children. American and other international tourists coming to Macau should however buy good travel medical insurance. At American Visitor Insurance, international tourists can compare and understand different travel insurance options with ease.

Our website offers facilities that help customers compare several insurance plans in an unbiased manner while understanding different benefit details in a transparent fashion.These tools help customers find the best travel medical insurance plan for their specific needs.

Select the type of travel health insurance for visiting Macau...

 travel insurance with quarantine coverage, travel insurance for quarantine coverage.

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Travel insurance for American citizens and US Residents traveling outside USA
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance, best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available from 5 days to 364 days
• Offers maximum coverage up to $5,000,000
• Travel Medical Choice insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses
• Offers coverage outside the US
• Deductible options from $0 to $1,000
• Policy Maximum from $50,000 to $150,000
• Offers emergency medical evacuation coverage up to $500,000
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best expat insurance, best expatriate insurance, expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.
• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, best trip protection insurance, best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max
• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance, cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

 US seniors traveler insurance, Medicare supplement international travel insurance

Usa senior citizen travel insurance, us seniors travel insurance, travel insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best annual travel insurance, best yearly travel insurance, annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip
• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
• Take an unlimited number of Covered Trips during the 364 day Policy period
• Covers domestic and international trips - up to 90 days each
• Offers two plan levels namely Silver and Gold offer options for different needs and budgets
• Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
• The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Review and compare the best Annual insurance.

Types of US travel insurance

Single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Travel insurance for international tourists visiting Macau

Trip cancellation insurance

Trip cancellation insurance related emergencies while in Macau.

Travel medical insurance

Travel medical insurance for Macau that covers medical expenses.

Annual multi-trip insurance

Annual travel insurance for frequent travelers to and from Macau.

Group insurance

Insurance for Macau for five or more travelers on same itinerary.

Travel Insurance Macau – FAQs

Does central does macau travel insurance cover covid 19 illness.

There are some USA Covid travel insurance plans available for travel to Macau that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Macau to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

What is the best Macau travel insurance?

This is a good question and American Visitor Insurance tries to answer for our customers. Given the different needs of different travelers there is not one policy that is always best for everyone.If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to give our customer as much information as possible so they can find the Macau travel health insurance plan that is best for their needs.If you want some more guidance, please feel free to contact us and our licensed agents will help you!

How much is travel insurance for Macau?

The cost for the Macau travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Macau travel insurance required, the greater will be the cost. Our Macau travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit.

Popular tourist destinations in Macau

Kun Iam Statue

Kim Iam statue is a 20 m tall bronze statue of Goddess of Mercy emerging from a lotus.

Hac Sa Beach

”Hac Sa” Beach, which literally means “Black Sand” is the largest natural beach situated in Coloane Island.

Fortaleza do Monte

Fortaleza do Monte has historical cannons, barracks, cisterns and storehouses, used in significant historical battles.

Ruins of St. Paul’s

It is important and age-old structure of Macau with a gigantic relic and a stairway that reflect the remains of the century-old Jesuit Church.

Macau - General information  

Macau - general information.

Ruins of St Paul, Senado Square, Venetian Macau, A Ma Temple, Macau Fisherman's Wharf, Macau Tower, Kun Iam Statue.

Chinese, Portuguese

Around 6 Lakhs

Macanese Pataca

October to December

Travel insurance Macau, Macau travel insurance information

Resources for travel insurance Macau

International travel insurance resources for Macau visa holders.

Factors for travel insurance Macau online

Factors to consider while deciding on the best travel insurance to Macau

Types of Macau travel insurance online

Understanding different types of Macau visa travel insurance options.

Macau travel insurance Claims Procedure

Travel insurance online claims process for getting medical care in a hospital.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel Insurance for Macau residents

Best travel medical insurance, patriot america plus.

• Available for US citizens visiting USA
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Plan is suitable for Green Card holders as long as they reside outside the US.

Visitors Protect

• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.

Atlas America

• This plan is available for Non-US citizens traveling outside their home country
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).

Diplomat America

• This plan is for Non Us citizens and Non US residents visiting the US.
• This plan have 24 months waiting period for pre-existing conditions.

Safe Travel USA Comprehensive

• Covers acute onset of pre-existing conditions up to policy maximum age up to 69 years.
• This plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• This plan is available for green card holders.
• For ages 14 days to 89 years.
• Coverage for minimum 5 days to maximum up to 364 days.

Travel Medical Choice

• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• For the acute onset of pre-existing condition coverage with Cardiac Condition and/or Stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.Other than Cardiac Condition and/or Stroke it covers for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available
• This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• There is a minimum purchase of 90 days required to buy this plan

INF Elite 90

• Covers 90% of eligible medical expenses.

INF Safe Traveler USA 90

• INF Safe Traveler USA 90 covers 90% of elgibile medical expenses

INF Safe Traveler USA

• INF Safe Traveler USA covers 80% of elgibile medical expenses

INF Elite Plus

• Covers Preventive & maintenance care and coverage for full body physicals.
• Comprehensive plan with full pre existing condition coverage up to 99 years which is unique.

Visitors Care

• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.

Travel Medical USA

• Offers coverage for acute onset of pre-existing conditions up to 79 years.
• Renewable up to 364 days

Visitor Secure

• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.

INF Standard

• This plan is available for for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Minimum Enrolment should be 30 days.

Safe Travels Elite

• It offers coverage for acute onset of pre-existing conditions up to 89 years.
• Available for Non US citizens coming to the US and worldwide.

INF Premier

• Acute Onset treated like New Sickness
• This plan covers Full pre-existing conditions up to 99 years.

INF Premier Plus

• Covers preventive & maintenance care
• This plan covers Full pre-existing conditions up to 69 years.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• This plan is available to both Non-US citizens and US citizens traveling outside their home country.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 69 years).
• Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

Safe Travel USA

• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

Travel Medical Basic

• The policy maximum for this comprehensive insurance starts from $50K and provides up to $5M. For people above age 80 years, they get a policy maximum of $10K
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25K up to 65 years; $5K for 65 to 79 years.

INF Elite plan

• This plan offers full pre existing condition coverage.
• Elite plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.

Safe Travel USA Cost Saver

• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• Acute onset of pre-existing condition coverage for Worldwide including US with Cardiac Condition and/or Stroke - $50K up to 69 years; $5K for 70 to 79 years.Other than Cardiac Condition and/or Stroke - $75K up to 64 years; $7.5K for 65 to 79 years.
• For Worldwide excluding US - $50K up to 64 years; $10K for 65 to 79 years.

INF Elite Plus plan

• Elite Plus plan with policy maximum $150K covers pre-existing condition coverage up to $25K maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75K covers pre-existing condition coverage up to $20K maximum with deductible $1,500 for age 70 to 99 years.

INF Elite 90 plan

• This plan covers 90% of eligible medical expenses.
• Elite 90 plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
• It is an affordable plan for visitors visiting the US.

INF Premier plan

• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• Covers full pre-existing conditions up to 99 years.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• This fixed plan Covers preventive & maintenance care.
• Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 70.

Atlas Premium

• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• This plan provides coverage up to $250,000 for 70 to 79 year old travelers.
• Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.

Travel Medical USA insurance

• The Travel Medical USA plans ( Travel Medical USA Visitor Basic , Travel Medical USA Visitor Choice ) cover acute onset of pre-existing conditions for people up to age 79.
• Travel Medical Choice Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
• The age availability is 14 days to 80+years.
• Covers acute onset of pre existing conditions up to the age of 79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America Lite with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
• Visitors Protect Plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.

Patriot Platinum

• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Pre-existing complications from covid-19 covered
• Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years
• This plan need to be purchased for a minimum of 3 months.
• This fixed plan from provides full pre existing condition coverage.
• In-patient, out-patient, specialist care covered for pre-existing.
• Minimum purchase of 90 days is required for this plan.
• This is another comprehensive plan from INF.
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years .

Older traveler medical insurance for above 70 years

Safe travels usa comprehensive.

• Safe Travels USA Comprehensive available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• For the age of 65 to 80 years this plan provides a policy maximum of $50,000 and $100,000.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Covers 90% of elgibile medical expenses and minimum purchase of 90 days is required for this plan.
• INF Safe Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.

Senior Citizen travel insurance for above 80 years

• INF Safe Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Safe Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan covers Urinary Tract infection for older travelers above 80 years.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
• For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• The Safe Travels USA Comprehensive provides a policy maximum of $20,000 for people aged above 80 years.

Safe Travels USA Cost Saver

• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.

Safe Travels USA

• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.

Safe Travels Elite Diamond

• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years
• Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
• Travel Medical USA Visitor Choice is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
• Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.

Senior Citizen travel insurance for above 90 years

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New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

Us immigrant health insurance plans.

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

Schengen visa insurance for Macau residents visiting Europe

Schengen visa insurance requirements.

• Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

Insurance for Macau residents visiting the USA

Pre-existing coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments.

Senior citizens

A fall/illness could become more serious for the older traveler. Be sure you have good coverage..

Student insurance

Find insurance plans providing coverage student insurance International students studying overseas.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Travel insurance for Macau, Macau healthcare for tourists

Travel Insurance from USA to Macau FAQ

Travel Insurance USA to Macau Blog

Travel Insurance to Macau from USA Forum

Travel Insurance USA Claims

Us medical insurance for visitors to global destinations, us health insurance for travelers to usa.

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TravelSafe Insurance Plan - BNU Macau

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Travel insurance is essential for a peaceful and safe trip. No matter what your purpose of traveling is, you may choose the TravelSafe Insurance Plan that most suits your needs. Don’t forget, TravelSafe Insurance Plan protects you worldwide!

Enjoy your journey – worry free!

Benefits Overview

• 24-Hours Worldwide Emergency Assistance
• Enjoy discounts for family members
• Automatic 10 days extension of insurance period due to unavoidable travel delay without charge
• Coverage for loss/delay of baggage
• Cover for amateur sports activities
• Cover for the highest level of “Travel Alert”
• Cover for Accidents caused by Terrorist Acts*
• No deductibles

*Only applicable for Section 1 “Emergency Medical” and Section 2 “Personal Accident” of Clause 3 of the Policy General Conditions.

APPLY NOW through BNU Online Banking , BNU APP or visit our offices at Av. Praia Grande 567, BNU Building 14/F, Macau (China) , from Monday to Friday (09:00 – 17:30).

This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

Download the Product Leaflet here .  Please contact us for further details about the product and how to apply for it.

1  Maximum benefit of MOP75,000 for Prestige Plan or MOP30,000 for Express Plan or 10% of the unused portion of Medical Expenses Benefit, whichever is lower. 2  Subject to Compensation Table. Insured over the age of 75 or under 16 will be entitled to a maximum benefit of MOP300,000 for Prestige Plan or MOP140,000 for Express Plan. 3  Benefit subject to sub-limit for different types of personal baggage. 4  Not applicable to Insured over the age of 75 or under 16. 5  50% of excess if the loss incurred in the PR China, or 80% of excess if the loss incurred elsewhere other than in the PR China, subject to maximum benefit.

 EXCLUSIONS (Abstract only)

(The following list of exclusions is not representative of the full list of Exclusions. Please refer to the details stated in the Policy General Conditions.)

• Pre-existing, congenital or hereditary conditions before issuance of the policy
• Any known condition before issuance of the policy
• Suicide, attempted suicide or intentional self-injury
• Actions of the Insured whilst under the influence of alcohol or drugs to the extent of legal impairment
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• Nuclear reactions, radiations and contaminations
• Pandemic exposure once the outbreak is confirmed by World Health Organization or Macau Government

LIST OF EXCLUDED COUNTRIES AND TERRITORIES

Your “TravelSafe Insurance Plan” policy will not be covered if you are travelling to any of the following Excluded Countries and Territories listed below:

The List of Excluded Countries and Territories may be updated from time to time without prior notice and which is applicable to all plans of “TravelSafe Insurance Plan”.

PREMIUM TABLE

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Important Notice

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• This insurance is only applicable for trips with Macau as origin location.
• Insured age is from 6 months to 75 years old.
• Annual Plan is subject to approval by Fidelidade Macau – Insurance Company Limited.

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• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Warnings and insurance

The Foreign, Commonwealth & Development Office ( FCDO ) provides advice about risks of travel to help British nationals make informed decisions. Find out more about FCDO travel advice .

This travel advice covers the Macao Special Administrative Region (SAR). For mainland China, see travel advice for China .

Before you travel

No travel can be guaranteed safe. Read all the advice in this guide and any specific travel advice that applies to you: 

• women travellers
• disabled travellers
• LGBT+ travellers
• solo and independent travel
• volunteering and adventure travel

Follow and contact FCDO travel on Twitter , Facebook and Instagram . You can also sign up to get email notifications .

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If you choose to travel, research your destinations and get appropriate travel insurance . Insurance should cover your itinerary, planned activities and expenses in an emergency.

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Latest update

Exercise a high degree of caution in Macau.

Macau (PDF 243.59 KB)

Asia (PDF 2.21 MB)

Local emergency contacts

Fire and rescue, medical, and police.

Call any number for all emergency services:

Advice levels

• Violent crime is rare in Macau, but some petty crime happens. Thieves target tourist spots and crowded places, such as shopping centres, markets, the airport and casinos. Take care of your belongings.
• Drink spiking happens. Don't accept food, drink, cigarettes or gum from strangers. Don’t leave your food or drinks unattended.
• Be careful when using ATMs, as theft happens. Use ATMs in shops or banks rather than on the street. If someone approaches you, cancel your transaction before talking to them.
• Protests can turn violent. It's illegal to protest without Macau government approval. Avoid large public gatherings.
• Macau experiences typhoons and flooding of low-lying areas. These can disrupt transport and essential services. Typhoon season is between May and October. Follow the advice of local officials and contact your travel operator about delays.

Full travel advice: Safety

• Macau has very high humidity from May to October and can have very high pollution levels. If you have a heart or breathing condition, do less physical activity when the air quality index health risk is high and reduce physical and outdoor activities on very humid days.
• Macau sometimes has outbreaks of dengue. Japanese encephalitis is also a risk.
• Hand, foot and mouth disease (HFMD) is common. Wash your hands thoroughly and often.
• Waterborne, foodborne and other infectious diseases include tuberculosis and hepatitis. Avoid raw or undercooked food. Avoid contact with animals.
• Macau's medical facilities are adequate. You may need to pay up-front. If you're seriously ill or injured, you may need medical evacuation to Hong Kong. Ensure your travel insurance covers this.

Full travel advice: Health

• Macau's Law on Safeguarding National Security may be interpreted broadly, and you could break the law without intending to. The law could be applied to activities that occurred outside Macau, including social media posts.
• Don't use or carry illegal drugs. Penalties include heavy fines and jail terms.
• Chinese law doesn't recognise dual nationality. The Australian Government may be unable to help if you enter Macau on a travel document other than your Australian passport or if you're deemed a Macau or Chinese national. If you're travelling from Macau to Hong Kong or mainland China, use your Australian passport. 
• If you're a dual national of Chinese descent, you can register your Australian citizenship with the  Macau Identification Bureau . If Macau authorities consider you a citizen of China, they may refuse to grant you access to Australian consular services. This will prevent the Australian Government from providing you with those services.

Full travel advice: Local laws

• If you're visiting for tourism for less than 30 days, you generally won't need a visa. Macau is a Special Administrative Region (SAR) of the People's Republic of China. It has separate visa and entry administration to Hong Kong and mainland China. Entry and exit conditions can change at short notice. You should contact the nearest embassy or consulate of China for the latest tourist, business and student visa information.
• The local currency is the Macanese Pataca (MOP). Some shops also accept Hong Kong dollars and Chinese yuan. Most places accept credit cards.
• Only use licensed taxis or reputable limousine services. Insist on using the meter. 

Full travel advice: Travel

Local contacts

• The Consular Services Charter details what we can and can't do to help you overseas.
• Australia doesn't have an embassy in Macau. For consular help, contact the Australian Consulate-General in Hong Kong . 
• To stay up to date with local information, follow the Consulate-General's social media accounts.

Full travel advice: Local contacts

Full advice

Petty crime.

There's very little violent crime in Macau. You could encounter pickpocketing and street theft.

Thieves target tourist spots and crowded places such as crowded shopping areas, markets and casinos.

Take care of your belongings, especially in crowded places.

Drink spiking

Drink spiking happens.

To reduce your risk of drink spiking:

• be careful of people who approach you in bars, clubs and casinos
• don't accept drinks, food, gum or cigarettes from strangers or new friends
• don't leave food or drinks unattended

More information:

Partying safety

Take care withdrawing money from an ATM:

• avoid using ATMs on the street — use those inside banks, shops, shopping centres or casinos
• if someone approaches you at an ATM, cancel your transaction before speaking to them

Kidnapping 

Kidnapping can happen anywhere, anytime, including destinations that are typically at lower risk. The Australian Government's longstanding policy is that it doesn't make payments or concessions to kidnappers.

Cyber security

You may be at risk of cyber-based threats during overseas travel to any country. Digital identity theft is a growing concern. Your devices and personal data can be compromised, especially if you’re connecting to Wi-Fi, using or connecting to shared or public computers, or to Bluetooth. 

Social media can also be risky in destinations where there are social or political tensions, or laws that may seem unreasonable by Australian standards. Travellers have been arrested for things they have said on social media. Don't comment on local or political events on your social media. 

More information:  

• Cyber security when travelling overseas  

Civil unrest and political tension

Demonstrations and protests.

Public protests and events that draw large groups of people can turn violent.

To avoid the risk of violent unrest:

• avoid large gatherings and protests
• monitor the media for possible unrest and avoid those areas
• follow the advice of local authorities

Demonstrations and civil unrest

Terrorism is a threat worldwide.

Terrorist threats

Climate and natural disasters

Macau experiences typhoons and flooding of low lying areas.

Local safety rules require businesses and transport services to close during typhoons or very heavy rain.

Authorities may delay or suspend flights and ferries into and out of Macau. Contact your travel operator or airline to find out about delays.

If there's a typhoon:

• monitor weather forecasts and plan accordingly
• know your hotel or cruise ship's evacuation plans
• secure your passport in a safe, waterproof location

If there's a  natural disaster  or  severe weather :

• monitor the news and other local information sources
• monitor the  Global Disaster Alert and Coordination System
• keep in contact with friends and family
• Macao Government Tourism Office
• Macau Meteorological and Geophysical Bureau
• World Meteorological Organization Severe Weather Information Centre

Travel Insurance

Get comprehensive travel insurance before you leave.

Your policy needs to cover all overseas medical costs, including medical evacuation. The Australian Government won't pay for these costs.

If you can't afford travel insurance, you can't afford to travel. This applies to everyone, no matter how healthy and fit you are.

If you're not insured, you may have to pay many thousands of dollars up-front for medical care.

• what activities and care your policy covers
• that your insurance covers you for the whole time you'll be away

Physical and mental health

Consider your physical and mental health before you travel, especially if you have an existing medical condition. 

See your doctor or travel clinic to:

• have a basic health check-up
• ask if your travel plans may affect your health
• plan any vaccinations you need

Do this at least 8 weeks before you leave.

If you have immediate concerns for your welfare or the welfare of another Australian, call the 24-hour Consular Emergency Centre on +61 2 6261 3305 or contact your  nearest Australian Embassy, High Commission or Consulate  to discuss counselling hotlines and services available in your location.

• General health advice
• Healthy holiday tips  (Healthdirect Australia)

Medications

Not all medication available over the counter or by prescription in Australia is available in other countries. Some may even be considered illegal or a controlled substance, even if prescribed by an Australian doctor.

If you plan to bring medication, check if it's legal in Macau. Take enough legal medicine for your trip.

Carry a copy of your prescription or a letter from your doctor stating:

• what the medication is 
• your required dosage 
• that it's for personal use 
• Serviços de Alfândega de Macau  (Only available in Portuguese or Chinese; for further enquiries, please contact the nearest Chinese Embassy or consulate)

Health risks

Macau experiences very high humidity during summer, from May to October. Reduce physical exertion and outdoor activities on very humid days.

Air pollution

High levels of air pollution may trigger bronchial, sinus or asthma conditions.

If you have existing heart or breathing difficulties, reduce physical and outdoor activities on days with high pollution.

For up-to-date air quality reports, visit the  Macau Meteorological and Geophysical Bureau .

Insect-borne diseases

Outbreaks of mosquito-borne illnesses, including  dengue , sometimes occur.

To protect yourself from disease:

• ensure your accommodation is insect-proof
• use insect repellent
• wear long, loose, light-coloured clothing

Hand, foot and mouth disease

Hand, foot and mouth disease (HFMD)  is common. Severe outbreaks sometimes occur. Outbreaks usually start in March or April and peak in May. Sometimes, they last until October.

HFMD mainly affects children aged younger than 10 years, but adult cases, particularly in young adults, occur.

HFMD is spread by direct contact with discharges of infected people.

Practise good hygiene. Wash your hands carefully and frequently.

Other health risks

Waterborne, foodborne and other infectious diseases occur sometimes. These include:

• tuberculosis  
• hepatitis  
• Japanese encephalitis

To protect yourself from illness:

• drink only filtered water or bottled water from bottles with sealed lids

Seek medical advice if you have a fever or diarrhoea.

Medical care

Medical facilities.

The standard of medical facilities in Macau is adequate.

Private hospitals will ask to see proof of your travel insurance before treating you. They may ask you to guarantee payment or pay a deposit up-front.

If you become seriously ill or injured, you may need to be evacuated to Hong Kong. Medical evacuation can be very expensive.

You're subject to all local laws and penalties, including those that may appear harsh by Australian standards. Research local laws before travelling.

Macau's Law on Safeguarding National Security could be interpreted broadly. You could break the law without intending to. The law could be applied to activities that occurred outside Macau, including social media posts.

If you're arrested or jailed, the Australian Government will do what it can to help you under our Consular Services Charter . But we can't get you out of trouble or out of jail.

The Australian Government can't intervene in the Macau judicial process.

If local authorities consider you a citizen of China, they may refuse to grant you access to Australian consular services. This will prevent the Australian Government from providing you with those services.

Possessing illegal drugs of any kind, including marijuana, can result in penalties that include heavy fines and jail time.

Carrying or using drugs

Macau has strict laws around importing and possessing weapons. This includes stun guns, tasers and items that look like weapons, such as:

• fashion accessories

You must have a permit to import, possess or buy these items. This includes items sold in local markets. Apply in advance for a permit from local authorities.

It's illegal to:

• join a public protest without Macau government approval
• take photos of military installations

Macau Government Tourism Office  — Accommodation

Australian laws

Some Australian criminal laws still apply when you're overseas. If you break these laws, you may face prosecution in Australia.

Staying within the law and respecting customs

Dual citizenship

The Nationality Law of the People's Republic of China applies in the Macau Special Administrative Region. Under this law, dual citizenship is not legally recognised in Macau. However, Macau's law allows dual nationals of Chinese descent to register their Australian nationality with the  Macau Identification Bureau . 

If local authorities consider you a citizen of China, they may refuse you access to Australian consular services. This can happen even if you entered Macau on an Australian or other foreign passport and you:

• haven't renounced your Chinese citizenship according to Chinese law
• haven't formally advised the Chinese authorities of your Australian citizenship
• continue to maintain a passport issued by the Macau Special Administrative Region or by China.

Get professional legal advice if you're not sure of your citizenship status under Chinese law.

If you plan to enter mainland China or Hong Kong from Macau, travel on your  Australian passport .

Local authorities may not allow consular access if you enter Macau on a travel document other than your Australian passport or if local authorities identify you as a Chinese national. 

• Dual nationals
• Travel advice for China

Visas and border measures

Every country or territory decides who can enter or leave through its borders. For specific information about the evidence you'll need to enter a foreign destination, check with the nearest embassy, consulate or immigration department of the destination you're entering. 

Macau is a Special Administrative Region (SAR) of the People's Republic of China. It has separate visa and entry administration to Hong Kong and mainland China.

If you visit for tourism for less than 30 days, you generally won't need a visa. However, entry and exit conditions can change at short notice. For details about visas, currency, customs and quarantine rules, contact or visit:

• Macau Immigration Service
• Macau Government Tourist Office

If you need a visa, apply for it through your nearest PRC embassy or consulate .

Travel between Macau and mainland China

You'll need a visa if you plan to travel between Macau and mainland China.

If you plan to return to China after visiting Macau, get a multiple-entry visa for China. If you don't get this visa, you'll need a new visa to re-enter China. Get your visa before leaving Australia.

If you've recently changed your passport, but your Chinese visa is still in the old passport, take both passports with you. Officials may ask you to present your previous passport and Chinese visa.

If you have previously visited China and plan to apply for a Chinese visa at the border of Zhuhai and Macau, carry your previous Chinese visa with you, even if it's in a recently replaced passport. 

Border authorities may refuse to issue you with a new Chinese visa if you have a previous one but can't show it to them. 

The paper slip provided upon entry to Macau includes your date of entry and your latest departure date. The slip is needed at hotel check-in and when requested by local authorities.  Replacement slips  are available from the Macau Border Control Department or a police station.

• Macau government website
• Travel advice for Hong Kong

Some countries won't let you enter unless your passport is valid for 6 months after you plan to leave that country. This can apply even if you're just transiting or stopping over.

Some foreign governments and airlines apply the rule inconsistently. Travellers can receive conflicting advice from different sources.

You can end up stranded if your passport is not valid for more than 6 months.

The Australian Government does not set these rules. Check your passport's expiry date before you travel. If you're not sure it'll be valid for long enough, consider getting a new passport .

Lost or stolen passport

Your passport is a valuable document. It's attractive to people who may try to use your identity to commit crimes.

Some people may try to trick you into giving them your passport. Always keep it in a safe place.

If your passport is lost or stolen, tell the Australian Government as soon as possible:

In Australia, contact the Australian Passport Information Service .

If you're overseas, contact the nearest Australian embassy or consulate .

Passport with ‘X’ gender identifier

Although Australian passports comply with international standards for sex and gender, we can’t guarantee that a passport showing 'X' in the sex field will be accepted for entry or transit by another country. Contact the nearest  embassy, high commission or consulate of your destination  before you arrive at the border to confirm if authorities will accept passports with 'X' gender markers. 

• LGBTI travellers

The currency in Macau is the Macanese Pataca (MOP).

Some shops also accept Hong Kong dollars and Chinese yuan.

Travellers in and out of Macau may need to declare  Cash and Bearer Negotiable Instruments . Make a written declaration if you're carrying more than the equivalent of MOP120,000.

Credit cards are widely accepted in Macau.

Take care using ATMs as petty crime occurs. See Safety

Macau Customs Service

Local travel

Driving permit.

To drive in Macau, you need both:

a valid international driving permit (IDP)

your current Australian driver's licence

If you stay in Macau longer than 14 days, you must  register your driving licence  with the Macau Public Security Police Force (CPSP).

Get your IDP in Australia before you leave.

You may not be covered by your travel and vehicle insurances if you drive without an IDP.

Road travel

Macau has a well-developed road network of standards similar to those of an Australian city.

Check you have adequate insurance before driving.

Find out about local road rules and practices. 

• Driving or riding
• Registration of Driving Licence

Motorcycles

Check if your travel insurance policy covers you when riding a motorbike.

To remain covered by your insurance, you may have to follow local laws.

Always wear a helmet.

Taxis and ridesharing services

Use only licensed taxis or reputable limousine services. Arrange them through your hotel if you can. Always insist that the meter is used and be prepared to pay cash for taxis. Many taxis don't have seatbelts available for use in the back seat.

Rideshare services are illegal in Macau. Police have issued fines to drivers and passengers of unlicensed taxi services.

Public transport

Public buses are inexpensive and frequent. However, you may have difficulty finding them outside major tourist areas. Drivers generally have limited English.

• Macau Government Tourist Office — Local transportation
• Transport and getting around safely

Ferries are a common mode of transport from:

• Hong Kong and
• the Chinese mainland

Some cruise lines visit Macau.

• Travelling by boat
• Going on a cruise

A ir travel

DFAT doesn't provide information on the safety of individual commercial airlines or flight paths.

Check Macau's air safety profile with the Aviation Safety Network.

Emergencies

Depending on what you need, contact your:

• family and friends
• travel agent
• insurance provider

Always get a police report when reporting a crime.

Your insurer should have a 24-hour emergency number.

Consular contacts

Read the Consular Services Charter for what the Australian Government can and can't do to help you overseas.

Australia doesn't have an embassy in Macau.

For consular assistance, contact the Australian Consulate-General in Hong Kong.

Australian Consulate-General, Hong Kong

23/F Harbour Centre, 25 Harbour Road

Wanchai, Hong Kong

Phone: (+852) 2827 8881

Fax: (+852) 2585 4457

Website: https://hongkong.consulate.gov.au/

Facebook: Australia in Hong Kong and Macau

Check the Consulate-General website for details about opening hours and any temporary closures.

24-hour Consular Emergency Centre

In a consular emergency, if you can't contact an embassy, call the 24-hour Consular Emergency Centre on:

• +61 2 6261 3305 from overseas
• 1300 555 135 in Australia

Travelling to Macau?

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Buy Travel Insurance for Macau from India Online

Macau is a wonderful place that lies close to China but still maintains its individuality both in spirit and culture. Thus, if you have already visited China, be ready for a completely different experience in Macau.

But, while you make all your travel preps, do spare some thought about availing a Macau travel insurance policy.

International travel is fraught with unforeseen dangers; even more so than domestic travel. Baggage misplacement, theft of essential travel documents and other unfortunate events can significantly hamper your overall travel experience. Travel insurance for Macau can prevent unforeseen financial liabilities arising from such unforeseen circumstances in the abroad destination.

However, no need to worry. Things aren’t bad in Macau. In fact, the nation offers a safe atmosphere, where one can take in its various attractions peacefully.

Is it Mandatory to Buy Travel Insurance While Visiting Macau?

Travel insurance to Macau is not mandatory. Still, regardless of whether a country’s government mandates such a cover for tourists or not, buying travel insurance is vital, nonetheless.

At any point during the vacation, you may face medical emergencies or loss of baggage. Fortunately, travel insurance is all you need to limit financial liability from such losses.

Why should you Opt for a Macau Travel Insurance Policy?

Macau is a relatively safe and secure travel destination. With almost no terrorism and civil unrest instances, travellers are generally safe. However, petty theft and pickpocketing cases are rampant. During the trip, such crimes may lead to financial loss. Travel insurance for Macau from India can offer complete protection against such monetary losses.

Additionally, Macau is prone to typhoons at certain times of the year. Travel insurance for Macau can aid you if you are stranded due to such a storm as well. From reimbursing you for unplanned stays at hotels to altering flight tickets, such plans are particularly handy when natural calamity hits.

What is the cost of Travel Insurance for Macau from India?

A $50,000 Macau Travel insurance plan from India for 4 days-1adult is starting from ₹225 only (GST extra).

What’s great about International Travel Insurance for Macau by Digit?

• Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 
• Adventure Sports Covered  - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 
• Immediate Monetary Compensation for Flight Delays  - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
• Smartphone-enabled Processes  - No paperwork, no running around. Just upload your documents when you make a claim.
• Missed-call Facility  - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 
• Worldwide Support  - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Macau Travel Insurance Plans that fit your needs

Basic option.

Offers coverages for the most common mishaps that can be encountered on an international trip.

Comfort Option

This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at  1800-258-5956  in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please  click here .

With us, get access to VIP claims

After you buy our international travel insurance for Macau, you live tension free as we have a 3-step, completely digital claims process!

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Upload the required documents & your bank account details, on the link sent.

We’ll take care of the rest!

Why choose Digit for your Macau Travel Insurance from India?

There are so many insurance providers around. Yet, you should consider picking the policy from Digit. We offer a range of benefits, many of which are simply unavailable from other travel insurance options.

Here are some advantages of purchasing a travel insurance plan from Digit:

• Adventure Sports Cover - If one of the primary reasons for your Macau visit is to undertake extreme activities, such as bungee jumping from the Macau Tower, you need to take proper precautions as well. If things go wrong during such activities, you would need immediate medical attention. Digit’s insurance allows you to claim coverage for hospitalisation when the injury occurs due to participation in single-day adventure sports.
• Perfect Customer Care Solution - Digit’s Macau travel insurance becomes even more desirable when you consider that the company’s customer care team is ready to assist you 24x7. All you need to know is the toll-free number +91-730347000. Give a missed call at the number whenever you need to secure help from Digit. A representative will call you back within a few minutes.
• Missing/Delayed Luggage in Transit - Often, airports and carriers lose track of passengers’ baggage. When such a thing happens, you have no way to immediately reclaim the lost baggage. Under normal circumstances, such a thing would severely hamper your travel experience. However, with Digit’s travel insurance for Macau, you can buy the necessary items until you acquire your bags. You wouldn’t even need to spend money from your own pocket to acquire these necessities.
• Personal Liability Cover - Suppose you are driving a rented vehicle on your Macau trip and end up causing an accident. Unfortunately, the car is badly dented and broken due to the accident. You are liable to pay for all necessary repairs in such a case. If you possess a Digit travel insurance plan, however, your liability in such a case shifts to the insurer. You do not need to pay for damages from your own pocket.
• Inexpensive Premiums - One would think that a plan, offering so many benefits would be pretty expensive. However, Digit’s travel insurance is just the opposite. The company’s Macau travel insurance plan starts at just Rs. 225 per adult traveller per day of stay. The policy’s sum insured is $50,000. Yes! The policies are just that cheap. A taxi ride is literally more expensive in India. 
• Loss of Passport is Covered - Losing or theft of your passport during your trip can be devastating for your travel plans. While you can easily arrange for an interim passport, doing so involves considerable expenses.  If you are looking to avoid spending such exorbitant sums, availing Digit’s policy can be just the thing you need. The company offers reimbursement for expenses related to re-issuance of your passport.

These are just some of the advantages that you can expect from Digit’s thoughtful plans. Further, you can also look forward to several other benefits from the brand as well.

Know more about Macau before your Trip

A former Portuguese colony, Macau presents a strange fusion between Chinese and Portuguese culture. Macau is perhaps one of the only places in the world that are culturally enriched by both the diverse ethnicities. Popular for its mesmerising sights, the country is also referred to as ‘Las Vegas of the East’ due to the several casinos and gambling opportunities in the destination.

Best Time to Visit Macau

• October to December – Macau’s autumn season begins in October and lasts until December. During this period temperature and weather conditions remain ideal for travelling. Due to almost no rain and typhoon warnings, this is the stretch that you should plan your vacation to Macau for an optimal experience.
• March to May – Although this is the spring season, Macau receives some rainfall during this period. However, the other days remain relatively dry and sunny. 

Top 5 Places to Visit in Macau

Limiting the best places and activities to undertake in Macau to just five pointers is difficult. However, here are some places that you should visit without fail during the vacation.

• Senado Square - Also known as Senate Square, this is the most popular tourist site in Macau. The Senate building here is where the square gets its name from. It reflects the Portuguese architecture and is a fine example of the colonial influence in the country.
• St. Paul’s Church Ruins - The original cathedral construction was destroyed by fire in 1601, following which a new structure was created in 1637. However, it too met the same fate in 1835 when the building was destroyed due to a typhoon and fire. Today, you can go and take a look at the remaining façade. Although incomplete, this façade itself is an impressive sight, especially for religious and architecture enthusiasts. 
• Fortaleza do Monte - This fort acted as one of the primary defence outposts for the Portuguese back in the day. Later, it was transformed into the governor’s residence. However, if you visit the fort today, a three-story Macau Museum will welcome you, housing many interesting artefacts from the country.
• A-Ma Temple - A-Ma is a beautiful Buddhist Temple that was constructed towards the end of the 15th Century. It is classified as a UNESCO Historic Centre. When visiting the site, ensure that you explore all of the six accessible areas, including Hall of Guanyin, Prayer Hall, Zhengjiao Chanlin, Gate Pavilion, Hall of Benevolence and Memorial Arch.
• AJ Hackett Macau Tower - One of the most recognisable destinations in the nation, the Macau Tower was constructed to enhance broadcasting and telecommunication. Tourists can go up to the observation deck of the 338 metres tall Tower and take a look at the expansive country below. Additionally, thrill-seekers can proceed to explore the skywalk around the rim of the observation deck.

These are just some of the most popular sites that international travellers visit in Macau. However, there are countless other places that are just as beautiful and spectacular as the places mentioned above. 

Macau Visa Requirements for Indians

• Visa Type – Visa-free for country for Indians
• Duration – Up to 30 days
• Visa Cost – No visa necessary for Indian tourists travelling for less than 30 days
• Know more about Macau Visa for Indians

Safety Measures for Indian Tourists Travelling to Macau

As a tourist, you need to take the following precautions before visiting Macau to ensure safety and overall enjoyable experience.

• Beware of pickpockets, especially in crowded places. Additionally, avoid visiting certain areas too late at night.
• Keep your eye on the weather forecast as typhoons are quite common in Macau. If there is a forecast for rainfall and storms, you should cancel all plans for the day and stay indoors.
• To avoid miscommunication, always travel with a local guide. 

Indian Embassy in Macau

Unfortunately, Macau does not have an Indian embassy or consulate yet. If you face any issues during Macau travel, you can instead approach the Indian consulate in China.

• Address: Embassy of India, Beijing, No. 5, Liang Ma Qiao Bei Jie, Chaoyang District, Beijing, China
• Phone Number: +86-10-8531 2500/2501/2502/2503
• Working Hours: 8.30 AM to 5.30 PM (From Monday to Friday)

FAQs about Macau Travel Insurance from India

Is compulsory deductible applicable to macau travel insurance.

No. There is no deductible clause in your travel insurance plan from Digit.

Can my senior citizen parents avail a Macau travel insurance policy as well?

Yes, travel insurance is available to all regardless of age. However, the premium for the plan may differ based on the age of the policyholder.

Please try one more time!

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Disclaimer - 

Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.

The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.

Download International Travel Insurance Policy Wordings

Click here for Policy wordings

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CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.

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Looking for Travel Insurance?

Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG Travel’s ability to provide certain travel-related assistance services, for travel to, from or within the affected areas.

Important Notice:  COVID-19 is a foreseen or known event. Please click  here  for details.

Whether you are at home, traveling or enjoy leisure activities, we are here to provide you protection. Whether you are off to Bangkok, touring the UK and Europe or taking a family holiday in China, we have an affordable travel insurance plans that suit all types of travelers - from budget travelers to first class tourists.

Travel Insurance Macau

Whether it is for work or leisure, taking a trip to a foreign country is always a new experience! And a country like Macau has a lot to offer in terms of business opportunities, thanks to its open market structure, as well as tourist activities, courtesy of the cultural heritage of the land!

The city is known for its Macanese and Chinese food and Chinese cuisine with hints of Portuguese ingredients. So what are you waiting for if all of this is something you want to be a part of? Get your Macau travel insurance and be on your way. Now, remember, as with any overseas place, the travel to Macau from India can be expensive. However, you can secure your Macau travel from India with a trusty travel policy. Afterall, it is only a good policy that can help you stay safe and keep you protected against a variety of emergencies.

And to ensure that your travel insurance safeguards you to the best of its ability, you can opt for a travel insurance policy from Tata AIG. With our comprehensive Macau travel insurance, you can be better prepared for your Macau trip. And to ensure that travel policy does not add much to your Macau trip cost from India, we offer affordable travel insurance premiums that you can choose from. Even if you’re travelling with your family, you can select a family travel insurance plan and get comprehensive protection for your loved ones on your Macau travel from India.

Key Benefits of Purchasing a Macau Travel Insurance

When on your trip to a foreign country, any kind of emergency can ruin the spirit of the vacation. But facing tough situations becomes much easier if you have some backup and travel insurance is that backup for you. So, whenever you are planning a trip abroad, always remember to get a travel policy:

Some benefits of having travel insurance when you travel to Macau from India are-

• Travel assistance on your trip.
• Coverage for flight hijacking.
• Coverage for baggage loss or delay.
• Personal liability cover in case of third-party damages on your trip.
• $5,00,000 in coverage against accidents, diseases, and COVID-19 care.
• Tata AIG travel insurance Macau plans may be purchased quickly and easily online.
• Buying travel insurance from India to Macau at only ₹45.5 per day.
• In the event of hospitalisation close to the plan's expiration date, your insurance coverage for Macau will be automatically extended for up to 60 days or until discharge, whichever comes first.
• Your travel insurance Macau policy is automatically extended for 7 days upon a flight cancellation or postponement.

Travel Insurance for Macau from India

Macau and Hong Kong successfully combine Western and Eastern cultures. Macau and Hong Kong are known for their western-style schooling, democratic political system, and status as important trading ports. Although the vast majority of the populace in both regions is Chinese, their long periods of colonial governance have produced an independent lifestyle from China.

Each year, many Indian tourists visit Macau and Hong Kong. If you're one of those who get to visit Hong Kong and Macau, make sure you have a travel policy. Many things might go wrong when travelling abroad, and you do not wish to be stranded without insurance. You could get sick or have an accident. You could also lose your luggage sometimes along the way. While vacationing in and around Macau, you might also misplace your passport. And being alone in an unfamiliar area, surrounded by strangers, is bound to make you feel anxious. Our insurance policy will come in handy in such situations! If you are travelling solo for business, you can purchase specialised business travel insurance to ensure your safety while on the road. You might want to be especially careful while travelling with family and get family travel insurance just to be extra safe. You do not want to be caught in a situation where you need help but do not know where to get it from.

Use a travel insurance premium calculator to see what kind of plan fits into your budget and how you can go about getting it. Many factors affect the Macau trip cost from India, and these are the same factors that affect your policy price. Entering the variables into your travel insurance premium calculator may help you estimate how much you need to pay.

Today getting travel insurance is easier than ever before, and you can complete the task in a few minutes with a few clicks of your mouse. So, when you have affordable rates and an easy application process, you should not let anything stop you from getting a travel policy.

Macau Travel Insurance: Why Is It Needed?

To travel is indeed a beautiful experience. We get to do things we have never done before, see things we have never seen before and sometimes even be a different person. Travelling gives a different perspective from the one we may be having as we get a chance to see how different people live, what they do and how they behave. It is a chance to experience true freedom outside the constraints of everyday life. It is a chance to relax and recuperate while also learning much about this world and its myriad of cultures. But to do all of this, we must be free from the stress of things that could go wrong.

To give ourselves the chance to let go and relax, we must secure our trips, especially international trips, with a reliable travel insurance policy. We know that we will be paying a large sum of money for our trip, so we may be constantly worried about things going wrong and have to pay an extra sum of money. This is not a concern we need to have if we use the right travel policy. We know that we will be taken care of and do not have to empty our pockets abroad in case of an emergency.

Another important thing to keep in mind when considering our Macau trip cost from India is healthcare. Healthcare can be really expensive abroad. So we need to be prepared in case we fall ill while in Macau and need assistance. Getting admitted to a hospital and having any procedure done can be expensive as a tourist, and you need to consider this contingency when planning your budget.

The wise thing to do is get health coverage with your travel insurance plan. Here, you end up paying only a little extra for your insurance, and your insurance takes care of the rest should you need medical assistance while in Macau. So, when planning your Macau travel from India, do not forget to get health coverage with your travel insurance.

Tata AIG's Macau Travel Insurance Plan: Benefits Offered

As stated above, you do not want to be caught in a situation while abroad where you need to pay extra or are stuck without any assistance. While going to a foreign land where you do not speak the language, do not make yourself vulnerable to situations where you may be honestly stuck without a way out. Always get travel insurance before leaving for a trip abroad. Also, take a look at the many benefits that Tata AIG offers, and you will no longer doubt why you need to buy travel insurance.

1. Baggage Coverage - If you lose your baggage or it is delayed at the airport, the Tata AIG luggage cover can offer unrivalled help. You can use this service to get a complete refund for all of the things in your checked bags upto the limit mentioned in the policy.

2. Travel Coverage - With Tata AIG Macau travel insurance, you'll have comprehensive protection for your trip to this foreign destination. It will cover you against things like losing your passport, travel delays or cancellations, and hotel cancellations, among other things.

3. Medical Support

The Tata AIG Macau travel insurance policies are intended to provide comprehensive coverage in the event of a sickness or injury while on vacation. This health coverage will compensate your expenses if you become sick or meet with an accident that needs you to be hospitalised. The best news is that you'll be covered for any COVID-19-related medical expenses you incur throughout your trip.

4. Additional Advantages

• Packages for travel insurance in Macau start at ₹45.5 per day.
• Purchase travel insurance in Macau through the Tata AIG portal without a complete medical examination.
• Payment of travel insurance rates is in Rupees and receipt of travel insurance policy in Macau are simple.

5. COVID-19 Cover

Coronavirus continues to be a concern for tourists and inhabitants in several Asian nations, with cases continually being reported. Any hospital stays or medical bills incurred as a result of the coronavirus, including isolation charges, hospitalisation, or non-refundable charges incurred due to the trip getting terminated, will be covered by travel insurance.

Macau Visa for Indians

There is a visa procedure that needs to be followed when you want to visit Macau and depending on the purpose of your visit, you can choose a type of visa that best suits your needs. The visa type and its validity will determine the duration of your stay and your restrictions with regard to your activities in Macau. A Macau visa for Indians has the unique advantage of allowing the individual to register for permission before travelling to the nation. These are the different types of Macau visa for Indians -

• Dependent Visa
• Tourist Visa
• Visa of up to 14 days
• Visa of more than 14 days

Indians who complete their Pre-arrival registration (PAR) online can enter Macau without a visa. The PAR application process is simple and free. If you intend to travel to Macau, you need to apply for a visitor's permit 4 to 6 weeks ahead of time. If you have a valid Indian passport for at least 6 months and intend to travel to Macau for less than 14 days, you can request it online. This PAR registration is effective for 6 months, and you can enter Macau as many times as you like as long as each visit is fewer than 14 days. Also, there are no India to Macau travel restrictions you need to worry about when getting your permit.

Travel to Macau from India: Documents Required

You cannot go to Macau if you do not have the following documents in place;

• A properly completed application form
• The latest image of the applicant must be attached to the application.
• A photocopy of the applicant's passport is required.
• A duplicate of the passenger's confirmation of financial circumstances, such as financial records, bank account passbooks, income tax receipts, or an employment document.
• Proof of the tour itinerary and hotel reservations.
• Proof of visit (receipt/itinerary for package tours).
• a photocopy of the sponsor's ID card (for a visa for more than 14 days).
• a copy of the sponsor's passport page with their photo (for a visa for more than 14 days)

The Indian Embassy in Macau

Unfortunately, there is no Indian Embassy in Macau, but if you ever find yourself in a situation where you need help, and your travel insurance is not enough to take care of your needs, you can always reach out to the Indian Embassy in Hong Kong. Remember, there are no India to Macau travel restrictions, so you should have no problems, but still, here is the contact information of the Indian Embassy in Hong Kong.

Macau Trip: Safety and Travel Tips

Some safety tips to keep in mind while travelling to Macau are-

• Keep your passport safe at all times.
• Avoid becoming involved in any local protests.
• Get to a safe area or shelter if you find yourself in the neighbourhood of any significant local gatherings or protests.
• Always keep up with local news and alter your vacation plans accordingly.
• Observe the local government's and officials' rules and regulations.
• Avoid engaging in any illegal actions and respect the integrity of public spaces.
• Travelling to unknown or isolated areas without adequate information is not recommended. Seek assistance from the local government.
• Always use legitimate and legal modes of transportation.
• Keep track of your visa status in Macau, and ensure you don't overstay your welcome.
• Safeguard your valuables and luggage, particularly in congested areas and tourist attractions.
• To provide enough financial assistance throughout your journey, choose the ideal Macau travel insurance plan.

Safety Recommendations for COVID-19

Keeping the ongoing pandemic in mind, there are several recommendations you must keep in mind to ensure your safety and that of others.

• When outside in a crowded place, use a non-surgical mask to shield your mouth and nose.
• Keep your social distance.
• When travelling, wash your hands frequently and use hand sanitiser.
• Maintain a healthy lifestyle, remain hydrated, and watch for COVID-19 signs. Self-isolate and get yourself tested as quickly as possible if you have any symptoms.
• Observe all local COVID-19 recommendations in collaboration with the local government making it possible for them to make Macau safe and secure.
• You can easily use your travel insurance to seek financial assistance if you experience COVID-19 indications or need emergency medical attention.

Major International Airports in Macau

Macau has one airport called the Macau International Airport.

Currency and Foreign Exchange

Macau has a currency of its own different from the one used in Mainland China and Hong Kong. The currency is called the Macau Pataca (MOP). You can check the conversion rate from INR to the Macau Pataca here.

https://www.xe.com/currencyconverter/convert/?Amount=1&From=INR&To=MOP

As with all international travel, it is always recommended that you carry some cash in the currency of the country you are visiting. There may always be some stores or counters that accept only cash, and you do not want to be caught in an awkward situation if you do not have some at hand.

A Few Must-Visit Places When in Macau

Macau is a true paradise for people who take time out to visit it and has something for everyone. Here are some places you must not leave Macau without visiting.

1.The Venetian - The Venetian, a Vegas-style hotel themed after Venice, is among Macau's more sophisticated tourist destinations and features one of the biggest casinos in the world. Known for its ultra-luxurious settings, exquisite décor, and lavish amenities, the resort is inspired by Venice, with its canals, limestone bridges, cobblestone alleys, and an artificial clear sky ceiling.

2. Macau Tower - The moment you step through the glass-fronted lifts you will be soaring to a breathtaking 223 metres above ground level in under 60 seconds. You can watch the landscape of Macau as you rise. When at the Macau Tower, enjoy a coffee or some delectable treats and take in the spectacular 360° sights from the Observation Room on floor 58!

3. Fisherman’s Wharf - Fisherman's Wharf is an exciting amusement park with themes dedicated to different port cities, including Amsterdam, Miami, Lisbon, Cape Town and Venice. The park comprises numerous shopping centres, eateries and several vibrant casinos and bustling pubs.

4. Ruins of St. Paul - Macau's most historically significant monument is the Ruins of St. Paul, which is situated within Senado Square. Many people visit this UNESCO World Heritage Site daily, which illustrates the experiences of a bygone era of Portuguese persecution.

5. Nam Van Lake - The effect created by 288 brightly coloured spotlights, controlled by computers and twirling over pristine water jets at this lake is undeniably beautiful. The famed Macau Tower can be seen from Nam Van Lake. When Macau organises a fireworks festival, Nam Van Lake is a great place to watch the show.

Best Time to Visit Macau

Macau is best if you visit between October and December. The dry and wet seasons in Hong Kong and Macau are distinct. So, if you really want to enjoy your trip to Macau, visit the country between the end of summer and the beginning of winter.

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

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1. can i get travel insurance for macau for someone over 60 years of age.

Yes, you can get travel insurance plans for all people regardless of their age. But remember, the premium costs and some features may change depending on this.

2. Do I need to have COVID coverage on my insurance?

Yes, most places require tourists to have a travel insurance plan with Covid coverage to ensure that they are taken care of in case of contraction.

3. What is a personal liability cover in travel insurance?

If you are involved in an accident where another individual suffers personal harm or injuries, the personal liability feature covers these damages to the third-party. However, this feature or cover will not cover your travel companion or family members as it is meant for third-party liabilities.If you are involved in an accident where another individual suffers personal harm or injuries, the personal liability feature covers these damages to the third-party. However, this feature or cover will not cover your travel companion or family members as it is meant for third-party liabilities.

4. Do I receive reimbursement in case my flight is cancelled?

Yes, you receive flight cancellation insurance as part of your comprehensive travel insurance plan from Tata AIG.

5. How do I seek help while abroad if I am diagnosed with COVID-19?

For America's policies, you can call us at +1-833-440-1575 (Toll-free within the US and Canada) or write to us at [email protected]

For other policies, you can either call us at +91 – 022 68227600 (Call back facility available) or write to us at [email protected]

6. How does the trip cancellation cover my travel insurance work?

The trip cancellation feature in your travel insurance will protect you against financial losses in case an emergency causes you to cancel your trip and all the reservations and return to India. The losses covered include your unused travel and accommodation expenses that are non-refundable.

7. How do I calculate my Macau trip cost from India?

The amount of money you need to travel from Macau to India should include all the travelling expenses, including your flight tickets, visa costs (if the trip extends beyond 30 days), transportation by private vehicle or public transport, accommodation expenses and other costs depending on your itinerary. The cost of your trip will depend on the nature and duration of your trip and can differ from person to person.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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Travel Advisory June 30, 2023

See summaries - mainland china, hong kong & macau.

Reissued with updates to wrongful detention language and information for the Hong Kong and Macau Special Administrative Regions (SARs).

Summary: Reconsider travel to Mainland China due to the arbitrary enforcement of local laws, including in relation to exit bans, and the risk of wrongful detentions .

Exercise increased caution when traveling to the Hong Kong SAR due to the arbitrary enforcement of local laws .

Reconsider travel to the Macau SAR due to a limited ability to provide emergency consular services . Exercise increased caution when traveling to the Macau SAR due to the arbitrary enforcement of local laws .

See specific risks and conditions in each jurisdiction. 

Consulate Messages

View Alerts and Messages Archive

Quick Facts

At least 90 days beyond the intended period of stay

One page required for entry stamp

Not required for stays under 30 days

Embassies and Consulates

U.S. Consulate General Hong Kong & Macau 26 Garden Road Central, Hong Kong Telephone:  +852 2841-2211, +852 2841-2225, +852 2841-2323   Emergency After-Hours Telephone:  +852 2523-9011   Fax:  +852 2845-4845 Email:   [email protected]  

Destination Description

See the U.S. Department of State’s Fact Sheet on Macau for information on U.S.-Macau relations.

Entry, Exit and Visa Requirements

Visit the  Macau Immigration Services of the Public Security Police Force  or  the Embassy of the People's Republic of China in the United States of America website  for the most current visa information.

Find information on  dual nationality ,  prevention of international child abduction  and  customs regulations  on our websites.

To enter the Macau Special Administrative Region (SAR), you need:

• a passport that is valid for at least ninety days beyond the date of your intended stay;
• adequate funds to cover your stay without working locally; and
• evidence of onward/return transportation.

You only need a visa if:

• You plan to stay for more than 30 days – obtain an extension with the Macau SAR Immigration Department, if necessary.
• You plan to work or study in the Macau SAR – visas must be obtained prior to departing the United States.

Other considerations:

• Departing and then immediately re-entering Macau may result in a shorter visa duration;
• You may stay for up to one year if you enter on your Hong Kong Permanent Identity Card or Hong Kong Re-entry Permit.

You must possess a valid passport and PRC visa to enter the People’s Republic of China (PRC) from Macau. Further information on travel to and around the PRC is available on our  China International Travel Information and Hong Kong International Travel Information pages.

Health Requirements: There are no COVID-related entry requirements for U.S. citizens. The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of the Macau SAR.

Please note that the official languages of Macau are Chinese and Portuguese. Some websites have no English translation.

Safety and Security

Macau has a low crime rate. Even so, you should exercise caution when in congested areas and pay particular attention to personal belongings while in crowded areas and while traveling on public transportation. Petty street crime, including pickpocketing, occurs in tourist areas, including in and around casinos and at the airport. Violent crime, though rare, does occur. Protect your personal belongings and travel documents at all times.

• Take routine safety precautions.
• Pay attention to your surroundings.
• Report any concerns to the local police.
• Call “999,” the local equivalent to the U.S.’s “911” emergency line.
• Please note that mace, pepper spray, stun guns, and other self-protection weapons are banned in Macau.
• Don’t buy counterfeit and pirated goods, even if they are widely available. Not only are bootlegs illegal in the United States, if you purchase them you may also be breaking local law. 

Be alert to criminal schemes, such as internet, dating, and financial scams. See the  U.S. Department of State's  and the  U.S. Federal Bureau of Investigation (FBI)'s  pages for information on scams.

Victims of Crime:  Report crimes to the local police at “999” and contact U.S. Consulate General Hong Kong & Macau at +825 2523-9011. U.S. citizen victims of sexual assault can contact the Macau police and should contact the U.S. Consulate General Hong Kong & Macau for assistance.

Remember that local authorities are responsible for investigating and prosecuting the crime. See our webpage on  help for U.S. victims of crime overseas .

• help you find appropriate medical care.
• assist you in reporting a crime to the police.
• contact relatives or friends with your written consent.
• provide general information regarding the victim’s role during the local investigation and following its conclusion.
• provide a list of local attorneys.
• provide our information on  victim’s compensation programs in the United States .
• provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution.
• help you find accommodation and arrange flights home.
• replace a stolen or lost passport.

Macau offers some support to victims of crime and the  Macau Government Tourism Office maintains a tourism hotline (Telephone: +853 2833-3000) for visitors to the Macau SAR who encounter emergency situations.

Domestic Violence:  U.S. citizen victims of domestic violence can/should contact the Macau police and/or U.S. Consulate General Hong Kong & Macau for assistance. 

Tourism : The tourism industry is generally regulated and rules with regard to best practices and safety inspections are regularly enforced. Hazardous areas/activities are identified with appropriate signage and professional staff is typically on hand in support of organized activities. In the event of an injury, appropriate medical treatment is widely available throughout the Special Administrative Region. Outside of a major metropolitan center, it may take more time for first responders and medical professionals to stabilize a patient and provide life-saving assistance. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more  information on insurance providers for overseas coverage.

Local Laws & Special Circumstances

Consular Access: The U.S. government has limited ability to provide emergency services to U.S. citizens in the Macau SAR due to People’s Republic of China (PRC) Ministry of Foreign Affairs travel restrictions on U.S. diplomatic personnel. Even in an emergency, the PRC Ministry of Foreign Affairs requires all U.S. diplomatic personnel, including those accredited to the Macau SAR, to apply for and receive visas before entering the Macau SAR. Approval takes at least five to seven days, limiting the U.S. government’s ability to offer timely consular services in the Macau SAR.

Criminal Penalties:  You are subject to Macau SAR laws, including certain PRC laws applied to Macau. If you violate Macau SAR laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities, prior to practicing or operating a business. Furthermore, some crimes are prosecutable in the United States, regardless of local law. For examples, see our website on  crimes against minors abroad  and the  U.S. Department of Justice  website. 

Drug and Alcohol Enforcement: PRC law enforcement authorities have little tolerance for illegal drugs, including marijuana and products containing cannabidiol, also known as CBD. Penalties for possessing, using, or trafficking illegal drugs in the PRC, including Macau, are severe, and convicted offenders can expect long jail sentences, heavy fines, or the death penalty.

Identification:  Police have the right to take you in for questioning if you are not carrying a valid travel document (e.g., your U.S. passport).

Photography : You may be detained if you take pictures of certain buildings (please pay attention to “no photography” signs in casinos in particular). 

Driving Under the Influence (DUI):  Driving under the influence of alcohol or other drugs could land you immediately in jail. 

Furthermore, some laws are also prosecutable in the United States, regardless of local law. For examples, see our website on  crimes against minors abroad  and the  U.S. Department of Justice  website.

Arrest Notification:

• If you are arrested or detained, ask police or prison officials to notify the U.S. Consulate General Hong Kong & Macau immediately. See our  webpage  for further information.
• The PRC and Macau SAR governments do not recognize dual nationality. The PRC and Macau SAR governments may prevent the U.S. Embassy or U.S. Consulates General from providing consular services to dual U.S.-PRC citizens and U.S. citizens of Chinese descent. Please see the page on dual nationality for more information on the limits on consular notification and access to dual nationals.
• A consular officer may be the only authorized visitor during your initial detention period, however, due to visa requirements, even in an emergency, U.S. diplomatic personnel cannot travel to Macau for at least five to seven days.
• U.S. Consulate General Hong Kong & Macau is unable to represent you in a legal matter.
• Travelers to the PRC should enroll in the U.S. Department of State’s  Smart Traveler Enrollment Program (STEP) , and you may wish to have someone contact U.S. Consulate General Hong Kong & Macau if you are detained.

Currency:  There are no currency restrictions for tourists in Macau. The pataca is the official currency in Macau. The Hong Kong Dollar is commonly used and widely accepted in transactions. Credit cards and ATM network debit cards are widely accepted in the Macau SAR. Banks and major hotels accept traveler's checks.

Customs Regulations:  Macau customs authorities may enforce strict regulations concerning temporary importation into or export from Macau of items such as firearms, ivory, certain categories of medications, and other goods. Please see the  Macau Customs Service  website for further information.

Macau customs authorities enforce strict regulations concerning controlled items you might be carrying while transiting or entering Macau. If you bring controlled items into Macau without the necessary Macau documents, you may be prosecuted, and the goods may be seized. The penalty for trafficking in dangerous drugs can be life imprisonment and a heavy fine.

The following is a non-exhaustive list of controlled and/or prohibited items:

• Animals and plants
• Counterfeit goods or illegally produced copies of copyrighted items
• Electronic cigarettes
• Meat and poultry
• Pharmaceuticals
• Sensitive high technology or military products 
• Television decoders requiring a subscription
• Weapons, not limited to firearms and ammunition

For more information on bringing controlled items into Macau please contact the  Macau Customs Service  at +853 2855-9944 or  [email protected] .

U.S. Customs and Border Protection encourages the use of an ATA (Admission Temporaire/Temporary Admission) carnet for the temporary admission of professional equipment, commercial samples, and/or goods for exhibitions and fair purposes.

For additional information, please visit the  U.S. Council for International Business website  and the U.S. Customs and Border Protection web page on  Traveling with Samples .

Please see our  Customs Information  sheet for general information.

Dual Nationality:  Dual nationality is not recognized under  PRC nationality law . Be mindful of the following special circumstances for dual nationals when traveling in the region.

Enter the Macau SAR on your U.S. passport to ensure U.S. Consulate General Hong Kong & Macau can provide consular assistance in case of arrest or other emergency. Regardless of your travel documents, if you are a dual national, or otherwise have ethnic or historical ties to the PRC, it is possible that Macau authorities will assert that you are a PRC citizen and deny your access to U.S. consular representatives if you are detained.

Your child will be considered a PRC citizen if one or both of the parents are PRC nationals regardless of U.S. citizenship.

If traveling onward to mainland China, enter mainland China on your U.S. passport to ensure U.S. consular protection. See our  China International Travel Information  page for more information.

For further information on consular protection and  dual nationality , please refer to our website.

Faith-Based Travelers:  See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Reports
• Country Reports on Human Rights Practices
• Hajj Fact Sheet for Travelers
• Best Practices for Volunteering Abroad

LGBTQI+ Travelers:  In Macau, there are no legal restrictions on same-sex sexual relations or the organization of LGBTQI+ events in Macau. See  Section 6 of our Human Rights Practices in the Human Rights Report for Macau  and read our  LGBTQI+ Travel Information page .

Pets:  You must have a permit to bring dogs and cats into Macau. Additional information on importing pets is available directly from the  Macau Customs Service  at +853 2855-9944 or  [email protected] .

Typhoons:  During the typhoon season (July through September), the  Macau Meteorological and Geophysical Bureau  issues typhoon warnings an average of six times a year. The Bureau has a good notification and monitoring system. General information about natural disaster preparedness is available from the  U.S. Federal Emergency Management Agency (FEMA) .

Travelers Who Require Accessibility Assistance:  Macau law prohibits discrimination against persons with physical, sensory, intellectual, and mental disabilities in employment, education, access to health care, or the provision of other state services. The government generally enforces these provisions. The law mandates access to public buildings, usually in the form of a ramp, for persons with physical disabilities. Crosswalks are also required in Macau, and they generally include audible signals for hearing-impaired and raised treading for visually impaired pedestrians. Handicap-accessible parking is mandated in publicly owned parking lots. The  Macau Social Welfare Bureau  is primarily responsible for coordinating and funding public assistance programs to persons with disabilities.

For Macau residents who are mobility impaired, the  Macau Social Welfare Bureau  offers free transportation to medical appointments by accessible van through  Caritas Macau  or the  Macau Red Cross Medical Transfer Service . Accessible van rental and Macau SAR tours for the mobility impaired are available through the  Accessible Travel Agency  (Telephone +853 2840-3315; Email:  [email protected] ). 

Students:   See our  U.S. Students Abroad  page and  FBI travel tips .

Women Travelers:  See our travel tips for  Women Travelers .

For emergency services in Macau, dial 999.

Ambulance services are widely available.

Quality of Care:  Several major hospitals in Macau have adequate medical facilities, and the Kiang Wu and Conde de Sao Januario hospitals are able to provide emergency medical care. Highly developed medical facilities and trained personnel are available in Hong Kong, which is about an hour by jetfoil, 1-2 hours by car, and twenty minutes by helicopter from Macau.

We do not pay medical bills.  Be aware that U.S. Medicare/Medicaid does not apply overseas. Most hospitals and doctors overseas do not accept U.S. health insurance. 

Medical Insurance:  Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See Insurance Providers for Overseas Coverage page for more information on insurance providers for overseas coverage. Visit the  U.S. Centers for Disease Control and Prevention  for more information on type of insurance you should consider before you travel overseas.

We strongly recommend  supplemental insurance  to cover medical evacuation.

Payment and Insurance:  Travelers will be asked to post a deposit prior to admission to hospitals to cover the expected cost of treatment. Hospitals and clinics generally accept credit cards.

U.S. Consulate General Hong Kong & Macau maintains a list of local  English-speaking doctors and hospitals . We do not endorse or recommend any specific medical provider or clinic.

Medication : Always carry your prescription medication in original packaging, along with your doctor’s prescription. Prescription drugs are widely available, although names may vary. You need a prescription from a doctor in Macau to purchase medications locally. Bring prescription medications to cover your stay in Macau or plan to see a physician in Macau to obtain a new prescription. If traveling with prescription medication, check with the  government of Macau  to ensure the medication is legal Macau. Always carry your prescription medication in original packaging with your doctor’s prescription. 

Air Quality : Visit AirNow Department of State for information on air quality at U.S. Embassies and Consulates. Air pollution is an increasing concern in Macau. Congested vehicle traffic and mainland factories pump out ozone, sulfur, and nitrogen oxides, leading to a visible haze in the atmosphere on most days of the year. Average roadside pollution levels exceed World Health Organization (WHO) guidelines and may cause health risks for those with allergies, asthma, or cardiac problems.

People at the greatest risk from particle pollution exposure include: 

• Infants, children, and teens;
• People over 65 years of age;
• People with lung disease such as asthma and chronic obstructive pulmonary disease (COPD), which includes chronic bronchitis and emphysema;
• People with heart disease or diabetes; and 
• People who work or are active outdoors.

Disease:  Hepatitis A, Hepatitis B, Typhoid, Chikungunya (via mosquitoes), Avian Influenza, and Hand, Foot, and Mouth disease.

Vaccinations:  Be up-to-date on all  vaccinations  recommended by the CDC.

COVID-19 Testing: COVID-19 PCR tests are available at private laboratories and clinics in Macau . The price for these PCR tests generally ranges from 50 to 100 US Dollars. Rapid COVID-19 tests are readily available at pharmacies and retail establishments throughout Macau.

COVID-19 Vaccines:  The COVID-19 vaccine is available in Macau for U.S. citizen residents of Macau. Please see here for more information. Visit the U.S. Food and Drug Administration (FDA)'s website to  learn more about FDA-approved vaccines  in the United States.

For further health information :

• World Health Organization (WHO)
• U.S. Centers for Disease Control and Prevention (CDC)

Travel and Transportation

Road Conditions and Safety:  Road conditions differ significantly from those in the United States. Traffic moves on the left and you can expect heavy congestion.

Traffic Laws:  Many traffic violations are similar to those in the United States, including penalties for reckless driving, driving under the influence, and using a hand-held device while operating a vehicle. Macau law requires that all registered vehicles carry valid third-party liability insurance. 

Public Transportation:  Taxis are inexpensive and plentiful at the airport, ferry terminal, and gaming venues. Large hotel/casino complexes operate shuttles to ferries and border crossing points. Public buses are also inexpensive and frequent, but you may have difficulty finding them outside major tourist areas.

For specific information concerning Macau driving permits, vehicle inspection, road tax, and mandatory insurance, contact the Public Security Police Force (Telephone: +853 2837-4214; Email: [email protected] ) or the Macau Transport Bureau  (Telephone +853 8866-6363; Email: [email protected] ).

See our  Road Safety page  and the  official tourism office website of the Macau SAR for more information on road safety.

Aviation Safety Oversight:  As there is no direct commercial air service to the United States by carriers registered in the Macau SAR, the U.S. Federal Aviation Administration (FAA) has not assessed the government of Macau’s Civil Aviation Authority for compliance with International Civil Aviation Organization (ICAO) aviation safety standards. Further information may be found on the  FAA’s Safety Assessment Page .

Maritime Travel:  Mariners planning travel to Macau should check for U.S. maritime advisories and alerts at the U.S. Department of Transportation (DOT) Maritime Security Communications with Industry (MSCI) web portal. Information may also be posted to the U.S. Coast Guard Homeport website , and the U.S. National Geospatial-Intelligence Agency (NGA) Navigational Warnings website .                                             

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

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Travel Insurance

Service Name

Description

Travel Insurance services for personal customers are provided by Bank of China (Macau) Limited while Travel Insurance services for corporate and institutional customers are provided by Bank of China Limited Macau Branch. This insurance policy provides global accident and medical protection, in addition to emergency support services no matter you are traveling on holiday or for business. The coverage further extends to include baggage and other personal effects, travel delay and cancellation & etc.

1. Personal accident

2. Medical and other expenses

3. Baggage and personal effects

4. Delayed baggage

5. Personal money and travel document

6. Personal liability

7. Travel delay

8. Curtailment

9. Loss of home contents

Application procedure

Customers can apply at our sub-branches or via BOCNET(Personal).

Documents required

1. Please present your valid identify documents if apply at our sub-branches.

2. The insured must hold valid Macau ID card if apply via BOCNET(Personal).

1. The above information is for reference only. Please refer to the insurance policy for details of terms and conditions.

2. All insurance policies will be underwritten by China Taiping Insurance (Macau) Co. Ltd. or Luen Fung Hang Insurance Ltd.

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Hotline :  00853-88895566

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• Travel medical insurance covers unexpected emergency medical expenses while traveling.
• Travelers off to foreign countries or remote areas should strongly consider travel medical insurance.
• If you have to use your travel medical insurance, keep all documents related to your treatment.

Of all the delights associated with travel to far-flung locales, getting sick or injured while away from home is low on the savvy traveler's list. Beyond gut-wrenching anxiety, seeking medical treatment in a foreign country can be exceedingly inconvenient and expensive.

The peace of mind that comes with travel insurance for the many things that could ail you while abroad is priceless. As options for travel-related insurance abound, it's essential to research, read the fine print, and act according to the specifics of your itinerary, pocketbook, and other needs.

Travel insurance reimburses you for any unexpected medical expenses incurred while traveling. On domestic trips, travel medical insurance usually take a backseat to your health insurance. However, when traveling to a foreign country, where your primary health insurance can't cover you, travel medical insurance takes the wheel. This can be especially helpful in countries with high medical care costs, such as Scandinavian countries.

Emergency medical evacuation insurance

Another benefit that often comes with travel medical insurance, emergency medical evacuation insurance covers you for any costs to transport you to an adequately equipped medical center. Emergency medical evacuation insurance is often paired with repatriation insurance, which covers costs associated with returning your remains to your home country if the worst happens. 

These benefits are for worst-case scenarios, but they might be more necessary depending on the type of trips you take. Emergency medical evacuation insurance is helpful if you're planning on traveling to a remote location or if you're traveling on a cruise as sea to land evacuations can be costly. Some of the best travel insurance companies also offer non-medical evacuations as part of an adventure sports insurance package.

It's also worth mentioning that emergency medical evacuation insurance is required for international students studying in the US on a J Visa. 

Types of coverage offered by travel medical insurance

The exact terms of your coverage will vary depending on your insurer, but you can expect most travel medical insurance policies to offer the following coverages.

• Hospital room and board
• Inpatient/outpatient hospital services
• Prescription Drugs
• COVID-19 treatment
• Emergency room services
• Urgent care visits
• Local ambulance
• Acute onset of pre-existing conditions
• Dental coverage (accident/sudden relief of pain)
• Medical care due to terrorist attack
• Emergency medical evacuation 
• Repatriation of mortal remains
• Accidental death and dismemberment

Travel medical insurance and pre-existing conditions

Many travel insurance providers will cover pre-existing conditions as long as certain conditions are met. For one, travelers need to purchase their travel insurance within a certain time frame from when they placed a deposit on their trip, usually two to three weeks. 

Additionally, travel insurance companies usually only cover stable medical conditions, which are conditions that don't need additional medical treatment, diagnosis, or medications.

Who needs travel medical insurance?

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Even if well-managed, preexisting conditions like diabetes or asthma can make a medical backup plan even more vital.

Having what you need to refill prescriptions or get other care if you get stuck somewhere other than home could be essential to your health and well-being. That's without counting all the accidents and illnesses that can hit us when away from home.

Individuals traveling for extended periods (more than six months) or engaging in high-risk activities (think scuba diving or parasailing) should also consider a solid medical travel plan. Both scenarios increase the likelihood that medical attention, whether routine or emergency, could be needed.

In the case of travel via the friendly seas, it's also worth considering cruise trip medical travel insurance . Routine care will be available onboard. But anything beyond that will require transportation to the nearest land mass (and could quickly become extremely expensive, especially if you're in another country).

Like other types of insurance, medical travel insurance rates are calculated based on various factors. Failing to disclose a preexisting health condition could result in a lapse of coverage right when you need it, as insurers can cancel your policy if you withhold material information. So honesty is always the best policy.

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Making the right choice when shopping for travel medical insurance can mean the difference between a minor hiccup in your travels and a financial nightmare. 

When a travel insurance company comes up with a quote for your policy, they take a few factors into consideration, such as your age, your destination, and the duration of your trip. You should do the same when assessing a travel insurance company. 

For example, older travelers who are more susceptible to injury may benefit from travel medical insurance (though your premiums will be higher). If you're traveling for extended periods throughout one calendar year, you should look into an annual travel medical insurance plan . If you're engaging in high-risk activities (think scuba diving or parasailing), you should seek a plan that includes coverage for injuries sustained in adventure sports.

Travel medical insurance isn't just for peace of mind. If you travel often enough, there's a good chance you'll eventually experience an incident where medical treatment is necessary.

Before you submit your claim, you should take some time to understand your policy. Your travel medical insurance is either primary (you can submit claims directly to your travel medical insurance provider) or secondary (you must first submit claims to your primary insurance provider). In the case of secondary travel medical insurance, a refusal notice from your primary insurance provider, even if it does not cover medical claims outside the US, is often required as evidence of protocol.

On that note, you should be sure to document every step of your medical treatment. You should keep any receipts for filled prescriptions, hospital bills, and anything else documenting your medical emergency.

As many people have found out the hard way, reading the fine print is vital. Most travel insurance policies will reimburse your prepaid, nonrefundable expenses if you fall ill with a severe condition, including illnesses like COVID-19. 

Still on the fence about whether or not medical travel insurance is worth it ? It's worth noting that many travel insurance plans also include medical protections, so you can also protect against trip cancellations and other unexpected developments while obtaining travel medical insurance.

While short, domestic trips may not warrant travel medical insurance, it may be a good idea to insure longer, international trips. You should also consider travel medical insurance for trips to remote areas, where a medical evacuation may be expensive, and more physically tasking trips.

While shopping for travel medical insurance may not be fun, a little advance leg work can let you relax on your trip and give you peace of mind. After all, that is the point of a vacation. 

Medical travel insurance frequently asked questions

Trip insurance covers any unexpected financial losses while traveling, such as the cost of replacing lost luggage, trip interruptions, and unexpected medical expenses. Travel medical insurance just covers those medical expenses without the trip interruption or cancellation insurance.

Travel insurance companies usually offer adventure sports as add-on coverage or a separate plan entirely. You'll likely pay more for a policy with adventure sports coverage. 

Many travel medical insurance policies now include coverage for COVID-19 related medical expenses and treat it like any other illness. However, you should double-check your policy to ensure that is the case.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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• Frequent and spontaneous travelers will likely benefit from annual travel insurance policies.
• Your credit card may come with some travel protections, but it may not be enough.
• When choosing a policy, look at what it covers, not just what's cheapest.

Summer is just a few months away — and if you're planning a vacation this year, the last thing you want is an unexpected event to derail your plans (and cost you hundreds).

Flights get delayed or canceled constantly. Luggage disappears into the ether. Medical emergencies occur in remote destinations. Yet many jetsetters simply cross their fingers and hope for the best rather than prepare for the worst.

That's why, as a financial planner, I believe it's crucial to consider protecting your trips with the right insurance coverage. One option often overlooked, particularly by frequent travelers, is annual travel insurance .

Annual travel insurance covers all your trips within 365 days. Unlike stand-alone travel insurance, which only covers you for a specific trip, an annual policy covers any trips you take within the year.

That's why I tell clients who travel frequently that an annual policy is a good choice for their needs. By opting for an annual plan, you don't have to go through the hassle of booking multiple policies and potentially save money compared to purchasing individual trip coverage. Here's how it works.

What to look for in a policy

While specifics may vary depending on the insurer and plan tier, most include the following key benefits:

• Trip cancellations or interruptions: You may be able to get reimbursed for expenses (even nonrefundable ones!) related to an illness, injury, or natural disaster that forced you to cancel or cut your trip short.
• Emergency medical and dental care: If you fall ill or get injured while traveling, your insurance can help cover the cost of medical treatment.
• Emergency evacuation: In a serious medical emergency or security situation, your policy will arrange and pay for transportation to a hospital or back to your home country.
• Lost, delayed, or damaged baggage: If your luggage is lost, delayed, or damaged during your trip, you can get financial coverage for essential items while you wait for your stuff to be recovered or replaced.
• Trip delays and missed connections: When your travel plans are disrupted due to issues like mechanical problems or severe weather, you may get reimbursement for additional expenses incurred, like meals, lodging, and transportation.

It's important to note that annual travel insurance plans have limitations. Certain high-risk activities, pre-existing medical conditions, and travel to specific regions may be restricted or require additional coverage.

Some travelers may assume that their credit card's built-in travel protections are enough. While many travel rewards credit cards offer perks like rental car insurance, trip cancellation, and baggage reimbursement, the coverage limits are often much lower than a dedicated annual travel insurance plan.

Credit card coverage for emergency medical care is also particularly limited — capped at a few thousand dollars — which may not be enough in the face of a major international medical emergency.

How much travel justifies an annual plan?

For the occasional traveler who takes one or two trips a year, single-trip policies will probably work for you. But if you fall into any of these buckets, you may want to consider an annual policy:

• Regular international travelers (three or more trips abroad yearly)
• Road warriors frequently away for work
• Adventurers engaging in high-risk activities like heli-skiing, scuba diving, or mountain climbing
• Cruisers and tour group travelers
• Students or retirees taking extended trips throughout the year
• Those visiting developing countries with limited medical care

Annual plans cover all of your trips within a 365-day period after purchasing. They're basically a bundle of multiple policies into one package deal. This means you only have to buy one policy to manage, locking in your coverage for the year.

How to decide if an annual policy makes sense for you

Start by reviewing your travel plans this year — and your risk tolerance. Calculate how much buying individual travel insurance policies would cost you over the next year and compare it to the price of an annual plan.

Don't just focus on the premium — carefully evaluate coverage limits, exclusions, and deductibles to ensure you have enough protection for your needs.

An annual policy gives you the flexibility to take spontaneous trips without the hassle of obtaining last-minute insurance. More importantly, it provides peace of mind, knowing that you're covered for a wide range of travel disruptions and emergencies.

As the busy summer travel season ramps up, definitely explore protecting your trips with insurance, especially if you're jetting off internationally. Spending hours on the phone trying to rebook canceled flights or worrying about affording an overseas medical emergency is no way to vacation.

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