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Trawick International Review: Is it Worth The Cost?

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Table of Contents

What is Trawick International?

Trawick international’s travel insurance plan options, which trawick international travel insurance plan is best for me, can you buy trawick international travel insurance online, what isn't covered by trawick international travel insurance, is trawick international legit is it any good, is trawick international travel insurance worth it.

• Many different plan options.
• CFAR available as an add on.
• Specialty coverage for adventure sports (SafeTreker Basic).
• Reports of long resolution processes.
• Low customer service rating on SquareMouth.

When planning a trip, we often anticipate the excitement of seeing a new city, the taste of local gastronomy and the overall sense of adventure. Rarely do we imagine arriving at a destination without luggage, breaking a wrist from a fall down the stairs, or getting into a car accident on the road. But sometimes these things happen, and you want to be prepared for when they do.

Still, you probably don’t want half of your vacation budget to go toward travel insurance. Queue Trawick International with its comprehensive coverage and competitive rates. Let’s take a look at the plans offered and more in this Trawick International insurance review deep-dive.

Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection , and even COVID-19 coverage among its various policies.

Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.

» Learn more: What to know before buying travel insurance

You can choose from several Trawick travel insurance plans.

Safe Travels First Class: This plan covers trip cancellation , interruption and delay, as well as fees associated with reinstating frequent traveler points. It includes up to $150,000 in emergency medical coverage and up to $1,000,000 for emergency medical evacuation. This plan also has the option to add " Cancel for Any Reason " protection (within 14 days of the initial trip deposit date), though it’s not available in New York or Washington state.

Safe Travels Single Trip: One of the more budget-friendly plans on the roster, Safe Travels Single Trip covers up to $75,000 in emergency medical costs and $350,000 in medical evacuation expenses .

Safe Travels Explorer: Another budget-friendly plan, Safe Travels Explorer gets you $50,000 toward emergency medical costs and $200,000 toward medical evacuation costs.

Safe Travels Explorer Plus: The medical coverage limits on the Safe Travels Explorer Plus plan are the same as on the Safe Travels Explorer plan, with the addition of a pre-existing condition waiver , as long as you purchase coverage within seven days of the initial trip deposit date.

Safe Travels Journey: With the Safe Travels Journey plan, you’re covered for up to $150,000 in emergency medical coverage and up to $500,000 in emergency medical evacuation. You also have frequent travels rewards protection (up to $250 for reinstating points if you cancel award travel) and a pre-existing conditions waiver, if you purchase a policy within 14 days of the initial trip deposit date.

Safe Travels Voyager: The Safe Travels Voyager plan is the only one that covers quarantine accommodation expenses as part of travel delay coverage in case you test positive for a covered illness and can’t fly home. It’s also the only plan that lets you increase trip delay coverage limits. You can add Cancel for Any Reason protection to this policy.

SafeTreker Basic . This plan is similar to other Trawick International options except for one major difference: It includes coverage for 450+ sports and activities for travelers up to age 65. High-altitude climbing requires additional vetting. If you're planning a particularly adventurous trip, consider this option.

Let’s compare the Trawick International plans and costs for a 10-day trip to France for a 35-year-old traveler from California with a prepaid, nonrefundable deposit of $1,000.

Once you pull up the details for each policy, take a close look at what is covered and the corresponding limits. When evaluating costs and coverage, consider what trip protections are important to you and what you can live without.

Also, take a look in your wallet and find out what kind of trip insurance is already offered by one of your credit cards . Most of the details are spelled out in each card’s guide to benefits, so use that knowledge to determine what else needs to be covered for your trip.

If none of your credit cards provide enough trip protections, consider purchasing a policy from Trawick.

» Learn more: The best travel credit cards right now

To get a quote, visit the Trawick International website and fill out your travel parameters, including destination, your home country and state, and departure and return dates. If it’s a multi-country trip, you can select “Multiple countries” from the dropdown menu.

In the next set of fields, enter the traveler’s age, trip cost and the date you made the first deposit (for example, the date you booked flights).

Tap the “Get quotes” button and compare the results. You can edit your quote by adding more travelers or updating the trip length and cost as many times as you want. Once you commit to a policy, select “Buy now” and submit your payment.

» Learn more: The best travel insurance companies

Trawick International has plans for different types of trips. Every plan has different coverage based on the state you reside and the policy you purchase.

Generally, some exclusions include accidental injury or sickness when traveling against the advise of a physician, care or treatment that is payable under any other insurance, and pre-existing conditions.

Trawick International has been in business for about 25 years and is a legitimate travel insurance provider. Trawick International reviews on Trustpilot and Squaremouth are generally good, with scores around 4.5/5 and 4.15/5, respectively.

According to Trawick, more than 650,000 travelers bought its coverage in 2021.

Trawick International covers trip cancellation, interruption and delay, fees associate with reinstating points, baggage delay, medical emergencies, pre-existing condition waiver, Cancel For Any Reason, pet medical costs and more. It also has a plan that can cover adventure activities, including high altitude climbing. Each plan has different benefits with the possibilities of add-ons.

Depending on your state, different Trawick travel insurance plans have the option to add Cancel For Any Reason within 14-21 days of the initial trip deposit date. Some plans include reimbursement for up to 50% of the pre-paid nonrefundable payments while others cover up to 75% of costs.

If you need to file a claim, you'll need to gather the necessary documents and complete the claim form. This can be submitted via email, mail or an online form. Once processed, you'll receive reimbursement via direct deposit or a check.

With unpredictable weather, frequent flight cancellations and or the possibility of an emergency, there’s no time like now to add a protection plan to your upcoming vacation. Travel insurance can save you more than just money — it also can save you time and spare you stress.

Trawick International offers a good balance of cost to coverage and is a legitimate company for your travel insurance needs.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Suggested companies

Allianz partners usa, seven corners.

Trawick International   Reviews

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I recently applied for medical…

I recently applied for medical insurance with Trawick International and had a positive experience overall. I was particularly pleased with their customer service. Although I had to call them myself as I didn't receive the promised callback, my insurance issue was resolved fairly quickly.

Date of experience : April 04, 2024

Very helpful CHAT assistant

Chat assistant helped me by taking my details and sending a quote within minutes.

Date of experience : March 19, 2024

Great experience if you want to spend your money and never see it again

Two of us were travelling together so we purchased insurance at the same time. For some reason this meant that one policy was issued for the two of us (we didn't realize this until later). Later on, I had some minor inconvenience and had to go see a doctor. Submitted all the papers I got to Trawick International afterwards. But they kept asking for more documents which I would somehow have to get from the doctor in a language I don't speak. So I decided not to spend any more time on it and drop the whole claim. It felt like Trawick International didn't even take a look at all the stuff I sent them. Later on, we got enrolled into the state insurance. So when we wanted to cancel our policy they told us that as a claim was filed we are not eligible for any refund. Mind that the claim process was never completed as I abandoned it because they kept asking for documents and it was an endless timesink. And the other person couldn't get a refund either as she was on the same policy as it turns out. So yeah. Great experience. Good customer service does not look like this.

Date of experience : November 30, 2023

Our trip to Israel was canceled

Our trip to Israel was canceled. Trawick was great to work with and extremely prompt in refunding our premium. It makes me thankful that we are using Trawick to insure our other upcoming trips as well.

Date of experience : February 04, 2024

Exceptional Customer Care Specialists!

My experience with the customer care specialists has been amazing thanks to their fast replies and quick action towards what I needed to change in the insurances I purchased. The customer service in this company is great!

Date of experience : February 28, 2024

Speedy Refund With No Red Tape

In my original request for my trip insurance refund the company explained clearly what I needed to submit and provided the necessary link. Christine, the agent u dealt with directly, acted quickly to approve and submit my refund. And, she was prompt and courteous when responding to several follow-up questions I asked her. I would definitely use this company again.

Date of experience : January 08, 2024

Unncessary delays in processing

It took 4 weeks from when I notified you for you to identify all the documents you needed. It has been an additional 4 weeks since you confirmed receipt of all information and you STILL have not processed the claim. Very unhappy with your service. This was a cut and dry case – doctors note for surgery cancelling trip; receipts demonstrating payment…..and you still haven’t processed it. Still waiting. Very disappointed. Will not be using nor recommending your service in the future.

Date of experience : January 31, 2024

Reply from Trawick International

Hi there -- I just reached out to you for more information, but I see that the claims team is at work on this already. A team lead is looking into it and has been asked to provide an update. We apologize for any frustration caused, and hope to have this resolved for you soon. Thank you. -Melissa

Beware, NOT a “cancel for any reason” type policy. Will update review if we can appeal

Beware, NOT a “cancel for any reason” type policy. In preparing for our honeymoon I specifically searched for a “cancel for any reason” type of insurance policy and came across Trawick travel insurance. We purchased a trip cancel-for-any-reason policy for our honeymoon trip to Peru and later found out I needed surgery 2 weeks before the trip. Despite ample medical documentation our claim was initially denied. I obtained additional attestation from the surgeon operated me also recommending no travel - but was told this was not necessary when I called. Do not recommend at this point . Will update if we can appeal!

Date of experience : January 02, 2024

Great unless you need them for anything

Had to evacuate tour because of Covid 19 diagnosis. I am a complex medical case with immune suppression that affects less than 5% of population. Per their process, was examined by a physician who cleared me to fly as long as I used a mask. Insurance company denied my request for immediate evacuation due to "CDC Guidance", against the recommendation of the physician who examined me and my personal medical needs based on my history. GUIDANCE is not a RULE. Am STILL in first stage clams process, well beyond their own self declared 15 day turn around. Called for the third time to follow today and they acknowledged that they are late and requested expedited processing. Thanks so much for the help. Competitive price but service is definitely not int the best interest of the person who paid them for the insurance.

Date of experience : January 17, 2024

This company is a total scam

EDIT — I still have NOT received ANY payment from this company, well after 20 business days after my claims were approved. Confirming that this company is indeed a scam!! Do NOT use them! This company is a total scam. I filed a claim in October 2023 and still have not received a decision in March 2024. Every time I call, someone tells me it will be 10 more business days (I have called 7 times now). The other day I asked to speak to a manager and they told me I would get a call back. I have heard nothing 2 days later. Do not use this company for travel health insurance. There is no accountability and you will just get passed around for months on end. I have not gotten a response to my emails either, after months of asking.

Date of experience : March 02, 2024

Hi, Ms. Niemi; I understand you spoke with our claims customer service manager recently and received clarification on what is needed for your claim. We hope that helped straighten things out, but if not, please reach out to let us know! We apologize for any confusion or frustration caused. Thank you - Melissa

Trawick management was so helpful

Trawick management was so helpful in assisting us in sorting out an issue that came up with a recent claim. I especially want to thank Lupe for her help and professional handling of our situation. We had to cancel a trip due to illness and are happy to say that we will be receiving a full refund. We will definitely be using Trawick to insure all our international trips in the future!

Date of experience : December 14, 2023

No extraneous chatter

No extraneous chatter, explained when he put me on hold then apologized when he returned, and I QUICKLY accomplished my goal of the call.

Date of experience : February 19, 2024

easy, fast, cheap & flexible

- It's easy and fast to buy directly from Trawick website - It's cheaper than others - you can request to change the policies if there's any change from the original requirement. - you can cancel and get refund if you couldn't use this contract because of any reason, before the day it's activated.

Date of experience : May 05, 2023

Easy to get the travel insurance we…

Easy to get the travel insurance we needed. Then, when our cruise was cancelled a couple months ahead of time, we were refunded our travel insurance costs quickly and without any problems!! In addition, Kathleen was very personable and extremely nice!!

Date of experience : October 02, 2023

Good Support

Travel Insurance taken with Trawick over a year ago. Three times we cancelled our flights due to health issues and received credits from the airlines. Customer service reps have been great throughout. Since we do not know when future plans will work, they offered to refund the premium and then did it which will simplify things until we rebook.

Date of experience : September 27, 2022

Agent was terrific

Agent was terrific. Due to circumstances had to cancel and rebook a plan via IPhone from a poor service area. Agent was very patient and accommodating. Was able to supply and clarify differences on two similar plans. Agent Amanda , was able to help through the tech issues to get us all the needed information and make the change to the plan best for our group. Good experience

Date of experience : July 20, 2022

Outstanding Customer Service

Christine of Trawick International's administrative services promptly and thoroughly replied to my e-mail questions regarding my travel insurance coverage for an upcoming trip. Her response was very polite and straight forward. I am very satisfied with the ease of contacting Trawick International. There never seems to be any trickery like I encountered with other insurance companies in the past.

Date of experience : February 02, 2024

Very polite and helpful agents

Very polite and helpful agents. A pleasure to talk to and do business with. Will continue to buy insurance here.

Date of experience : February 13, 2024

This company went above and beyond to…

This company went above and beyond to assure me that even though my travel plans were a few miles short of 100 — their policy would cover the cost of my very expensive hotel if I have to cancel. Kathy, the representative with whom I spoke, was kind, thorough, and clear.

Date of experience : August 17, 2023

Do not hesitate! Get Trawick Travel Insurance!

I have always been hesitant about travel insurance, but I’m so grateful I finally started using Trawick. Getting Trawick insurance was a lifesaver for our Hawaii trip! Our flights got completely changed through the airline, and we had to completely rebook putting us in a real financial bind. Luckily, with all the appropriate paperwork, I submitted a request, and got refunded through Trawick due to the trip delay. We will be getting travel insurance through Trawick for every trip we go on from now on!

Date of experience : March 27, 2023

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Trawick International Travel Insurance Review — Is It Worth It?

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Why Purchase Travel Insurance

Travel insurance and covid-19, why purchase travel insurance from trawick international, types of policies offered by trawick international, trawick international — reviews of plans and prices, how to get a quote, to credit card travel insurance, to other travel insurance companies, how to file a trawick international travel insurance claim, final thoughts.

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There are many travel insurance companies you could consider before your next vacation.

One such company is Trawick International , which got its start in 1998 by providing insurance for students at universities and study-abroad participants.

Now, 25 years later, the company sells a variety of travel insurance plans, including those for domestic and international travel and even covering volunteer workers. Its most popular plans for U.S.-based travelers are underwritten by Nationwide, a household name in insurance.

Let’s look at everything you need to know about Trawick International insurance , review some of its plan types and costs, and then compare it to your other options for travel insurance.

While it’s not fun to think about, travel insurance can protect your health and your bank account when something goes wrong during your trip. This can include relocation when medical help isn’t nearby and reimbursement for extra expenses when your suitcase is lost or stolen.

Travel insurance covers the parts of your trip that don’t go according to plan. This includes cancellations and interruptions due to unexpected events like severe weather, illness, medical emergencies, theft, and more .

Each time you travel, you’ll decide whether to purchase travel insurance. You can purchase from travel companies while buying flights or cruises as well as purchasing from specialized travel insurance companies and customizing your policy to suit your needs. This also allows you to shop around for the best price . Additionally, you should consider whether it makes sense to purchase insurance coverage for each trip or an annual policy.

When does it make sense to purchase travel insurance? Consider the following:

• Your trip includes non-refundable upfront expenses and losing these (if your trip is canceled at the last minute) would be costly.
• You have multiple travel providers (ex: airlines, hotels, cruises, a tour guide, etc.), creating additional opportunities for pain points .

While travel insurance is meant to cover  unforeseen  events, buying  Cancel for Any Reason coverage  also might allow you to cancel your trip for any reason.

The outbreak of the COVID-19 pandemic presented several new and unique problems for travelers. First, the medical concerns — should you contract COVID-19 while away from home, you may need to see a doctor or spend time in a hospital.

There are financial concerns, as well. The cost of tests, hospital visits, and seeing a doctor in a foreign country can add up quickly — as can the costs of quarantines or additional hotel nights. Moreover, some countries still require travelers to present proof of travel insurance that can cover these costs should they get sick or test positive for COVID-19 while in their destination country.

Trawick International has been providing travel insurance for 25 years and has an average of 4.4 stars across customer reviews on Trustpilot and 4.13 on Squaremouth . It also provides immediate plan documents and plan ID cards after purchasing a policy, helping you get proof of coverage immediately.

On top of positive customer reviews and the fact that it’s an established company with a worldwide footprint, Trawick International tends to provide higher maximum coverage amounts than competitors when comparing similar plan types. Moreover, COVID-19 coverage is included across plans , and coverage for pre-existing conditions can be added to most plans. This is good news for those needing this protection.

The variety of plan types is another bonus. While it may feel overwhelming to see so many options, this also indicates that plans are tailored to your specific needs, rather than a “one-size-fits-all” approach.

The biggest positive, however, may be Trawick’s partnership with Nationwide , which underwrites most of its trip cancellation-related policies for U.S.-based travelers. As a household name in insurance, this provides a sense of reliability.

Trawick International offers several types of insurance , depending on your home country, destination , and whether you’re looking for robust coverage or coverage that’s focused on medical costs .

For example, U.S. residents traveling internationally can buy a Safe Travels Outbound policy that’s focused on medical expenses but also includes coverage for delays, interruptions, or baggage problems. Policies start at $20 but have a 5-day minimum .

The most popular plan is the Safe Travels Voyager plan . It includes $1,000,000 of medical evacuation coverage, trip delay coverage, baggage delay benefits, rental car protections, and the ability to add “Cancel for Any Reason” (CFAR) coverage for an extra cost . However, there’s no option to add coverage for pre-existing medical conditions . The CFAR coverage can reimburse up to 75% of your non-refundable costs if you cancel at least 2 days before departure.

A Safe Travels First Class policy provides $1,000,000 in medical evacuation coverage, $150,000 in coverage for medical expenses, and missed connection coverage (for cruises and tours), but it requires a 12-hour delay before your baggage benefits kick in. You can add CFAR coverage to this policy also.

The Safe Travels Single Trip plan covers up to $75,000 of medical expenses and $350,000 for emergency medical evacuation (including COVID-19). Unfortunately, you can’t add CFAR to these policies.

With a Safe Travels Explorer plan, you get trip cancellation and trip interruption coverage at a low cost . You can add coverage for pre-existing conditions if you buy your plan within 7 days of your first deposit toward the trip.

If you’re concerned about coverage for pre-existing medical conditions, understanding the timeline for when you need to purchase your policy is critical. It’s typically based on the time from your first payment toward your trip.

A Safe Travels Rental Plus plan covers your non-refundable trip expenses if bad weather cancels or interrupts your trip. This policy applies to costs for tickets, hotels, vacation rentals, and more.

Students studying outside their home countries can buy a Collegiate Care Essential policy. It covers up to $150,000 of expenses per injury or illness with a maximum of $300,000 per policy. It covers COVID-19 expenses as well as injuries from some sports.

To compare prices, we got quotes for a 1-week trip to England for a family of 4 (ages 35, 34, 5, and 3). The travel dates were October 5-11, 2023, and the first trip deposit was made within 24 hours. We estimated the trip cost as $1,000 per person.

Plans don’t provide coverage in Belarus, Russia, or Ukraine . Additionally, the optional add-ons you see will vary based on your home state of residence .

If you’re looking for annual travel insurance, Trawick International has it. Here’s how the 3 options compare:

Note that for the above plans, coverage starts the day after purchase and is only available for U.S. citizens and residents.

If you’re looking for a plan that covers adventure sports, you can read about inclusions and exclusions with the SafeTreker plan .

Trawick also offers plans for non-U.S. residents traveling to countries outside the U.S., plans for those who need insurance that meets Schengen visa requirements, and more. We’ve focused on plans available to U.S. residents here, but there are additional options.

You can obtain a quote online easily by heading to Trawick International’s website . Interestingly, you can choose “multiple countries” as your destination .

After choosing your home and destination country (ies), provide your travel dates . Then, you’ll provide your deposit date and trip cost . You also have the option of choosing whether you want trip protection (for cancellations).

Policies will be cheaper if you choose “no” to trip protection, resulting in a policy that’s mostly focused on medical coverage. On the next page, you’ll provide the ages of anyone traveling on this policy and indicate whether or not you’re a student .

After this, you’ll receive a list of quotes showing prices and payout maximums in the various categories. You’ll also see options for add-ons and upgrades .

How Trawick International Compares

How does Trawick stack up to its competitors? We used Squaremouth to compare prices for that same 1-week family trip to England. Here’s how Trawick International compares to travel insurance plans and costs from USI Ruby and Generali Global Assistance Preferred when looking for similar types of coverage.

Trawick’s plan is the most expensive . All 3 plans cover COVID-19 but only USI and Trawick offer add-ons for pre-existing medical conditions ; Generali doesn’t offer this on the Preferred plan. While Generali only offers $150,000 of secondary emergency medical coverage, USI and Trawick offer $250,000 of primary coverage . Trawick offers $1,000,000 of medical evacuation and repatriation coverage, while the other 2 only offer $500,000.

Trawick has the shortest waiting period for baggage delays and travel delays, as well as the highest maximum payouts in these areas. It also provides the highest maximum coverage for missed connections and baggage loss.

All 3 plans have the same coverage amounts for trip cancellation and trip interruption. Generali’s coverage for hurricanes and weather kicks in immediately , while Trawick requires waiting 12 hours; USI requires 48 hours.

Trawick International charges a higher cost than competitors for plans with the same types of coverage if you compare mid-tier plans. However, its maximum payouts are higher in several categories, plus waiting periods for delay-related coverage are shorter in several aspects.

You can file a claim with Trawick International online, by email, or through the mail . You’ll start by finding the name of your plan (listed in the confirmation coverage, which you received after purchase) and gathering all documents related to your claim . These include receipts, documents related to the claim — such as a doctor’s note or letter from the airline confirming the reason for a delay — and a claim form specific to your plan type .

If you have a Safe Travels plan, you can submit your claim online at CBP Connect , by email to [email protected] , or by mail to this address:

Co-ordinated Benefit Plans, LLC On Behalf of Nationwide Mutual Insurance Company and Affiliated Companies P.O. Box 26222 Tampa, FL 33623

Trawick International offers a wide range of travel insurance plans, has largely positive customer reviews, and its maximum coverage amounts tend to be higher than competitors when looking at similar plans. That said, its costs can be higher than competitors, so evaluate whether you need these extra benefits before paying for them.

All plans should cover COVID-19 and several cover pre-existing medical conditions. However, you need special plans for adventure sports. If you’re going to buy a plan, ensure you know what you need and get the right policy. Having a policy that doesn’t cover your needs is the same as not having a policy at all.

For Capital One products listed on this page, some of the above benefits are provided by Visa ® or Mastercard ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

For the baggage insurance plan benefit of the Amex Platinum card, baggage insurance plan coverage can be in effect for covered persons for eligible lost, damaged, or stolen baggage during their travel on a common carrier vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an eligible card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage, in excess of coverage provided by the common carrier. The coverage is also subject to a $3,000 aggregate limit per covered trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each covered person with a $10,000 aggregate maximum for all covered persons per covered trip. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental loss and damage insurance benefit of the Amex Platinum card, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. geographic restrictions apply. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the premium global assist hotline benefit of the Amex Platinum card, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by premium global assist hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, card members may be responsible for the costs charged by third-party service providers.

For the trip delay insurance benefit of the Amex Platinum card, up to $500 per covered trip that is delayed for more than 6 hours; and 2 claims per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the trip cancellation and interruption insurance benefit of the Amex Platinum card, the maximum benefit amount for trip cancellation and interruption insurance is $10,000 per covered trip and $20,000 per eligible card per 12 consecutive month period. Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card ® from American Express, click here .

Frequently Asked Questions

According to trawick travel insurance, is scuba diving a hazardous sport.

Scuba diving is classified as an “extreme sport” in Trawick’s policies. This means it’s not covered under trip cancellation, trip interruption, emergency accident, accidental death, or other coverage on standard travel insurance plans. You must purchase a SafeTreker plan to cover scuba diving.

Is Trawick part of Nationwide insurance?

Trawick and Nationwide are partners but are not the same company. Nationwide underwrites (provides the backing) for Trawick’s trip cancellation policies, including its popular Safe Travels and SafeTreker insurance plans.

How do I claim Trawick International?

You can file a claim online (for most plans), by mail, or by email.

Is Trawick International legit?

Trawick International has been around for 25 years and has grown significantly in that time. It has high customer ratings on Trustpilot and Squaremouth. In addition, many of its policies are underwritten by Nationwide, which is a major name in insurance.

Does Trawick International cover COVID?

Coverage for COVID-19 is built into all plans and treated like other sicknesses/illnesses. This is good news, as you don’t need a special carve-out for pandemics. Any medical, cancellation, or other parts of your policy will apply if your trip is affected by becoming sick or testing positive.

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, and Forbes Advisor.

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Travel Insurance

Trawick International travel insurance review 2024

Jennifer Simonson

Mandy Sleight

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Kara McGinley

Updated 5:10 p.m. UTC Feb. 23, 2024

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Trawick International

Top-scoring plan

Covers covid, medical & evacuation limits per person, what you should know.

Trawick International’s Safe Travels First Class policy offers competitive rates, great “cancel for any reason” coverage upgrades and covers COVID-19 like it would any other illness.

Pros and cons

• Solid baggage loss coverage of $2,000 per person.
• Decent missed connection coverage of $1,000 per person for cruises and tours after a three-hour delay.
• “Cancel for any reason” coverage upgrade of 75% available.
• Employment layoff coverage requires five continuous years of employment.
• Hurricane and weather delay coverage kicks in after 48 hours, not 12 or even 24.
• Emergency medical coverage is secondary, not primary.

Why trust our travel insurance experts

Our travel insurance experts evaluate hundreds of insurance products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Trawick travel insurance overview

Trawick International offers comprehensive travel insurance to protect you financially against severe weather, unexpected delays, medical emergencies and other unforeseen problems that may arise before or during your trip. Trawick has several plans so you can pick one that is right for you and your budget. In this Trawick International review, we take a deeper look into the plans offered, available optional add-on coverage and common exclusions.

Trawick compared to other travel insurance companies

Here’s how the best travel insurance companies compare to Trawick International. 

Trawick travel insurance plans

Trawick offers several comprehensive travel insurance plans that include trip cancellation coverage , trip delay and interruption coverage, travel medical insurance , emergency evacuation coverage and lost baggage coverage. COVID-19 medical expenses are covered and treated the same as any other sickness. 

Safe Travels Explorer 

The Safe Travels Explorer plan is Trawick’s budget-friendly option. The plan includes all the basics of a comprehensive travel insurance plan including: 

• Emergency medical: $50,000. 
• Emergency medical evacuation: $200,000.
• Trip cancellation and trip interruption: 100% reimbursement of trips that cost $30,000 or less. 
• Trip delay: $1,000 to cover things like lodging if you need to stay overnight due to a canceled flight. 
• Optional rental car damage: $25,000 (not available in NY or TX).

This plan also includes lost and delayed baggage coverage and missed connections coverage.  

Safe Travels Explorer Plus 

The Safe Travels Explorer Plus plan includes the same coverages as the Safe Travel Explorer plan but automatically includes the rental car damage coverage. It also includes pre-existing medical condition coverage, as long as you buy the travel insurance within seven days of your initial trip deposit. 

Safe Travels Journey

The Safe Travels Journey plan includes the below coverages:

• Emergency medical: $150,000.
• Emergency medical evacuation: $500,000.
• Trip cancellation: 100% reimbursement of eligible trip costs up to $50,000.
• Trip delay : $2,000 ($200 per day after a six-hour delay).
• Trip interruption: 125% reimbursement of eligible trip costs up to $62,500.
• Optional “cancel for any reason” (CFAR) coverage: 50% of trip costs (only available within 14 days of first deposit). 
• Optional accidental death and dismemberment (24-hour): $25,000. 
• Optional rental car damage: $35,000 (not available in NY or TX).

Safe Travels Journey plans also includes coverage for missed connections, airline cancellation fees, lost and delayed baggage, and pre-existing medical coverage if purchased within 14 days of your trip deposit. 

Safe Travels Single Trip 

Another budget-friendly option is the Safe Travels Single Trip plan. This comprehensive coverage includes: 

• Emergency medical: $75,000 (secondary coverage).
• Emergency medical evacuation: $350,000.
• Trip cancellation: 100% reimbursement of eligible trip costs up to $14,000. 
• Trip delay: $600 maximum ($200 per day after a 12-hour delay).
• Trip interruption: 150% reimbursement of eligible trip costs up to $21,000.
• Accidental death and dismemberment (24-hour): $10,000.
• Optional rental car damage: $35,000 (not available in NY or TX).  

It also includes a pre-existing medical condition exclusion waiver if purchased within 10 days of the initial trip deposit date. This plan includes missed connections coverage, trip delay coverage and lost or delayed baggage coverage. 

Safe Travels First Class 

Safe Travels First Class offers excellent emergency medical evacuation coverage, as well as optional “cancel for any reason” (CFAR) coverage. The Safe Travels First Class plan scores 3 out of 5 stars in our analysis of the best travel insurance companies . Here’s a quick breakdown of the coverages in this plan:

• Emergency medical evacuation: $1 million. 
• Trip cancellation: 100% reimbursement of eligible trip costs up to $15,000.
• Trip delay: $1,000 (after a 12-hour delay).
• Trip interruption: 150% reimbursement of eligible trip costs up to $22,500.
• Optional “cancel for any reason” coverage: 75% reimbursement of eligible non-refundable trip costs (this upgrade is available if you buy it within 14 days of your initial trip deposit date; not available in NY or WA). 
• Optional rental car damage: $50,000 (not available in NY or TX). 

This plan also includes coverage for missed connections, delayed or lost baggage and property damage.

Tip: Safe Travels First Class plans include a pre-existing medical condition exclusion waiver if you purchase coverage within 14 days of your first trip deposit and insure the full value of your non-refundable trip expenses.

Safe Travels Voyager 

This Trawick travel insurance plan has the highest available benefit limits to protect your trip:

• Emergency medical: $250,000.
• Emergency medical evacuation: $1 million.
• Trip cancellation: 100% reimbursement of eligible trip costs up to $100,000.
• Trip delay: $3,000 ($250 per day after a six-hour delay).
• Trip interruption: 150% reimbursement of eligible trip costs up to $150,000.
• Accidental death and dismemberment (24-hour): $25,000.
• Rental car damage: $35,000 (not available in NY or TX).
• Optional “cancel for any reason” coverage: 75% reimbursement of eligible trip costs available within 21 days of your trip deposit. 
• Optional trip “interruption for any reason” coverage: 50% reimbursement of eligible trip costs available within 21 days of your trip deposit. 

This plan also includes coverage for missed connections, additional medical expenses and trip delay coverage, lost and delayed baggage, airline cancellation fees and fees to reinstate frequent traveler awards. And you can get coverage for pre-existing medical conditions if you buy this plan within 21 days of your first trip deposit and before your final payment.

Additional coverages offered by Trawick travel insurance

“cancel for any reason” (cfar) coverage.

“Cancel for any reason” (CFAR) coverage is available as an optional upgrade with the Trawick Safe Travels First Class and Safe Travels Voyager plans. CFAR coverage reimburses up to 75% of the prepaid, nonrefundable trip costs when you cancel your trip for any reason — not just those listed in the policy — as long as you do so at least two days before your scheduled departure date. 

This optional upgrade must be purchased within 14 days (First Class) or 21 days (Voyager) of making your first trip deposit. CFAR is not available for New York or Washington state residents. 

Rental car damage

Rental car damage coverage is included or offered as an add-on with most Trawick travel insurance plans. It provides reimbursement for the cost of repairs, rental charges or the actual cash value of the car if the car is damaged because of covered reasons. This coverage is not available for New York or Texas residents.

What Trawick travel insurance doesn't cover

Like all travel insurance companies, Trawick travel insurance doesn’t cover every incident that may arise during your travels. It is always a good idea to read the fine print before purchasing your policy. For Trawick travel insurance plans, examples of exclusions include:

• Any trip taken against the advice of a physician.
• Immunizations, routine physicals or cosmetic surgery.
• Illegal activities. 
• Injuries due to participation in adventure or extreme activities such as bungee jumping, caving, mountain climbing, paragliding, rappelling and scuba diving.
• Injuries due to intoxication or drug use.
• Medical tourism. 
• Mental, nervous or psychological disorder.
• Natural disasters that begin before you buy the policy. 
• Normal pregnancy or childbirth.

Trawick’s “free-look” period gives you a specific length of time to review your policy and cancel for a full refund if it doesn’t suit your needs. Most states have a 10-day free look period beginning the date the policy was purchased (not available in NY or WA). 

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance of 2024 . We shared information about the highest-scoring plan for companies with more than one travel insurance plan.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%. Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of six hours or less. Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Trawick International travel insurance FAQs

Nationwide Mutual Insurance Company underwrites Trawick’s travel insurance plans. 

To file an insurance claim with Trawick, first you need to locate the name of your plan which can be found on your confirmation of coverage. Next, gather all the documentation needed to complete the claim. After that, complete the claim form on Trawick’s website, answer any pending questions and submit the claim online. Visit Trawick’s website for more information or to access Trawick’s various claim forms. 

Yes, Trawick is a reliable travel insurance company. The company was founded in 1998. Trawick International’s Safe Travels First Class plan gets 3 stars in our rating of the best travel insurance . 

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Jennifer Simonson covers everything from business to the wine industry to international travel. Outdoor adventure, water parks and all things Texas are by far her favorite beats. Her work has appeared in Forbes, Travel + Leisure, Texas Monthly, Smithsonian Magazine, Fodor's, Lonely Planet, Slate and more. You can follow her on Instagram at @storiestoldwell.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Kara McGinley is deputy editor of insurance at USA TODAY Blueprint and a licensed home insurance expert. Previously, she was a senior editor at Policygenius, where she specialized in homeowners and renters insurance. Her work and insights have been featured in MSN, Lifehacker, Kiplinger, PropertyCasualty360 and more.

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Trawick International Travel Insurance Review

Trawick international plans.

• Trawick Travel Insurance Cost

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Trawick International Travel Insurance FAQs

Trawick travel insurance review 2024.

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If you're planning a trip, one of the most important things you can do is ensure you're protected if something goes wrong. That's where travel insurance comes in. Trawick International is among the best travel insurance companies with a variety of plans for different types of travelers, so you can find the coverage that's right for you. 

Here we'll look at the variety of plans Trawick offers, coverage amounts, costs, and how to file a claim. We'll also compare Trawick's most popular policies and other leading travel insurance providers' coverage.

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

Trawick International travel insurance is one of the most popular travel insurance companies on the market, earning spots on our guides on the best cheap travel insurance and the best CFAR travel insurance . 

Trawick offers a wide array of policies, so you're sure to find one that will fit your travel plans. Even if you can't find a plan that is one-to-one with your trip, one of Trawick's stand-out options is its Safe Travel Flex plan, which allows you to build your own insurance plan from scratch. It includes travel cancellation and interruption insurance in addition to travel assistance. Everything else is optional, from medical coverage to baggage delay. 

Trawick has received an average Trustpilot rating of 4.2 across nearly 500 reviews and 4.1 across over 3,100 SquareMouth reviews. Trawick reviews on its headquarters in Alabama are mixed, averaging 3.3 stars across nearly 350 reviews. Negative reviews cited a difficult claims process and unresponsive customer service.

Types of Plans Available

• Safe Travels Trip Protection: With 10 plans under this umbrella, Trawick Trip Protection is highly customizable. You can even build a plan from the ground up with Safe Travles Flex. It covers domestic and international trips for US residents.
• SafeTreker:  Trawick's plan for adventure sports travel, SafeTreker covers sports equipment rental, search and rescue, and non-medical evacuation for over 450 sports.
• Safe Travels USA:  Trawick offers four tiers of insurance for non-US citizens and non-US residents traveling in the USA, offering accident and sickness coverage, emergency medical evacuation, and unexpected recurrence of a pre-existing conditions (limitations apply). 
• Safe Travels International:  Trawick offers two plans for non-US citizens and non-US residents traveling outside the US, covering emergency medical procedures, emergency evacuation, and repatriation. 
• Safe Travels Outbound: This plan offers primary but temporary travel insurance for US citizens and residents traveling outside the US. It includes medical and emergency evacuation coverage, including COVID-related illnesses.
• Safe Travels Annual:  Trawick offers three multi-trip annual travel insurance plans that offers emergency medical, baggage delay, and trip delay coverage for trips up to 30 days long. Trip cancellation coverage spans between $2,500 to $10,000 per year.
• Safe Travels Vacation Rental Protection plan: This plan covers non-refundable expenses such as airfare, hotels, vacation rentals, and other pre-paid trip deposits. It's only available for US residents.
• Collegiate Care Essential plan: This plan is designed for students studying abroad for study and research purposes. It offers coverage for up to $300,000 in medical expenses, with a limit of $150,000 per injury or sickness. COVID-19 medical expenses are covered with the plan, as is coverage for sports activities.

Regardless of which policy you choose, it's vital to study each of them closely to see what is and isn't covered in the one you choose.

Key Features and Benefits

Trawick International travel insurance offers several plans for different types of travelers with different needs. The coverage levels and premiums will vary depending on the traveler's age, trip costs, and destination.

Below is a list of six travel insurance plans Trawick offers with its Trip Protection plan:

Additional Coverage Options

Trawick International travel insurance offers additional coverage options on specific plans. Some come with no extra charge. Others cost extra. And only some policies allow for these additional coverage options.

Additional coverage options include:

Rental car damage coverage:  It's possible to add this coverage to certain plans from Trawick, like its Safe Travels First plan. This coverage will reimburse damage to a rental car up to an allowed amount.

Pre-existing condition coverage:  Pre-existing condition waivers are available if you purchase travel insurance within seven to 21 days of booking your flight, depending on the policy.

CFAR coverage: "Cancel for any reason" coverage can only be added to Trawick's Armor, Journey, Voyager, First Class, Flex, and Rental Plus plans. This add-on allows travelers to cancel their trip, for any reason, up to two days before departure and get 75% of trip costs reimbursed. CFAR coverage is only available for US residents and US citizens.

How Much Does Trawick International Cost?

Getting a quote from Trawick is a straightforward process. You can visit its website or use an insurance comparison site like Squaremouth.

You must provide traveler and trip details like your date of birth, state of residence, destination, and trip costs. With this information, you should be able to get quotes for the different plans available almost instantly.

Below are a few real-world examples of coverage options and costs from Trawick as of April 2024.

For example, let's look at what it would cost to insure a 35-year-old resident of Ohio spending $8,000 on a two-week trip to France. Below are the costs for each of the six different coverage options.

The cost of coverage ranges from the bottom-tier Safe Travels Explorer plan at $257.04 to the top-tier Safe Travels First Class policy for $453.33. That equates to about 3% to 6% of the total trip cost, which is on the lower end when compared to the average cost of travel insurance .

Now let's look at the cost of coverage for a 55-year-old from Colorado traveling to Argentina and spending $6,000 on a three-week trip.

The premiums for this traveler are higher, but that's to be expected given their age. The lowest cost Safe Travels First Class plan costs $243.23 and the top-tier Safe Travels Voyager costs $574.14. That represents a cost of between 4% and 9.5% of the total trip cost, higher than the previous example but still within industry averages.

Lastly, we'll look at the premium costs for a 45-year-old resident of Texas traveling to Fiji for two weeks and spending $7,000 on the trip.

The lowest cost plan in this scenario is the Safe Travels Explorer plan, which runs $284.28. And the most expensive is the Safe Travels First Class, at $405.54. You're paying between 4% and 5.8% of the total trip cost at these prices. Again, that's right on track with the averages in the travel insurance industry.

Trawick International travel insurance has several different claims departments and forms, so how you file a claim will vary depending on the coverage you purchase.

You can find claims forms and contact information on Trawick's claims forms page . That's where you'll find information regarding where to mail or email your claim form and contact information for the appropriate claims group.

Reviews on SquareMouth and Google say claims process can take up to several months and require constant hassling. To avoid additional issues with the claims process, be sure to keep thorough documentation of any unexpected costs incurred during travel. Additionally, you should be as specific as possible when filing a claim.

See how Trawick stacks up against the competition. 

Trawick International vs. Allianz Travel Insurance

Allianz and Trawick International travel insurance are similar in offering several different coverage options.

Allianz offers 10 travel insurance plans, including one-off and multi-trip policies. So you'll have options whether you're looking to cover a specific trip or plan to take multiple trips a year. Of course, the different plans offer varying levels of coverage, and the premiums depend on the traveler and trip specifics.

Allianz's most popular single-trip travel insurance option, the OneTrip Prime plan, offers up to $100,000 in trip cancellation coverage, up to $150,000 in trip interruption coverage, $50,000 in emergency medical coverage, up to $1,000 in coverage for baggage loss, theft, or damage, and up to $800 in travel-delay coverage.

Trawick's most comparable plan is its Safe Travels Explorer Plus plan, which offers up to $100,000 in trip cancellation and interruption coverage, $50,000 in emergency medical coverage, up to $750 for personal effects, and trip delay coverage of $500.

The best way to decide which company to go with is to compare quotes using your specific trip details and personal information, as those are the details that will affect the cost the most.

Read our Allianz travel insurance review here.

Trawick International vs. Nationwide Travel Insurance

Nationwide is a household name when it comes to insurance providers and one of the most well-known and recognized insurance firms in the US. By providing just two single-trip options, the Essential and Prime plan, Nationwide travel insurance has made it simple to find coverage. Nationwide also offers yearly trip insurance for those that travel a lot throughout the year, as well as Cruise specific plans and annual trip insurance.

To compare the two companies, we'll put Nationwide's Essential plan beside Trawick International travel insurance's middle-of-the-road Safe Travels Single Trip plan.

Nationwide's Essential Plan provides up to $10,000 in trip cancellation coverage, up to $250,000 in emergency medical evacuation, up to $150 per day ($600 maximum) reimbursement for travel delays of six or more hours, and coverage for delayed or lost baggage.

In comparison, Trawick's Safe Travels Single Trip plan offers 100% of the insured trip (up to two times the trip cost) in trip cancellation coverage, $350,000 in emergency medical evacuation, and up to $200 per day ($600 maximum) for travel delays of 12 or more hours, and lost and delayed baggage coverage.

So, this particular plan from Trawick offers slightly higher coverage limits for most of the coverages compared.

The high-tier Prime Plan from Nationwide offers even more coverage, including up to $30,000 in trip cancellation, up to $1 million in coverage for emergency medical evacuation, up to 200% of the trip cost (maximum of $60,000) in trip interruption coverage, and $250 per day for trip delays of six or more hours.

To compare, Trawick's highest-tier Safe Travels Voyager plan comes with trip cancellation coverage of up to $100,000, up to $1 million in emergency medical evacuation, up to 150% of the insured trip cost for trip interruption, up to $2,000 maximum reimbursement for travel delays, and coverage for delayed or lost baggage.

Comparing these two policies, you see how it's somewhat of an apples-to-oranges comparison, as some coverage limits are higher or lower. And don't forget that the coverage premiums will vary depending on the traveler and trip specifics.

Read our Nationwide travel insurance review here.

Trawick International vs. Credit Card Travel Insurance Benefits

Be sure to compare the coverage of travel insurance plans with the coverage offered by your rewards credit cards before purchasing a travel insurance policy. Some basic coverage, like rental car insurance, could already be available through one of your existing cards.

If you're on a road trip and all your expenses are refundable, or if your health insurance covers you while abroad and you don't think you'll have many medical bills, the coverage from your credit card may be sufficient.

It's also worth noting that in most cases, credit card travel protection is only supplementary to a travel insurance policy. This implies you'll have to file your claim with the other relevant insurance (such as the airline) before filing a claim with your credit card company.

Read our guide on the best credit cards with travel insurance here.

Why You Should Trust Us: How We Reviewed Trawick International

We compared Trawick International's travel insurance offerings to those of the best travel insurance companies to help you find the policy that fits your needs. When reviewing a policy, we considered coverage options and limits, what's included in your plan, add-ons available, and costs. The best policy for you is one that offers adequate coverage without breaking the bank.

Choosing the best policy for you and any co-travelers is about selecting a policy with the right type of coverage and adequate coverage limits. Ideally, you should ensure that it works well in your budget and allows you to submit a claim quickly. You can read more about  how we rate travel insurance products  here.

Trawick International travel insurance is a very popular and reputable travel insurance provider. The company has been in business since 1998 and is known for offering solid coverage options at affordable prices.

Trawick's policies included access to 24/7 travel assistance. Travelers can reach a customer service representative by phone, email, and live chat. Representatives can answer questions about the travel insurance and trip cancellation plans available, help purchase the right plan for an upcoming trip or cruise, and assist with changes to already purchased plans. The toll-free number is 888-301-9289. You can reach the company by email at [email protected] . Live chat is available on its website.

CFAR (cancel for any reason) is one of the many coverages buyers can expect in Trawick International plans. Always check individual plans to ensure you get all the coverages you want.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Trawick International Travel Insurance Review (2024)

Learn what coverage Trawick International offers to determine if the company has the coverage you need for your next trip.

in under 2 minutes

Sarah Horvath is one of the home service industry’s most accomplished writers. Her specialties include writing about home warranties, insurance, home improvement and household finances. You can find her writing published through distributors like HouseMethod, Architectural Digest, Good Housekeeping and more. When not writing, she enjoys spending time in her home in Orlando with her fiance and parrot.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

Trawick International travel insurance offers financial protection that can safeguard the money you pay for domestic and international travel. Depending on the coverage you buy, travel insurance might reimburse you if an unexpected event causes a flight cancellation , you get hurt while traveling or your bags get lost in transit.

Trawick is one of the world’s largest international travel insurance companies and is best known for its range of insurance options. It has multiple plans that appeal to various types of travelers. Read on to learn more about Trawick’s wide selection of policy options, how much you might pay for travel insurance and what coverage works best for you.

• Average Cost: $180
• BBB Rating: B
• AM Best Score: A+
• Medical Expense Max: $25,000
• Emergency Evacuation Max: $1,000,000

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Our Take on Trawick International Travel Insurance

Trawick offers a large selection of plans compared to other travel insurance providers. Most companies have three to four policy options — but Trawick offers more than 20. Each plan is highly customized, with some options for specific types of travelers. For example, students studying abroad will find annual plans to last throughout a semester, while domestic travelers can find medical insurance that offers protection within the U.S.

Having such a large range of plans gives you more control over your coverage, but it can also make the buying process overwhelming. Trawick’s purchase and claims process is not the most intuitive either, which some customers complain about in online reviews. We gave Trawick 4.5 out of 5 stars for its comprehensive coverage choices and higher-than-average limits on so many policies.

Pros and Cons of Trawick International

Why trust us, trawick international travel insurance plans.

One of the most unique features of Trawick is its high number of international travel plans. From medical-only coverage to annual travel plans aimed at students on an education visa, Trawick offers a travel insurance plan for multiple situations. Some of the company’s most popular travel insurance plans include:

• Safe Travels Voyager: This policy is one of Trawick’s most comprehensive, with 100% trip cancellation coverage for travel up to $100,000 in value. It also includes a $250,000 per person limit for primary medical coverage with coverage for pre-existing medical conditions when purchased within 21 days of your initial deposit, making it a strong choice for travelers with medical concerns.
• Safe Travels Explorer: This plan is Trawick’s economical choice. It includes trip cancellation and interruption up to $30,000 and excess medical coverage up to $50,000. Note that this plan does not include coverage for pre-existing conditions . This policy can benefit students and other budget travelers.
• Safe Travels Flex: Consider the Safe Travels Flex policy if you want a more customizable plan. It gives you more control over individual levels of coverage, allowing you to mix and match protections to balance coverage and price.
• Safe Travels Protect: The Safe Travels Protect plan is for U.S. residents traveling domestically. It offers primary emergency medical coverage of up to $25,000 and 100% coverage for qualifying trip cancellations up to $14,000.
• Safe Travels International: T he Safe Travels International plan appeals to U.S. residents traveling to the Schengen region, which requires a certain level of medical insurance for entering tourists. This plan’s main feature is its medical coverage, which covers you for up to $1 million in accident- and illness-related medical bills you incur abroad.
• Safe Travels Annual Basic: One of Trawick’s annual plans might be right for you if you take multiple trips a year. The Safe Travels Basic option is Trawick’s most affordable annual plan , supplying trip cancellation coverage for journeys valued at up to $2,500 per traveler. This plan also includes basic baggage loss and sports equipment protections. It comes at a flat rate of $155 per person.

The company also offers additional medical-only plans, international annual plans and plans aimed at meeting various visa requirements.

Overall, Trawick’s extensive coverage options are good for customers as you will likely find coverage that fits what you’re looking for. Policies offer medical coverage over $1 million, and trip cancellation and interruption options are also in line with competitors. Many of Trawick’s plans also feature flat-rate pricing, which can benefit travelers on a budget.

If you’re feeling overwhelmed by the number of policies offered by Trawick, you can customize your plan directly with the Safe Travels Flex plan. Travelers looking for a more personalized travel plan can get a quote from Trawick to learn more.

Trawick Add-On Options

Add-ons, or riders, are optional benefits you can include in your policy to expand protection. Trawick International has many policy add-ons; some are optional, and others are extra features included in higher-level policies.

• Accidental death and dismemberment
• Additional sickness and medical coverage
• Adventure activity coverage
• Car rental damage coverage
• Cancel for any reason (CFAR) coverage
• Interruption for any reason (IFAR) coverage
• Preexisting medical condition waiver
• Rental property coverage
• Upgraded trip delay coverage

How Much Does Trawick Travel Insurance Cost?

Our review found the average Trawick customer paid about $180 for travel insurance coverage . But the price you’ll pay for Trawick Travel Insurance depends on the plan you pick. Each Trawick plan includes a specific range of coverages, and policies with the widest breadth of coverage are also the most expensive.

The cost of travel insurance can depend on your age, how much your trip costs and how long you’re going for. If you’re taking a low-value backpacking trip and staying in hostels, your insurance provider will need to reimburse less than if you’re going on a luxury family cruise . The table below summarizes how trip cost influences pricing on Trawick’s plans.

Use the chart below to compare Trawick International's average cost to competitors:

Domestic Travel Insurance

Below is an estimate for a domestic trip for the same two adults mentioned above. The trip costs $4,000 and starts June 2, 2023 and ends June 16, 2023. The trip deposit was made on April 10, 2023. In this example, we see that costs increase substantially when adding optional coverage.

Read More: Travel Insurance For Parents Visiting The USA

Trawick International Travel Insurance Reviews

At the time of our review, Trawick International had 4.5 out of 5 stars from over 400 customers on Trustpilot . Many customers report that representatives are friendly and knowledgeable. However, some customers complain the company was unresponsive when they filed a claim and it can take months to resolve it.

Below are company reviews found on Trustpilot. We emailed Trawick International for a comment on the reviews and have not yet received a response.

“We had purchased travel insurance with Trawick for a trip in March, but the morning of the trip we had a medical emergency that made it impossible for us to travel. I thought there was no way to use the policy on our new travel dates but I reached out to Trawick's customer service and they were very helpful! They asked me for documentation to prove we rescheduled our trip and when I provided it they changed the dates on our policy so that we can use it during our re-scheduled trip. Thank you!” —Juliana González Tobón “I have always been hesitant about travel insurance , but I’m so grateful I finally started using Trawick. Getting Trawick insurance was a lifesaver for our Hawaii trip! Our flights got completely changed through the airline, and we had to completely rebook putting us in a real financial bind. Luckily, with all the appropriate paperwork, I submitted a request, and got refunded through Trawick due to the trip delay . We will be getting travel insurance through Trawick for every trip we go on from now on!” —Kaelan Young “Trip to Peru/Machu Picchu was canceled due to several issues in Peru, [primarily] being no train service to Machu Picchu. Trawick provided conflicting information on whether the claim was covered. It is clear that they are doing everything they can to avoid paying a claim, or provide other options, as promised. Use another, reputable insurance provider!” —Peter Lievense “They are constantly deferring the final resolution of the claim by 15 business days. After those elapse, they say wait another 15 business days and you get in a vicious cycle when they do not provide resolution EVER! I have had an incident on my trip a few months ago, but they are constantly ignoring my emails and do not provide any resolution.” —K. Stefanov

How To File a Claim with Trawick Travel Insurance

The process to file a claim with Trawick may depend on when you bought your policy and your chosen coverage. You can usually file a claim online using Trawick’s customer portal, via email or by mailing a form to its corporate office.

The basic steps to file your insurance claim with Trawick include:

• Gather your documentation: You will need to gather various documentation to support your claim. For example, if you are injured abroad and making a medical coverage claim, you will need to submit your doctor bills and a hospital report detailing the incident.
• Find your plan information: Next, find your plan name and ID, or contact customer service to gather this information if you don’t have it handy.
• Complete a claims form: Trawick supports a series of online claims forms you can access on its website . In addition to the documentation outlined by claim type, you will also need to submit a concise summary of what happened, who was involved and the financial expense you incurred due to the covered event.
• Submit the claim: Visit the claims form page linked above to learn how to file your claim. You can submit most claims online through the customer portal. If you cannot submit your claim online, you must mail your documentation to one of Trawick’s processing centers.

Trawick’s claims team will email you when it accepts your claim or if it needs additional documentation.

Trawick International vs. Competitors

Trawick is not the only travel insurance company offering options to protect an upcoming vacation or a business trip. Explore some of the other top travel insurance providers using the table below.

Your destination also plays a role in pricing. For example, some countries have more robust transportation and medical service networks than others, which can influence pricing.

What’s Not Covered by Trawick International Travel Insurance?

With so many policy options, you may be more likely to find the coverage you need with Trawick. However, the company commonly excludes a few items from its policies, including:

• Higher travel interruptions: Many of Trawick’s travel insurance plans only include trip interruption up to 100% of your travel cost. This may not compensate for additional expenses you incur if your trip gets canceled, like additional booking fees on nonrefundable airfare. Competitors like Nationwide and HTH Worldwide include up to 200% trip cost reimbursement, which may make these options better for those worried about potential travel interruptions.
• All-inclusive coverage: While this is not a specific exclusion, some travelers want a quick, all-inclusive approach to finding coverage. While Trawick’s coverage options are extensive, finding your perfect plan can take a while. Streamlined coverage providers like Faye will likely offer a much faster buying process for general insurance coverages.

Is Trawick International a Good Choice for Travel Insurance?

With such a range of options, Trawick is one of the best travel insurance providers if you’re looking for a specific level or type of coverage. Trawick is a one-stop shop for all types of coverage, and its coverage limits are competitive with other providers. However, it does not offer the lowest prices based on travel insurance companies we have reviewed.

While Trawick offers many insurance choices, its large selection may overwhelm shoppers. If you’re looking for a quick option for travel insurance, we recommend choosing a more general provider like Travelex , Faye or Nationwide . Trawick’s coverage is most useful for travelers with unique insurance needs and those wanting more control over their policy details.

Frequently Asked Questions About Trawick Travel Insurance

Is trawick international a reputable company.

Yes — Trawick International is a reputable company that’s been in business since 1998 and has been accredited by the Better Business Bureau (BBB) since 2013. Their plans are underwritten by Nationwide, which is a reputable insurance company with strong financial ratings. Trawick gets many positive reviews, but some customer review websites cite complaints about how long the claims process can take. That said, Trawick International does take time to research customer complaints and follow up.

Is Trawick owned by Nationwide?

Trawick Travel Insurance is an independent insurance provider. However, policies issued through Trawick are underwritten by Nationwide Mutual Insurance Company and administered by Co-ordinated Benefit Plans.

Is it worth getting international travel insurance?

Buying travel insurance for international trips can be worthwhile since international trips tend to cost more due to airline and accommodation costs, especially when you’re going a far distance for an extended period. If you don’t have trip protection, canceling could mean you lose a large sum in nonrefundable trip costs.

However, some credit cards provide cancellation protections as well, so it’s worth checking card benefits before buying insurance. And if you purchase refundable hotel stays and airfare, travel cancellation insurance may not be necessary.

How much does international travel insurance cost?

Costs of international travel insurance can depend on how much the trip costs, who’s going and how long you’re going for. A sample Safe Travels Flex quote on a trip to Barbados for two people aged 35 and 27 costs $92.64, and prices increase the more coverage you choose. Some of the best travel insurance companies let you check rates online, which can help you review and compare many options quickly.

What is the best plan to get international travel insurance?

The best plan for international travel is one that provides you with enough cancellation and interruption coverage to reimburse prepaid trip costs if a trip doesn’t go as planned. Aside from cancellation coverage, emergency medical protection can be worth buying when traveling internationally since stateside health insurance may not cover medical expenses abroad.

Trawick International’s Safe Travels Explorer, Safe Travels Journey and Safe Travels Voyager plans each provide cancellation protection and high emergency medical expense coverage limits that could make it ideal for an out-of-country trip.

Other Travel Insurance Providers To Consider

• Nationwide Travel Insurance Review
• WorldTrips Travel Insurance Review
• World Nomad Travel Insurance Review
• Faye Travel Insurance Review
• Allianz Travel Insurance Review
• Generali Travel Insurance Review
• USI Affinity Travel Insurance Review

Methodology: Our System for Ranking the Best Travel Insurance Companies

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

If you have questions about this page, please reach out to our editors at [email protected] .

More Travel Insurance Reviews

Trawick International Review

Trawick is a worldwide travel medical provider, and also has very competitive trip insurance plans for vacation travelers

Top reasons to buy

• Covid-19 covered for cancellations and medical
• Excellent value, their plans always tend to have comparable coverage at lower cost
• Pre-existing conditions can be covered by most plans
• Expertise with international medical insurance means they know how to handle medical emergencies abroad
• High medical coverage limits

Flaws but not dealbreakers

• Too many plans to choose from (Voyager is most popular)
• No ‘Cancel for work reasons’ coverage

Bottom line

Trawick is a ‘great value’ company. Voyager has very competitive coverage at a low cost, has Cancel For Any Reason as an optional upgrade, and has a lot of medical coverage

Company Information

Safe Travels Explorer

Safe Travels Explorer Plus

Safe Travels Journey

Safe Travels Voyager (Most Popular)

Safe Travels First Class Trip Protection

Safe Travels Single Trip Protection

Money Back Guarantee

Free look up to 10 days after purchase

Customer Service

888-301-9289 Hours of Operation: Weekdays 8:00am – 6:00pm CT

Emergency Assistance

Inside USA 833-425-5101 Outside USA 603-952-2686

866-696-0409 Claims Hours of Operation: Weekdays 8:00am – 6:00pm CST

Full Trawick International Insurance Review

Summary: Trawick is the most popular travel insurance company based on actual sales data. Trawick is popular because they have the right balance of coverage and price. Their plans cover Covid-19 for cancellation and medical treatment. They have good medical emergency coverage. They also offer the popular Cancel For Any Reason upgrade on two plans.

Their Safe Travels Voyager plan is the most popular travel insurance policy based on sales data. Voyager is their higher-end plan, but the pricing still makes it competitive for most travelers.

Trawick has too many plans it can be confusing. Most companies offer the popular “Good-Better-Best” plan offerings. They have a total of 6 travel insurance plans, each one slightly different.

Most travelers will buy Safe Travels Voyager as a great overall plan. For simplicity in this review, we’ll look at their budget-friendly plan called Safe Travels Explorer, and their mid-range plan called Safe Travels Journey. They also offer Safe Travels Single Trip,  Safe Travels First Class, and Safe Travels Explorer, but to keep things simple we’ll cover the main 3 plans.

Alternatives to Trawick Trawick is the most popular company, and their Safe Travels Voyager plan is the most popular plan. They have high medical coverage, which is a plus compared to similar plans.

However, for the same money or even less, there are better plans.

Travel Insured offers a plan called Worldwide Trip Protector that has better coverage for a comparable price. This plan has better hurricane & weather coverage, includes Cancel For Work Reasons, includes non-medical evacuation, and covers pre-existing conditions. That is a lot of extra coverage for a similar cost.

Company Information Trawick started in 1998, focusing mostly on international insurance for students. They have expanded their products over the years and have strong financial backing by underwriter Nationwide Mutual.

Trawick is a reputable company that complies with the Zero Complaint Policy.

What does Trawick travel insurance cover?

Trawick’s travel insurance plans work well for most travelers. These are the plans you would buy for a vacation, cruise, tour, or any other trip where you are worried about losing money for a canceled trip.

Like all travel insurance plans, they cover:

• Trip cancellation & interruption
• Emergency medical expenses
• Medical evacuation expenses
• Lost, stolen, or damaged baggage
• Travel delays
• Delayed baggage
• 24/7 worldwide assistance

Trawick International & Cancel For Any Reason Insurance

Trawick has the optional Cancel For Any Reason coverage available with two plans: Voyager (their most popular plan) and First Class.

Some companies, such as Allianz , don’t offer this upgrade on any plans. Even though it is optional, I believe it is better to have the option. This is why I recommend Travel Insured over Allianz.

Travelers like the peace-of-mind this coverage provides. It gives you a lot of flexibility in cancelling your trip and still getting most of your money back.

Trawick International and Covid-19

All  Trawick plans covers Covid-19 for both trip cancellation and emergency medical expenses.

Trip Cancellation and Covid-19

Trawick treats Coronavirus like any other sickness when it comes to trip cancellation coverage . Trip cancellation covers cancellations if someone gets sick or injured before the trip and cannot travel. This is the most popular reason for trip cancellation, and travelers make claims for this all the time. It might be a child with the flu. Or a parent having a stroke and you need to care for them.

In the case of Covid, if you get sick before departure and your doctor advises you to cancel, this is a covered reason for cancelling . You would receive any trip expenses you lose as a reimbursement from the insurance company. Physicians provide verification for this all the time.

Emergency Medical Treatment and Covid-19

Similarly, Trawick’s plans cover Covid as they would any other sickness for emergency medical care . If you are traveling abroad and get sick or have an illness, you are covered for medical care costs.

How much does Trawick International insurance cost?

Trawick tends to be similar in price to comparable plans for travelers under 60, but more quite a bit more expensive for older travelers. In general, I think there are better plans for the money.

Here are the most popular comparable plans that we’ll compare:

Trawick Safe Travels Voyager Trawick has a high medical limit here at $250,000. This is more than adequate travel medical coverage for most trips. I recommend at least $100,000 for international travel. This plan also has the option to upgrade with Cancel For Any Reason, but the hurricane coverage is not as good as the other plans here.

Travel Insured Worldwide Trip Protector This is a plan with medical limit of $100,000. This is an adequate amount of travel medical coverage for most trips. Travel Insured has better hurricane & weather coverage. This plan also has the option to upgrade with Cancel For Any Reason.

Seven Corners RoundTrip Choice Most coverage is similar, but this plan has emergency medical coverage up to $500,000. This is far higher than similar plans. Also has Cancel For Any Reason available

Now let’s look at pricing based on different types of travelers and trips:

Trip 1 This is a seven day trip, two travelers both aged 45, with a trip cost of $3,500

• Trawick Safe Travels Voyager- $182
• Travel Insured Worldwide Trip Protector- $224
• Seven Corners RoundTrip Choice- $252

Here, Trawick is lower than the similar plans by roughly 20%. This is a good saving, and if the lower coverage is not an issue this is a good plan for younger travelers.

Trip 2 This is a seven day trip, a family of four (ages 45, 45, 12, 10) with a trip cost of $6,500

• Trawick Safe Travels Voyager- $286
• Seven Corners RoundTrip Choice- $438

In this case, Trawick is in the middle, about 24% more than Travel Insured. I would choose Travel Insured because they have better coverage for less money.

Trip 3 This is a 14-day trip, two travelers both aged 70, with a trip cost of $4,500

• Trawick Safe Travels Voyager- $562
• Travel Insured Worldwide Trip Protector- $422
• Seven Corners RoundTrip Choice- $430

Finally, Trawick is more expensive by about 30%. Their plans are more expensive for older travelers, and I would recommend Travel Insured or Seven Corners.

Trawick International Plans

Safe Travels Explorer Just the necessities. Explorer is Trawick’s budget-friendly travel protection plan. This plan includes Trip Cancellation and Interruption, $50,000 coverage for Emergency Medical Expense as well as of $2,000 for potential accommodations/lodging expenses, lost baggage and many other essential benefits while you travel.

Safe Travels Explorer Plus The Explorer Plus plan features everything in the Explorer plan along with coverage for Pre-Existing Medical Conditions on plans purchased within 7 days of making your initial trip deposit. That’s the main difference between the two.

Safe Travels Journey The Journey plan includes all the benefits as the Explorer Plus with extended coverage and coverage for airline ticket exchange fees. This plan includes coverage for Pre-Existing Medical conditions when purchased prior to or within 14 days of making your deposit and $150,000 of Emergency Medical Coverage along with $500,000 of Emergency Evacuation coverage.

Safe Travels Voyager (Most Popular) The Safe Travels Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan covers $250,000 per person limit Primary Medical Coverage with coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment. Also offers the optional Cancel for Any Reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy.

Safe Travels First Class Trip Protection This plan has more “in between” coverage and pricing, with Secondary Medical Coverage of $150,000.

Safe Travels Single-Trip Trip Protection A similar plan with coverage in between the rest, $75,000 of Secondary Medical Coverage.

Trawick International FAQs

Is Trawick International a good company?

Yes, absolutely. Trawick has been in business for years and have a wide range of products for international and vacation travelers. They work with reputable underwriters, have strong financial backing, and are a stable, trustworthy, and reputable company.

Which Trawick plan is best?

Safe Travels Voyager is their most popular plan. It has high coverage limits, has the option for Cancel For Any Reason, and is reasonably priced.

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Reviews, Sales, and Service Ratings for Trawick International

0.1% (367) negative reviews to sales Average on Squaremouth is 0.2%

• 5 stars 1845
• 4 stars 598
• 3 stars 344
• 2 stars 129
• 1 star   238
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Customer Reviews for Trawick International

Sort by Most Helpful, Most Recent, Star Ratings, or select “Filed Claim” to only show reviews from customers who filed a claim.

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I am very pleased with the process of filing claims. I was getting sick while traveling in Peru in February 2024. I had to see the local doctor, received some medical treatment, and took some prescription *****. I also had to change my travel plan with an extra hotel stay and additional flight expenses. I called the claim number after came back home. The gentleman on the phone was very helpful to explain the process and emailed me the claim forms. I completed both medical and trip interruption claim forms. I emailed back the claim forms with the requested supporting documents. The claims were proved pretty quickly and I received reimbursement checks in the mail.

I have bought the travel insurance with Trawick International from Squaremouth website several times in my previous international trips. This is the first time that I have to make the claim. I am pretty happy with the process.

Easy to buy but hard to use. I was taken ill while in Costa Rica and had a hard time contacting anyone. My phone didn't have local service so I couldn't call back to the US. In the end, I used the doctor's phone. When I finally did, they kept telling me they couldn't locate my policy, but "don't worry - I'm sure we'll find it." Meanwhile, the clinic wanted to take me to hospital in an ambulance and wanted to know they would be reimbursed $3,000. Given the vague answers I was getting from your agent, I wasn't confident. In the end, I took a private car and flew back to the US (even thought I hadn't been treated and was in some pain) because I didn't have confidence in your service provider. First time I have ever tried to use Travel Insurance while actually abroad and not exactly impressed,

The policy was the best I could find given my age of 75, and preexisting atrial fibrillation condition, and also given the length of my stay in Asia, almost three months. I did visit a doctor in Thailand, for an eye infection, and the charge was under my deductible amount, so I am not claiming. I wish the deductible had been less than $250, which is quite high, I think. But I did have coverage, that was the main thing.

It was a great experience. The agent was knowledgeable and patient. The policy was comprehensive enough that I did not have to worry.

Policy's coverage was clearly stated. Website easy to use. When calling customer service for info or help, was always answered by a real person! Associates were friendly and knowledgeable and willing to help. No problems filling a claim and results were handled satisfactorily and within a reasonable timeframe.. Will definitely be using this company again. Highly recommend!

Hard to file a claim.

The representative at Squaremouth was very helpful in answering my questions about specific circumstances that the various insurances would cover, which helped me chose which one to pick.

Haven't received response from Trawick as of 4/1/24.

Would appreciate if you can help with a follow up. Thanks!

I understand once you purchase the insurance it is insurance, but we had paid for 2 people that ended up not being able to travel on this trip so we lost money, wish we could have been able to cancel their policy and get our money back for them.

I will never buy another product with Trawick or Nationwide again. We travel 3-5 times a year on big trips so I feel more comfortable being covered by insurance. I bought $977.26 worth of insurance for a recent cruise to see the northern lights. Upon review of my policy two weeks before our trip I noticed that the date was wrong and I called to change by one day one the beginning and one day on the end to cover the travel days. I was charged $72.81 to do this. This is ridiculous to charge a good customer this for 2 days of coverage. I noticed this on another trip I have booked for August and that provider charged me nothing for the two days. Good luck doing business like this.

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Trawick International

Trawick Travel Insurance for Every Type of Trip

Trawick travel insurance plans are known for their adventure travel insurance plan , SafeTreker. This plan is designed for U.S. citizens and residents traveling outside the USA and wanting to participate in adventure sports activities.

Trawick Travel Insurance specializes in travel insurance , trip cancellation and interruption insurance , study abroad insurance , and group travel insurance . The company strives to offer plans that meet its members' needs and exceed the expectations of its clients. Trawick International was founded in 1998 and has built its reputation on its 24/7 travel assistance and top-notch customer service.

Trawick International is especially known for its adventure travel insurance plan , SafeTreker. This plan is designed for U.S. citizens and residents who are traveling outside of the USA and want to participate in adventure sports activities.

Why Choose Trawick Travel Insurance Plans?

Extensive worldwide network.

Trawick offers its members an extensive worldwide network of quality physicians, hospitals and pharmacies.

Travel Assistance

Trawick's travel assistance is available to members 24/7. They offer a convenient chat feature on their website to speak to live agents regarding any questions.

Trip Protection

Trawick International protects its members while also protecting their vacation. Along with comprehensive medical coverage, Trawick provides coverage for emergency evacuation, repatriation, trip interruption, trip cancellation, trip delay and lost baggage.

Trawick International Travel Insurance Plans

Trawick International provides numerous travel plans for individuals and groups traveling domestically or internationally for work or pleasure. Trawick also provides coverage for students studying abroad internationally.

Safe Travels Outbound - Coverage for U.S. Citizens Traveling Outside the U.S.

Trawick's Safe Travels outbound is a travel medical plan for U.S. citizens and residents who are traveling outside of the U.S. The plan includes medical, emergency evacuation, and repatriation. Premium rates are based on age, with a minimum of five days to a maximum of 180 days of coverage.

Safe Travels Outbound

• U.S. citizens/residents traveling outside the United States
• Up to $500,000 in emergency medical coverage
• Coverage for up to 180 days

Safe Travels Voyager - Trip Cancellation Coverage

Trawick's Safe Travels Voyager plan is designed for individuals looking for the highest available benefit limits to protect their trip. This plan covers trips up to $100,000 for trip cancellation and includes $250,000 per person of medical coverage. Travelers can include optional benefits such as CFAR (cancel for any reason), IFAR (interruption for any reason), and 24-hour accidental death and dismemberment coverage. Safe Travels Voyager also covers pre-existing medical conditions.

Safe Travels Voyager

• Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
• Cancel for Any Reason available
• Up to $250,000 in emergency medical coverage

Safe Travels USA - Coverage for Non-U.S. Citizens Traveling Inside the U.S.

Trawick's Safe Travels USA is a travel medical plan for non-U.S. citizens or residents traveling to the U.S. and other countries. This plan includes comprehensive medical, evacuation, and repatriation coverage. Safe Travels USA can be extendable up to 364 days.

Trawick Safe Travels USA

• Desinged for non-U.S. citizens traveling to the U.S. and addiitonal countries
• Includes comprehensive medical, evacuation, & repatriation coverage
• Coverage from 5 days to 364 days - extensions are available

Safe Travels International - Coverage for Non-U.S. Citizens Traveling Outside the U.S.

Trawick's Safe Travels International is a travel medical plan for non-U.S. citizens or residents traveling outside their home country to other countries besides the U.S. The plan includes accident and sickness medical coverage, emergency evacuation, and trip delay.

Safe Travels International

• Desinged for non-U.S. citizens traveling outside their home country (excluding the U.S.)
• Coverage for an unexpected recurrence of a Pre-Existing Condition

SafeTreker - Adventure Sports Coverage for U.S. Citizens

Trawick International designed the perfect plan for adventurous travelers called SafeTreker, which provides coverage for 450+ sports and activities. The plan offers travelers comprehensive benefits such as trip cancelation and interruption, sickness and accident, and sports equipment protection. If you are participating in a hazardous sport or activity while traveling, we recommend purchasing a SafeTreker plan.

SafeTreker Adventure Sports Coverage

• Valid for US residents
• Coverage for over 450+ sports and activities
• Emergency medical coverage

Trawick Health Care Network

Trawick International and First Health teamed up to provide members with an extensive network of doctors and hospitals in the USA. Members insured under certain Trawick travel insurance plans within the U.S. can search for a doctor or hospital within their network and choose from the many options that are available.

Travelers who purchase a Trawick travel plan as secondary coverage can use their primary plan's healthcare network, and Trawick will provide coverage for deductibles, co-insurance, or remaining medical bills.

For example, travelers insured under a SafeTreker plan as secondary coverage can go to a hospital within their primary plan's healthcare network if they get into an accident. Trawick will cover any medical bills left unpaid by the primary insurer.

Travelers elsewhere in the world can see any doctor and submit a claim for reimbursement.

Trawick Travel Insurance - Member Services

Trawick's Travel Assistance is available 24 hours a day, 7 days a week through phone and online chat. Members can make use of Trawick's travel agents by asking any question or requesting information regarding a plan or product.

Trawick International also offers immediate online policy issues and personalized member ID cards.

Customers can submit claims to Trawick International for medical treatment, a canceled trip, or lost baggage. Claim forms are easily accessible and downloadable on Trawick's website under Claim Information.

Trawick International FAQs

Does trawick international have hazardous sports coverage.

Yes, the Trawick SafeTreker plan has four coverage levels and provides travelers with accident and sickness insurance, trip cancelation/interruption insurance, and sports equipment rental protection.

Are Trawick travel insurance plans expensive?

Trawick International provides its customers with affordable travel plans that meet all of their needs, whether they are traveling internationally or domestically.

The average Trawick travel insurance plans cost between $1 and $5 per day of travel. Costs range based on the chosen plan, the benefits offered, and the locations you travel to. If you are traveling to the USA, the plans will be more expensive than for travel to Brazil, as one example.

Is Trawick International a good carrier?

Trawick International has provided insurance to people traveling around the world since 1998. They are a well-respected insurance provider and focus on customer service.

Does Trawick offer Group Insurance Plans?

Yes. Trawick International offers group travel insurance plans for all types of international travelers.  Their plans are available to individuals and groups throughout the world. 

Trawick specializes in group travel insurance for all organizations - from small start-up companies to volunteer groups and large corporate teams.

If you have employees living abroad for a year or more, consider a group global health insurance plan to cover your expatriate workers.

More to Read:

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9 Best Travel Insurance Companies of April 2024

According to our analysis of more than 50 travel insurance companies and hundreds of different travel insurance plans, the best travel insurance company is Travelex Insurance Services. In our best travel insurance ratings, we take into account traveler reviews, credit ratings and industry awards. The best travel insurance companies offer robust coverage and excellent customer service, and many offer customizable add-ons.

Travelex Insurance Services »

Allianz Travel Insurance »

HTH Travel Insurance »

Tin Leg »

AIG Travel Guard »

Nationwide Insurance »

Seven Corners »

Generali Global Assistance »

Berkshire hathaway travel protection ».

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance Companies.

Table of Contents

• Travelex Insurance Services
• Allianz Travel Insurance

Travel insurance can help you protect the financial investment you made in your vacation when unexpected issues arise. Find the best travel insurance for the type of trip(s) you're taking and the coverages that matter most to you – from interruptions and misplaced belongings to illness and injury.

• Travelex Insurance Services: Best Overall
• Allianz Travel Insurance: Best for Trip Interruptions
• HTH Travel Insurance: Best for Groups
• Tin Leg: Best Cost
• AIG Travel Guard: Best for Families
• Nationwide Insurance: Best for Last-Minute Travel Insurance
• Seven Corners: Best for 24/7 Support When Traveling
• Generali Global Assistance: Best for Medical Emergencies
• Berkshire Hathaway Travel Protection: Best for Specialized Coverage

Customizable upgrades are available, including car rental coverage, additional medical insurance and adventure sports coverage

Medical and trip cancellation maximum are not as high as some other companies

• 100% of the insured trip cost for trip cancellation; 150% for trip interruption
• Up to $1,000 in coverage for lost, damaged or stolen bags and personal items; $200 for luggage delays
• $750 in missed connection coverage
• $50,000 in emergency medical and dental coverage
• Up to $500,000 in emergency medical evacuation and repatriation coverage

SEE FULL REVIEW »

Annual and multitrip policies are available

Distinguishing between the company's 10 travel insurance plans can be challenging

• Up to $200,000 in trip cancellation coverage; $300,000 in trip interruption coverage
• $2,000 for lost, damaged or stolen luggage and personal effects; $600 for bag delays
• Up to $1,600 for travel delays
• Emergency medical coverage of up to $75,000
• Epidemic coverage

Generous coverage at the mid- and high-tier levels, and great group discounts

Preexisting conditions coverage is only available at mid- and high-tier plans

• 100% trip cancellation coverage (up to $50,000); 200% trip interruption coverage
• Up to $2,000 in coverage for baggage and personal effects; $400 in baggage delay coverage
• Up to $2,000 in coverage for trip delays; $1,000 for missed connections
• $500,000 in coverage per person for sickness and accidents

Variety of plans to choose from, including two budget-friendly policies and several more premium options

More limited coverage for baggage issues than other companies

• 100% trip cancellation protection; 150% trip interruption
• $500 per person for lost, stolen or damaged baggage and personal items
• Up to $2,000 per person in travel delay coverage ($150 per day); $100 per person for missed connections
• $100,000 per person in emergency medical coverage, including issues related to COVID-19

Travel insurance policy coverage is tailored to your specific trip

Information about policy coverage inclusions is not readily available without first obtaining a quote

• Trip cancellation coverage for up to 100% of your trip's cost; trip interruption coverage for up to 150% of the trip cost
• Up to $2,500 in coverage for lost, stolen or damaged baggage; $500 related to luggage delays
• Up to $1,000 in missed connection and trip delay coverage
• $100,000 in emergency medical coverage

Variety of plans to choose from and coverage available up to a day before you leave on your trip

Limited trip cancellation coverage even at the highest tier

• Trip cancellation coverage up to $30,000; trip interruption coverage worth up to 200% of the trip cost (maximum of $60,000)
• $2,000 for lost, damaged or stolen baggage; $600 for baggage delays
• Up to $2,000 for trip delays; missed connection and itinerary change coverage of $500 each
• $150,000 for emergency medical and dental issues

Customer service available 24/7 via text, Whatsapp, email and phone

Cancel for any reason coverage costs extra

• 100% trip cancellation coverage (up to between $30,000 and $100,000 depending on your state of residence); interruption coverage for up to 150% of the trip cost 
• Lost, stolen or damaged baggage coverage up to $2,500; up to $600 for luggage delays
• Trip delay and missed connection coverage worth up to $1,500
• Emergency medical coverage worth up to between $250,000 and $500,000 (depending on where you live)

Generous emergency medical and emergency evacuation coverage

Coverage for those with preexisting conditions is only available on the Premium plan

• 100% reimbursement for trip cancellation; 175% reimbursement for trip interruption
• $2,000 in coverage for loss of baggage per person
• $1,000 per person in travel delay and missed connection coverage
• $250,000 in medical and dental coverage per person

In addition to single-trip plans, company offers specific road trip, adventure travel, flight and cruise insurance coverage

Coverage for missed connections or accidental death and dismemberment is not part of the most basic plan

• Trip cancellation coverage worth up to 100% of the trip cost; interruption coverage worth up to 150% of the trip cost
• $500 in coverage for lost, stolen or damaged bags and personal items; bag delay coverage worth $200
• Trip delay coverage worth up to $1,000; missed connection coverage worth up to $100
• Medical coverage worth up to $50,000

To help you better understand the costs associated with travel insurance, we requested quotes for a weeklong June 2024 trip to Spain for a solo traveler, a couple and a family. These rates should help you get a rough estimate for about how much you can expect to spend on travel insurance. For additional details on specific coverage from each travel insurance plan and to input your trip information for a quote, see our comparison table below.

Travel Insurance Types: Which One Is Right for You?

There are several types of travel insurance you'll want to evaluate before choosing the policy that's right for you. A few of the most popular types of travel insurance include:

COVID travel insurance Select insurance plans offer some or a combination of the following COVID-19-related protections: coverage for rapid or PCR testing; accommodations if you're required to quarantine during your trip if you test positive for coronavirus; health care; and trip cancellations due to you or a family member testing positive for COVID-19. Read more about the best COVID-19 travel insurance options .

Cancel for any reason insurance Cancel for any reason travel insurance works exactly how it sounds. This type of travel insurance lets you cancel your trip for any reason you want – even if your reason is that you simply decide you no longer want to go. Cancel for any reason travel insurance is typically an add-on you can purchase to go along with other types of travel insurance. For that reason, you will pay more to have this kind of coverage added to your policy.

Also note that this type of coverage typically only reimburses 50% to 80% of your nonrefundable prepaid travel expenses. You'll want to make sure you know exactly how much reimbursement you could qualify for before you invest in this type of policy. Compare the best cancel for any reason travel insurance options here .

International travel insurance Travel insurance is especially useful when traveling internationally, as it can provide medical coverage for emergencies (in some cases for COVID-19) when you're far from home. Depending which international travel insurance plan you choose, this type of travel insurance can also cover lost or delayed luggage, rental cars, travel interruptions or cancellations, and more.

Cheap travel insurance If you want travel insurance but don't want to spend a lot of money, there are plenty of cheap travel insurance options that will offer at least some protections (and peace of mind). These are typically called a company's basic or standard plan; many travel insurance companies even allow you to customize your coverage, spending as little or as much as you want. Explore your options for the cheapest travel insurance here .

Trip cancellation, interruption and delay insurance Trip cancellation coverage can help you get reimbursement for prepaid travel expenses, such as your airfare and cruise fare, if your trip is ultimately canceled for a covered reason. Trip interruption insurance, on the other hand, kicks in to reimburse you if your trip is derailed after it starts. For instance, if you arrived at your destination and became gravely ill, it would cover the cost if you had to cut your trip short.

Trip delay insurance can help you qualify for reimbursement of any unexpected expenses you incur (think: lodging, transportation and food) in the event your trip is delayed for reasons beyond your control, such as your flight being canceled and rebooked for the next day. You will want to save your receipts to substantiate your claim if you have this coverage.

Lost, damaged, delayed or stolen bags or personal belongings Coverage for lost or stolen bags can come in handy if your checked luggage is lost by your airline or your luggage is delayed so long that you have to buy clothing and toiletries for your trip. This type of coverage can kick in to cover the cost to replace lost or stolen items you brought on your trip. It can also provide coverage for the baggage itself. It's even possible that your travel insurance policy will pay for your flight home if damages are caused to your residence and your belongings while you're away, forcing you to return home immediately.

Travel medical insurance If you find yourself sick or injured while you are on vacation, emergency medical coverage can pay for your medical expenses. With that in mind, however, you will need to find out whether the travel medical insurance you buy is primary or secondary. Where a primary policy can be used right away to cover medical bills incurred while you travel, secondary coverage only provides reimbursement after you have exhausted other medical policies you have.

You will also need to know how the travel medical coverage you purchase deals with any preexisting conditions you have, including whether you will have any coverage for preexisting conditions at all. Read more about the best travel medical insurance plans .

Evacuation insurance Imagine you break your leg while on the side of a mountain in some far-flung land without quality health care. Not only would you need travel medical insurance coverage in that case, but you would also need coverage for the exorbitant expense involved in getting you off the side of a mountain and flying you home where you can receive appropriate medical care.

Evacuation coverage can come in handy if you need it, but you will want to make sure any coverage you buy comes with incredibly high limits. According to Squaremouth, an emergency evacuation can easily cost $25,000 in North America and up to $50,000 in Europe, so the site typically suggests customers buy policies with $50,000 to $100,000 in emergency evacuation coverage.

Cruise insurance Travel delays; missed connections, tours or excursions; and cruise ship disablement (when a ship encounters a mechanical issue and is unable to continue on in the journey) are just a few examples why cruise insurance can be a useful protection if you've booked a cruise vacation. Learn more about the top cruise insurance plans here .

Credit card travel insurance It is not uncommon to find credit cards that include trip cancellation and interruption coverage , trip delay insurance, lost or delayed baggage coverage, travel accident insurance, and more. Cards that offer this coverage include popular options like the Chase Sapphire Reserve credit card , the Chase Sapphire Preferred credit card and The Platinum Card from American Express . 

Note that owning a credit card with travel insurance protection is not enough for your coverage to count: To take advantage of credit card travel insurance, you must pay for prepaid travel expenses like your airfare, hotel stay or cruise with that specific credit card. Also, note that credit cards with travel insurance have their own list of exclusions to watch out for. Many also require cardholders to pay an annual fee.

Frequently Asked Questions

The best time to buy travel insurance is normally within a few weeks of booking your trip since you may qualify for lower pricing if you book early. Keep in mind, some travel insurance providers allow you to purchase plans until the day before you depart.

Many times, you are given the option to purchase travel insurance when you book your airfare, accommodations or vacation package. Travel insurance and travel protection are frequently offered as add-ons for your trip, meaning you can pay for your vacation and some level of travel insurance at the same time.

However, many people choose to wait to buy travel insurance until after their entire vacation is booked and paid for. This helps travelers tally up all the underlying costs associated with a trip, and then choose their travel insurance provider and the level of coverage they want.

Figuring out where to buy travel insurance may be confusing but you can easily research and purchase travel insurance online these days. Some consumers prefer to shop around with a specific provider, such as Allianz or Travelex, but you can also shop and compare policies with a travel insurance platform. Popular options include:

• TravelInsurance.com: TravelInsurance.com offers travel insurance options from more than a dozen vetted insurance providers. Users can read reviews on the various travel insurance providers to find out more about previous travelers' experiences with them. Squaremouth: With Squaremouth, you can enter your trip details and compare more than 90 travel insurance plans from 20-plus providers.
• InsureMyTrip: InsureMyTrip works similarly, letting you shop around and compare plans from more than 20 travel insurance providers in one place. InsureMyTrip also offers several guarantees, including a Best Price Guarantee, a Best Plan Guarantee and a Money-Back Guarantee that promises a full refund if you decide you no longer need the plan you purchased.

Protect your trip: Search, compare and buy the best travel insurance plans for the lowest price. Get a quote .

When you need to file a travel insurance claim, you should plan on explaining to your provider what happened to your trip and why you think your policy applies. If you planned to go on a Caribbean cruise, but your husband fell gravely ill the night before you were set to depart, you would need to explain that situation to your travel insurance company. Information you should share with your provider includes the details of why you're making a claim, who was involved and the exact circumstances of your loss.

Documentation is important, and your travel insurance provider will ask for proof of what happened. Required documentation for travel insurance typically includes any proof of a delay, receipts, copies of medical bills and more.

Most travel insurance companies let you file a claim using an online form, but some also allow you to file a claim by phone or via fax. Some travel insurance providers, such as Allianz and Travel Insured International, offer their own mobile apps you can use to buy policies and upload information or documents that substantiate your claim. In any case, you will need to provide the company with proof of your claim and the circumstances that caused it.

If your claim is initially denied, you may also need to answer some questions or submit some additional information that can highlight why you do, in fact, qualify.

Whatever you do, be honest and forthcoming with all the information in your claim. Also, be willing to provide more information or answer any questions when asked.

Travel insurance claims typically take four to six weeks to process once you file with your insurance company. However, with various flight delays and cancellations due to things like extreme weather and pilot shortages, more travelers have begun purchasing travel insurance, encountering trip issues and having to submit claims. The higher volume of claims submitted has resulted in slower turnaround times at some insurance companies.

The longer you take to file your travel insurance claim after a loss, the longer you will be waiting for reimbursement. Also note that, with many travel insurance providers, there is a time limit on how long you can submit claims after a trip. For example, with Allianz Travel Insurance and Travelex Insurance Services, you have 90 days from the date of your loss to file a claim.

You may be able to expedite the claim if you provide all the required information upfront, whereas the process could drag on longer than it needs to if you delay filing a claim or the company has to follow up with you to get more information.

Travel insurance is never required, and only you can decide whether or not it's right for you. Check out Is Travel Insurance Worth It? to see some common situations where it does (and doesn't) make sense.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

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Trawick international gmbh announces strategic partnership with zurich benelux to bolster student insurance offerings.

COLOGNE, Germany and ZURICH, Switzerland, April 23, 2024 (GLOBE NEWSWIRE) -- Trawick International GmbH, a subsidiary of Trawick Holdings, LLC , an industry-leading international insurance company, has announced a strategic relationship with insurer Zurich Benelux.

This collaborative effort, formalized on April 1 st , 2024, will support Trawick International's offerings in the student insurance sector, marking a significant enhancement of its most long-standing insurance product. Moreover, this partnership paves the way for the introduction of additional innovative insurance solutions to the global market.

Daryl Trawick, President and CEO of Trawick International and Trawick Holdings, shared his enthusiasm about the partnership, stating, "Our collaboration with Zurich marks a key moment for Trawick. It enables us to reinforce our existing student offerings and provide new solutions within the international student insurance domain, where there's a clear demand for better options. This partnership is among several strategic ventures we're embarking on this year, signaling a transformative phase for Trawick. It's an incredibly exciting time for the company."

Trawick International GmbH will administer insurance plans underwritten by Zurich Benelux. Claims will be managed by SureGo Administrative Services’ representative office in Belgrade, Serbia.

About Trawick International For more than 25 years, Trawick International has been a leading provider of international insurance, administration, and other assistance services. The company offers a full suite of innovative products and services designed to support today's globally mobile population. For more, visit  trawickholdings.com .

Media Contact Melissa Nicholson Director, Corporate Communications Trawick International         +1 949 275 7246         [email protected]