travel town cards

How to Trade Cards in Travel Town?

This guide is about how to trade cards in Travel Town . You’ll learn how to send cards to friends, receive cards, and official Travel Town Trading Group on Facebook.

To trade cards in Travel Town, you must first connect your game to Facebook. Then, you can send duplicate cards to friends by tapping on the card and selecting your friend.

Sending Cards in Travel Town

• Connect to Facebook: Make sure your game is linked to Facebook ( Settings → Save Your Progress → Facebook ) to trade with friends.
• Find Duplicate Cards: Look for cards with a small number and “+” symbol – those are duplicates
• Send the Card: Tap the duplicate card and select your friend to send it their way.

Receiving Cards in Travel Town

• Check Your Inbox: A red dot on your card inbox icon means you have received a card from a friend.
• Open Your Inbox: Tap the inbox icon to collect the received cards and add them to your collection.

Travel Town Trading Group

Want to trade with more players? Join the official Travel Town Trading Group on Facebook .

Trading Group benefits:

• You can make a request for missing cards.
• Help others by trading your extra cards.
• Connect with fellow Travel Town players.
• Completing sets and trading actively can lead to exciting rewards.

Bonus Tip: There’s a daily limit on how many cards you can send, so be strategic with your trades.

Now get out there, start trading, and complete those sets to unlock amazing rewards in Travel Town.

Travel Town related posts

• Travel Town Free Energy Links and More Ways
• How to Get Diamonds in Travel Town?
• How Do You Get Mysterious Fossil in Travel Town?
• How to Get Merge Items in Travel Town?
• Travel Town Splitter Guide
• How to Sell Items in Travel Town?
• Joker in Travel Town – What Is It and How to Get
• Where to Store Producers in Travel Town?
• Trade Cards in Travel Town
• Travel Town Automatic Orders List
• Travel Town Invite Friends Guide

Travel Town Beginner’s Guide: Tips, Tricks & Strategies to Complete More Levels and Rebuild the Entire City

By: Author Barbara Craig

Posted on Last updated: April 6, 2022

Travel Town is a match and merge puzzle game developed by Magmatic Games, and it’s currently available on iOS and Android platforms. On top of the beautiful sharp graphics and matching sounds, Travel Town comes with an addictive gameplay, that fans of the genre will certainly enjoy.

To get you started on the right foot, we have put together a comprehensive Travel Town beginner’s guide . We will start this guide with explaining the basic mechanics and continue with effective strategies to advance quickly in the game, rebuild the city and help your neighbours. Of course, without forgetting to enjoy the thrill of finding new and better objects as you go merging.

Travel Town is visually similar and has the same mechanics as Merge Mansion , a game that we have covered before here at Level Winner. So if you had the pleasure of playing that game, then you probably won’t have any major problems going through Travel Town.

The game takes place in Travel Town, a beautiful seaside that was ravaged away by a storm. Your main objective is to restore it and help your neighbours who were left with nothing. Meanwhile, you discover new objects. The mechanics of the game consists of mixing matching objects to get better and better objects. You can sell these objects to your neighbours who in exchange will give you smileys among other rewards. Smileys are the in-game currencies in Travel Town, and you will use them to rebuild the town. To start to play you need to use energy. At the beginning you have 100 units of energy in the form of lightning and you must use it wisely to advance levels. But be careful, in between you must pay attention to how you organize yourself. Here I will share with you several tips and strategies to be able to advance quickly in Travel Town.

1. Starting From Scratch And Cleaning Your Place

At first, you will start with little free space to merge. Not only that, but you will also find spaces blocked by objects covered in sand. Do not worry that this is momentary and here you will see how to proceed to optimize your space.

These grey objects that you find buried in the sand have to be removed with a matching item. To do this you must take objects out of the bucket and mix until you get the one you are looking for.

Now you may ask: How do I know what I need to mix to get what I’m looking for? Well, at first you will not have major difficulties. Keep looking, you’re on the right track. Once you achieve to unlock the space you will have a little bit more room and be more comfortable.

Pay attention not to miss the opportunity to unlock a space if you have the same item. As you advance in level, more spaces will be freed up to work and you will be able to have a greater variety of objects. You will also be able to see stars with numbers drawn on the sand, these numbers indicate at what level that space is unlocked. But you may have to dig up some grey object from that new place. When the neighbours see what you achieve on the beach, they will add you to the chat group.

There you can keep up-to-date with everything they would like to improve about the city, as well as read pretty funny things apart from the fact that they don’t stop talking in that group.

2. Stay Organized And Save Space

Maintaining order in Travel Town can be crucial and makes the difference between an average player and a pro player. Maintaining order in the first levels is not something very difficult to achieve, since you will only have a couple of objects on the playground. But what happens as you go forward? As you advance in the game you will have a greater variety of objects at your disposal.

Not only that, but you will also have to achieve more complex objects and you will have the board with half-jobs distributed everywhere. So how can you improve this situation?

A good option is to organize them by type , this way you will have more ease when searching for a particular object. For example, you can group the objects that come out of the bucket in one corner, the objects that come out of the picnic basket in another corner, and so on. You can also save space by gathering all the same items , so you will have more free places.

Another option is to keep rare items, that you are not going to use for the time being, in the inventory. What happens if you follow the previous steps and still fill the sandbox with things? Can’t you keep mixing? Okay, do not worry! In this case, you have two options, one is to sell the objects in exchange for smileys, touching the object you want to sell and then below the currency symbol you can make the sale in exchange for smileys.

Some lower-tier items you will not be able to sell but if you need the space urgently you can remove them. You select the object first and then down in the garbage can. Throwing out the items does not benefit you since the sale value is not as good as the value for which the neighbours pay, but it’s still something. That’s why you have to try not to get to this point.

The inventory will also be enabled, where you can initially store up to 7 objects. You can unlock more slots in exchange for diamonds.

3. Keep Your Neighbours Happy And Successfully Deliver Orders

The neighbours seem to love the items you manage to get from the sand. That’s why they will be constantly requesting new items. Before starting to create an order object, you should review all the orders you have.

This way, you avoid making a very complicated request when you have an object that’s almost ready on your board. Sometimes the commands are very simple, but other times they are a bit more difficult. There may be unique objects , which you will have to find out where or how to get them. It may also be that you order 2 or 3 objects together.

And you have to get them all, they don’t take half orders. This may seem difficult, but as the game progresses you will become a master at delivering double or triple commands. I recommend that you try to start with the most difficult of the 2 items. When you get this object it will turn green, this way it is very easy to identify them and you will know that you have to deliver it.

An ideal scenario is that you group the objects in green in some sectors of the board where you do not move the items much. This is so that you don’t keep mixing it with the same item and you lose the needed level. So you will leave it waiting until you get the others.

Why shouldn’t you overdo the level? If you build higher-level objects, you will spend more energy and later you will not be able to sell them and they will take up space. Also, you will have to start from scratch to build it again and deliver it, since you cannot go back. For example: if a neighbour asks you for a Nautilus shell but you continue mixing until you reach a starfish, then you will not be able to go back and you will have to wait for someone to ask you for that object.

Another thing that can happen is that you see some requests in grey: when you see this, if you try to open it, it will tell you that you have to go up to the next level to be able to take that order. So first you must level up completing other orders and then you will see what the order is about.

4. Start Little By Little To Buy Buildings And Reform Them

As we mentioned before, smileys are the in-game currencies. You can spend smileys on keys, so you can rebuild the buildings of Travel Town. You have several options to get smileys:

Fulfilling the requests of the neighbours: You will constantly have orders to deliver. Although, some objects will not give you many smileys in return. Some neighbours are willing to pay fortunes for rare objects. But yes, you have to know how to find them.

Mixing certain objects: There are some objects such as photos or jewels that, when merged, may reward you smileys. You’ll notice because they will fly on the board, so don’t forget to collect them!

Buying smileys in the store: Some days there are available smileys in the store for purchase. It’s a lazy option and you must pay with diamonds in exchange if you do not want to merge.

Selling objects: Another good option is to sell some items that you have left and that you think you will not need. Once you sell an item, you will see how many smileys you got for that item in return.

Hmm… did you regret selling it? After the sale, you can recover the item by going down where it says undo selling and select the circular arrow. But be careful, once you select something else on the screen, the option to have the object returned to you will disappear.

Opening chests: The majority of the chests have smileys as a reward, and you will be able to get many out of them. But of course, getting chests is not easy. You will have to fulfil orders, level up or rebuild buildings to get them. Once you get the necessary resources you can start upgrading the city. Keep in mind that in this case, you are going to need a pile of wood planks as well as smileys. Later in this guide, we will explain how to get the materials.

5. Squeeze The Juice Out Of Your Resources

The items that allow you to advance in the game faster are the following 3. Don’t forget to take care of your resources because they are the key to success in Travel Town.

Smileys: You need to get the maximum number of smileys to be able to pay for the key to the land that you are acquiring and also for the restorations. Doing this will give you experience points and you will advance in level.

That’s why every time a face item appears on the board, it is recommended not to sell it immediately and keep them in the inventory to mix them and reach the maximum level. This way, you can obtain greater benefits than selling them one by one.

For example: If you only have one smiley and you sell it, they will give you 1 in exchange, but if you have 2, they will give you 3, if you have 4 they will give you 7, if you mix 8 they will give you 15, and if you reach the maximum level of the item (level 5) which is 16 will give you 32 smileys. This is a lot of difference to make if you are patient and wait until you have the maximum level before selling it.

Energies: the energies will allow you to continue loading objects on the board, they renew themselves from time to time, but, indeed, they are also spent quickly when you need to deliver an object. That’s why every time an energy item appears, like the smileys, it is recommended to keep them in the inventory to mix them and reach the maximum level. This way you can get more benefit from it, for an energy item at the maximum level, you will get 100 units of energy.

A tip to get more energy is to take a good look at the sign that appears when you run out, since sometimes to the right of the option to pay with diamonds it gives you the option to see a commercial in exchange for 25 energy.

And because they are short commercials, I think it’s worth watching the commercial instead of spending diamonds on energy.

Diamonds: Diamonds are definitely the most precious and that’s why you have to avoid wasting them. In Travel Town, you can use it for almost everything. For example, you can skip the waiting time of some items with diamonds, but is it worth it? Perhaps, you can be patient with the wait and use the diamonds to exchange them for space in the inventory or get energy at good prices.

Check the offers daily, there are days that for a few diamonds you can get energy packages or chests. And just like energies and smileys, diamonds can be pooled together to make the most profit from selling them. Don’t forget that every time you discover a new item, it will appear in the collection book as a gift.

You must open it and inside it, you will find a diamond. So every day at the end of playing you can go to the book to continue completing the collections.

6. Permanent Objects

Permanent objects are those from which you can obtain objects in exchange for energy. These objects cannot be sold and you can take them to their maximum level. The higher its level, the better objects you will obtain from it. Keep in mind that of the objects that you can get from inside in exchange for energy, you will not be able to select them since it will give you a random object. Permanent items have a cooldown time that depends on the item.

As much as you have energy, you will not be able to remove objects infinitely. When the inside is finished, a clock will appear indicating how long you must wait until you can get objects again. There are times when you will be lucky and it will give you some higher-level item. Here are some permanent items that you will find in the first levels: Beach Bucket: This is the first permanent item that you get in the game. It is formed from buckets and you can take it to the maximum level, which is 9. From here you can obtain pebbles, stones, sandcastles and seashells, among others. When it is at its maximum level you will be able to obtain the mysterious letter from here but to be honest it will not be easy to obtain one.

With the objects that come out of the bucket, you can complete the Shells and the Sand Castles book collection. Picnic Basket: This basket, like the bucket, is one of the first permanent items that you obtain and that requires energy to deliver objects.

From here you can obtain spoons, olives among others. And you will be able to complete the Picnic Food series and the Cutlery Tools series. Jewellery display: When you take the jewellery display to level 4 you will have a jewellery box. It is a permanent item which means that it will remain on the board forever, not only will you be able to create beautiful jewels with what is inside it but it also has a particularity.

It is that this jewellery box does not use energy to generate objects! Which means that you will have endless items? Well, yes and no, because if it has a cooldown time. You can place the jewellery box in the middle of the board and you can see how the objects jump out.

In case you have a full workspace, I recommend that you keep the jewellery box surrounded by items. This way, neither of the will pop from inside, occupying the place you need on the board.

Once they stop coming out, you will have to wait for the recharge time to expire. If you need to make a jewel and you don’t want to wait for the recharge time, you can also use diamonds to skip the time. A trick for when they give you a reward jewellery box and you have one on the board: first you empty the one you have on the board until the clock mark appears indicating that you have to wait.

Next step, you lower the new jewel box to the board and empty it too. Once the 2 are with the cooldown clock, you merge them. This will not only give you a higher tier jewel box but also resets the time so you can empty it for the third time. 

7. Reward Items

Crates: Crates have 5 levels. Inside the crates, you can get smileys or  diamonds. When you get one, either for a level-up reward or for having completed a level. You can open it or you can also save it and wait till get one of the same level to be able to merge them.

Whichever option you choose, when you want to open it you have to select them and choose the option to open there will tell you how long you have to wait. The higher the level of the crate, the greater the rewards, but also the longer it will take to open.

Energy crate: The crates contain only energy inside so nothing that comes out of it can surprise you. They are usually achieved by levelling up or completing an order. These crates cannot be levelled up as they are at their maximum level when they appear. Toolbox: Toolboxes are boxes full of tools where you can find everything from screws and wood to cement and bricks for construction. They are crucial for building upgrades. Not only that, but they are quite difficult to get, usually given to you as a reward for hard-to-complete orders.

So I recommend that you keep everything that comes out of the toolbox well until you can get the maximum level of each item. So when you manage to build, for example, a brick wall or a concrete mixer, it will be kept in the inventory until you use it in some upgrade.

These tool items will be saved in the second tab of the inventory. So you should not worry about them taking up space. You can go check what materials you have stored at any time.

8. Special Items Are Difficult To Get

Joker: The jokers are rarer items than diamonds. And they have the peculiarity of being able to duplicate any common object you have in the playground. If you’re lucky enough to get one, I don’t recommend using it to combine with a pebble.

Save it or use it to combine with an object that has a very high tier level. This way you will save a lot of time. You also have the option to buy it in the store in exchange for diamonds. So it would be a good purchase. Bubbled items: Bubbled items are items that appear inside a bubble when you are creating an object. These objects are trapped and you will not be able to use them unless you pay their reward in diamonds. Its price varies depending on the difficulty of the item. It may be that you are not interested in taking out of the bubble in exchange for some diamonds. But as soon as an item that you need appears, this may be worth spending diamonds on.

Be aware, you cannot doubt it for a long time since the bubble will disappear in a short time. Don’t worry if you decide not to pay with diamonds, the bubbles always leave you something in return, which can be a smiley, energy or even a diamond.

Mysterious letter: Just as its name says, this letter is mysterious, it is rumoured that it has a map inside and that it takes you to some hidden place in Travel Adventure, have you got it yet? Do not worry that as the levels progress they will come to your hands. As a suggestion, you should start by getting letters out of the bucket. Mysterious fossil: If there was something more mysterious than the mysterious letter, it is surely this fossil. It is much more difficult to get, but believe me, it has a very good reward.

9. Take Part In Special Events

Do not forget to complete the special events, they are a good opportunity to gather resources. Daily challenge: It is a daily event that will appear as an order on the top right and when you open it you will be able to see the tasks to complete. This order, unlike the others, has a time limit that you cannot exceed. You can see the time remaining from the order or when opening it as well.

You can also see the counter, for example, if it says 0/3, it means that you have 0 tasks performed out of 3. As you complete them, it will indicate 1/3, 2/3, and so on until it reaches 3/3. Completing it will give you the reward indicated in the order. Wildlife sanctuary: it is a special event to which you are going to be invited to travel to the jungle. Precisely to a sanctuary, where you can feed and rescue tigers, cut dry or fallen trees, and plant new and healthy ones.

During our stay in the sanctuary, you have to try to complete as many requests as possible. Here there are no smileys as a reward for orders. But in exchange for completing an order, they will give you a paw token.

As you collect the paws you will advance in level, each time you reach a new level you will need more tokens to complete it. Once the time of the stay finishes, they will give you a diploma with the maximum level you reached and with it the rewards. The levels that you can reach range from level 1 to 8.

In the sanctuary, you will have a different energy, which has the same functionality as in the rest of the game but it is blue. When you run out of energy, you can go out and wait for it to recharge or you can also buy it with diamonds.

You can also collect smileys that will appear from time to time when you mix some items, it may be that smileys appear and you can collect those, a tip to take advantage of here is that if you see that our time in the jungle is running out and they are going to be left items, the ideal is that you can sell them before leave. Because once the time is up you won’t be able to come back for anything from the place.

The mechanic is very similar to what you’ve been doing. Only that here your mission, apart from completing the orders, is to rescue the tigers that are in the jungle. To do this, the first thing you must do is get items from the worker’s hut in exchange for energy. From here you can get tools, seeds and feeding bottles.

How to rescue your first tiger? The tigers are lost in the middle of the jungle but to get to them you must first cut down the fallen trees. You do this by taking some items of tools to the maximum level until you get a chainsaw. With it, you can choose the place to weed. Note that there are two types of trees to cut, one is the dry one that you will have to cut 2 times, so you will need 2 chainsaws.

And the other one is the stump for which you’re going to have to cut only once. Both will give you lodges in return. Once you enter the jungle you will find items in grey covered by the undergrowth, to unlock it you must get a matching item. When you go into the jungle, you may find a baby tiger in grey and to rescue it you will need to have another one. To get one you have to take a feeding bottle to the maximum level, then you double-tap it and a baby tiger will appear.

Once you got the baby tiger now with it, you can rescue the one you found in the jungle.

How do you plant new and healthy trees? Once you were able to remove the dry trees, the idea of ​​the sanctuary is that you reforest it with healthy trees. To do this you must start by mixing the seeds until you bring them to their maximum level. When you manage to have a Sundari tree, it will provide you with seeds and flowers without having to spend energy in return.

As soon as you finish don’t forget to claim your reward.

10. Be Persistent And Be Patient

As you progress in the game, you can achieve more complex items. Or maybe you use up energy faster. But don’t get discouraged, you can close the game and come back when you have full energy. Some items will take a few days to form but in the meantime, you will always have some other easier items to deliver. And when you have a permanent item in cooldown, relax and do other things in Travel Town.

That was our last piece of advice, and with that we conclude our Travel Town beginner’s guide. Hopefully, the tips and tricks we shared in this article will help you to advance in the best way until you complete your collection of objects and restore the city. If you have discovered any other tips or tricks during your gameplay, we would be happy to hear from you! Feel free to drop us a line in the comments below!

Karen Lancaster

Tuesday 26th of March 2024

How do I get the sand mmmm sand castle out of bucket rather than the shells ?

Deborah Leigh

Tuesday 13th of February 2024

What is an auto producer I keep hearing them mentioned. What do I do with the items? What items should I keep on the board?

Saturday 25th of November 2023

My favorite simple trick is this: try to keep 3 jewelry boxes on the playing board. Never combine them, and they will generate free jewelry three times as fast. Same with ice cream generators. Have fun Y'all.

Tuesday 21st of November 2023

Hi can someone tell me how to make the Goddess sculpture. I believe you use the are supplies for and I'm getting paintbrushes and notebooks which gave me pipes and make a colorful palette and pieces of concrete. But I don't know what to do with them. Thank you for any advice I could get

Sunday 6th of August 2023

What do the pearls do in the beach game?

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Travel Town (Mobile Game) Tips and Tricks

Travel Town - Merge Adventure is a mobile game developed by Magmatic Games Ltd, this page is just for devoted fans that love the game.

We're a collaborative community website about Travel Town (Mobile Game) that anyone, including you, can build and expand. Wikis like this one depend on readers getting involved and adding content. Click the "ADD NEW PAGE" or "EDIT" button at the top of any page to get started!

• 1 Automatic Orders
• 2 Generators
• 3.2 Facebook
• 4 Important articles

Automatic Orders [ ]

Automatic Orders will spawn in the order bar when you have created enough of an item to warrant the exchange of it for coins. Each time the item is made and automatically ordered, the next automatic order will have a higher exchange of coins.

Click on the Automatic Orders Page for a full list of orders that will spawn!

3 gingerbread house

3 whipped cream latte

Generators [ ]

Generators are items that, when tapped, place Items onto the merge board.

Click the title to bring to page.

Community [ ]

Travel Town's Reddit page is a fan-made page where fans often ask questions of each other and share tips and tricks.

Facebook [ ]

Travel Town's official Facebook page runs a group for both general game play and card trading, both can be joined through a link through the game.

Important articles [ ]

Need help building out this community?

• Rules of this wiki
• Getting Started
• How to Contribute
• Managing your new community
• All Help articles

You can also be part of the larger Fandom family of communities. Visit Fandom's Community Central !

Community Founders : Write a good and paragraph-length description for your welcome section about your topic. Let your readers know what your topic is about and add some general information about it. Then you should visit the admin dashboard for more tips .

• 1 Collection
• 2 Test Page Edits

Travel Town - Merge Adventure

About this game

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What's new

App support, similar games.

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Why we love this card: The Capital One Venture X is one of the most economical ways to get perks like airport lounge access and fee credit towards TSA PreCheck or Global Entry. The card’s $395 annual fee is significantly lower than two of the most popular premium travel cards, the Chase Sapphire Reserve with a $550 annual fee and The Platinum Card® from American Express at a $695 annual fee ( see rates and fees ). A $300 annual travel credit for bookings made through the Capital One Travel portal, as well as 10,000 bonus miles each anniversary, reduce the effective cost further. See how the Venture X stacks up against The Platinum Card .

Who should have this in their wallet: If you want Priority Pass and Capital One lounge access for the lowest annual fee, this card is the best way to get it. It’s also a good choice for anyone who wants an upgraded version of the regular Venture card, with better travel protections and more perks.

Other cards to consider: The Chase Sapphire Reserve and The Platinum Card from American Express also offer lounge access for higher annual fees. But each of these cards offer additional benefits that the Venture X doesn’t and have different rewards systems with different transfer partners. Check out our guide on the Venute X vs. Sapphire Reserve .

Why we love this card: There aren’t many travel cards that earn elevated rewards on everyday spending categories like groceries or gas, and cash-back cards that earn bonus points in those categories typically don’t have access to airline and hotel transfer partners. The $95-annual-fee Citi Premier offers the best of both worlds with its 3X points on airlines, hotels, gas stations, restaurants and supermarkets paired with a good selection of transfer partners.

Who should have this in their wallet: This card is great for anyone looking to rack up points with everyday spending and transfer them to Citi’s hotel and airline partners.

Other cards to consider: The Citi Premier’s lack of travel protections means you’ll likely want another travel card in your wallet, even if you primarily earn and spend points with the Premier. The Chase Sapphire Reserve and Capital One Venture X are both great ways to meet your travel insurance needs.

Best for Business Owners: Ink Business Preferred Credit Card

Why we love this card: Business owners looking for travel rewards will find a lot of value in the Chase Ink Business Preferred. For a $95 annual fee, you can earn a 100,000-point welcome bonus (after spending $8,000 on purchases in the first 3 months after account opening), travel protections and elevated rewards on common business spending categories. These include: shipping; advertising purchases made with social media sites and search engines; internet, cable and phone services; and travel. You can redeem your points for cash back, partner transfers and more. You’ll also get a 25% bonus when redeeming for travel through Chase Travel.

Who should have this in their wallet: Business owners who spend a lot in the card’s bonus categories and can meet the spending threshold for the impressive welcome bonus will find a lot of value in this card.

Other cards to consider: The Capital One Spark Miles for Business ($0 intro annual fee for the first year, then $95 after) and Capital One Spark Miles Select for Business (no annual fee) offer flat-rate rewards in a different ecosystem for a similar or lower price.

What Is a Travel Credit Card and How Do They Work?

A travel credit card is a credit card with features tailored to people who travel. They typically have higher rewards rates on travel purchases, earn rewards that can be redeemed for free travel through a travel portal or through airline or hotel loyalty programs and come with travel protections and travel-related perks like airport lounge access . They also generally don’t charge foreign transaction fees, making them great for international travel.

Travel credit cards can typically be split into two types: general travel cards and co-branded hotel and airline cards. General travel cards like the Chase Sapphire Preferred or the Capital One Venture earn rewards in their respective issuers’ rewards ecosystems—in this case, Chase Ultimate Rewards and Capital One Miles, respectively.

Your redemption options are set by the issuer and typically include the option to transfer your points to partner hotel and airline loyalty programs. The exact partners available depend on the card, but you’ll usually have quite a few options. The main benefits associated with these cards are typically not tied to any specific hotel or airline.

Co-branded cards are issued by a partnership between a credit card issuer (like Chase or American Express) and a specific hotel or airline (like Hyatt or Delta Air Lines). These cards usually earn rewards directly in the hotel or airline’s own rewards currency—World of Hyatt points for a Hyatt card, Delta SkyMiles for a Delta card, and so on. Their benefits also tend to be tied to the hotel or airline and may include perks like free checked bags or elevated status.

How to Choose the Best Beginner Travel Credit Card for You

To help sort through all the options, here are the most important factors you should look for when choosing a starter travel card:

Many travel credit cards charge an annual fee ranging from just under $100 to upwards of $500. Cards with a higher annual fee tend to offer better rewards or more benefits.

An annual fee can often be worth it if you can use most or all of a card’s benefits. But if you don’t travel a lot or don’t want to commit to an annual fee, start with a no-annual-fee card and upgrade later if you have the need for more or better features.

Rewards Rates

Many travel cards have tiered rewards, offering higher rewards rates on certain spending categories and a lower rate on all other purchases. To maximize your point earnings, choose a card whose award rates align with your normal spending habits.

For example, if you like to eat out a lot, look for a card that offers bonus points on dining . If you don’t want to think too much about maximizing rewards, you might prefer a simple flat-rate rewards card , which earns a flat rate on all purchases regardless of spending category.

Rewards Redemption Options

When it comes to redeeming rewards, not all credit cards are created equal. Some cards only let you redeem your points for cash back, statement credit or purchases through a travel portal. Others let you transfer points to airline and hotel partner loyalty programs, which you can then use to book award flights and award nights directly through the partner. Different cards have different transfer partners, and some have a greater selection than others.

Cash back and travel portals are easier to use, but point transfers typically give you much better value. Ideally, you should look for a card that offers both options. But if not, decide what’s more important to you—the option to quickly and easily liquidate your points for a fixed value, or the option to transfer points for the chance to get great deals on hotels and airfare if you’re willing to do some legwork.

Travel Protections and Benefits

Travel protections—like trip cancellation and interruption insurance, lost baggage insurance, or rental car insurance—reimburse you for some costs if things go wrong. Travel benefits—like airport lounge access or credits for a TSA PreCheck membership—upgrade your travel experience.

Most travel cards include some measure of travel protections and benefits, though the extent can vary from card to card. In general, cards with higher annual fees tend to have more or better benefits. When choosing a card, it’s important to consider what benefits you’ll actually use.

General vs. Co-Branded Card

In general, general travel cards provide more flexibility, while co-branded cards provide a quick way to rack up points within a specific loyalty program and benefits specific to a particular airline or hotel chain. Travel card beginners might be better off starting with a general travel card that gives them more options—especially if you’re still figuring out what you want from a travel card—unless you’re already loyal to a particular airline or hotel.

Other Travel Credit Card Alternatives

If you don’t want to open a dedicated travel credit card, here are some other options you should consider.

A Non-Travel Credit Card

At the end of the day, a travel card works just like any other credit card. If you already have a favorite cash back card , you can use it for travel purchases in addition to your everyday spending. For example, the following credit cards charge no annual fee and offer bonus categories that can cover all or some of your travel costs:

Although you might earn fewer rewards on travel purchases and have fewer travel protections, the convenience of using an existing card or the additional rewards in other categories may make it worthwhile.

For example, if your preferred form of travel is a road trip, a cash-back card that earns a lot on gas may be better than a travel card that earns more points on airfare. Just make sure that if you’re traveling internationally, you find a card without foreign transaction fees .

A Debit Card

Even if you have a credit card, you should always keep a debit card on hand for easy cash withdrawal without cash advance fees. But you can also skip credit cards altogether and pay for everything with a debit card when traveling.

This does have some downsides: you’ll generally earn fewer rewards , have fewer travel benefits and have fewer protections in the case of fraud. But for people who either can’t qualify for a credit card or don’t want a credit card for fear of getting into debt, a debit card is a perfectly fine option.

Frequently Asked Questions

What is the best travel card for beginners.

The best travel card for you depends on your spending habits, how you want to redeem your rewards, the annual fee you’re willing to pay and what travel protections or extra perks you value. But the Chase Sapphire Preferred is a well-rounded option with a modest annual fee that’s a good start for most travelers.

Is It Better to Use a Travel Card or a Debit Card?

When traveling, it’s typically better to use a travel credit card over a debit card—assuming you pay off your balance on time and in full every month so you aren’t charged interest or late fees. Travel credit cards offer rewards, travel protections and can be more secure than a debit card.

Do Travel Cards Charge Foreign Transaction Fees?

Foreign transaction fees are fees you incur when you use your card abroad or make a payment in a different currency and are typically charged as a percentage of the transaction. Many travel credit cards don’t charge foreign transaction fees, although you should check the rates and fees of your specific card to be sure. If you plan to travel abroad, it’s important to have a card without foreign transaction fees or you could rack up a lot of extra costs.

The post Best Travel Credit Cards for Beginners of May 2024 first appeared on Newsweek Vault .

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40 Facts About Elektrostal

Written by Lanette Mayes

Modified & Updated: 10 May 2024

Reviewed by Jessica Corbett

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

• Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
• With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy, materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes, offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development.

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy, with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

Elektrostal's fascinating history, vibrant culture, and promising future make it a city worth exploring. For more captivating facts about cities around the world, discover the unique characteristics that define each city . Uncover the hidden gems of Moscow Oblast through our in-depth look at Kolomna. Lastly, dive into the rich industrial heritage of Teesside, a thriving industrial center with its own story to tell.

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Our commitment to delivering trustworthy and engaging content is at the heart of what we do. Each fact on our site is contributed by real users like you, bringing a wealth of diverse insights and information. To ensure the highest standards of accuracy and reliability, our dedicated editors meticulously review each submission. This process guarantees that the facts we share are not only fascinating but also credible. Trust in our commitment to quality and authenticity as you explore and learn with us.

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Japanese town combating tourists by building screen to block view of Mt. Fuji

Instead of welcoming tourists and the dollars they spend, this town is trying to drive them away.

Keith Dunlap , Digital Content Team, Graham Media Group

Usually towns that are in the middle of a popular tourist spot want to do all they can to cater to tourists.

After all, tourism is usually the lifeblood of the area economy in such towns.

Recommended Videos

However, one town in Japan is actually so fed up with tourists that it’s coming up with a method to drive them away.

Workers in Fujikawaguchiko, a town in the northern foothills of Mt. Fuji, are building a large, black screen along a sidewalk to block the view of the iconic mountain for tourists.

The reason the town is doing this is because they are getting tired of misbehaving foreign tourists, according to The Guardian .

One town official said in the article that tourists have been leaving too much garbage on streets and ignoring traffic regulations.

Since travel restrictions were lifted following the COVID-19 pandemic, tourists have been going in droves to see Mt. Fuji. In March, the number of monthly visitors to Japan exceeded 3 million, according to the article.

Fujikawaguchiko provides a terrific view of Mt. Fuji, with many tourists taking pictures in front of a convenience store that has the mountain as a backdrop.

Evidently though, it’s become too good of a view for the town’s liking, so much so they are taking the unusual step of fighting back against tourists, instead of welcoming them and the money they typically spend.

Graham Media Group 2024

About the Author

Keith dunlap.

Keith is a member of Graham Media Group's Digital Content Team, which produces content for all the company's news websites.

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Japanese town combating tourists by building screen to block view of mt. fuji, instead of welcoming tourists and the dollars they spend, this town is trying to drive them away.

Keith Dunlap , Digital Content Team, Graham Media Group

Usually towns that are in the middle of a popular tourist spot want to do all they can to cater to tourists.

After all, tourism is usually the lifeblood of the area economy in such towns.

Recommended Videos

However, one town in Japan is actually so fed up with tourists that it’s coming up with a method to drive them away.

Workers in Fujikawaguchiko, a town in the northern foothills of Mt. Fuji, are building a large, black screen along a sidewalk to block the view of the iconic mountain for tourists.

The reason the town is doing this is because they are getting tired of misbehaving foreign tourists, according to The Guardian .

One town official said in the article that tourists have been leaving too much garbage on streets and ignoring traffic regulations.

Since travel restrictions were lifted following the COVID-19 pandemic, tourists have been going in droves to see Mt. Fuji. In March, the number of monthly visitors to Japan exceeded 3 million, according to the article.

Fujikawaguchiko provides a terrific view of Mt. Fuji, with many tourists taking pictures in front of a convenience store that has the mountain as a backdrop.

Evidently though, it’s become too good of a view for the town’s liking, so much so they are taking the unusual step of fighting back against tourists, instead of welcoming them and the money they typically spend.

Graham Media Group 2024

About the Author

Keith dunlap.

Keith is a member of Graham Media Group's Digital Content Team, which produces content for all the company's news websites.

Money blog: Loud budgeting - the taboo-busting money hack you can do without giving up daily coffee

Created accidentally by a comedian, "loud budgeting" is breaking down the taboo of speaking about money. Read this and the rest of our Weekend Money features, and leave a comment, and we'll be back with rolling personal finance and consumer news on Monday.

Saturday 11 May 2024 20:15, UK

Weekend Money

• 'Loud budgeting': The money-saving trend that has nothing to do with giving up your daily coffee
• What is most in-demand period property?
• £12m tea advert, downsizing, £320 tasting menus and job interview mistakes: What readers have said this week
• Free childcare applications about to open for new age band
• Where has huge week for UK economy left us?

Best of the week

• How to avoid a holiday data roaming charge (while still using the internet)
• Mortgage rates up again this week - here are the best deals on the market
• My daughter discovered undeclared £600 management fee after buying her flat - can we complain?
• Best of the Money blog - an archive

Ask a question or make a comment

By Jess Sharp , Money team 

Money saving trends are constantly popping up on social media - but one in particular has been gaining huge amounts of attention.

Created accidentally by a comedian, loud budgeting is breaking down the taboo of speaking about money.

The idea is based on being firmer/more vocal about your financial boundaries in social situations and setting out what you are happy to spend your money on, instead of "Keeping up with the Joneses". 

On TikTok alone, videos published under the hashtag #loudbudgeting have garnered more than 30 million views - and that figure is continuing to climb. 

We spoke to Lukas Battle - the 26-year-old who unintentionally created the trend as part of a comedy sketch. 

Based in New York, he came up with the term in a skit about the "quiet luxury" hype, which had spread online in 2023 inspired by shows like Succession. 

The term was used for humble bragging about your wealth with expensive items that were subtle in their design - for example, Gwyneth Paltrow's  £3,900 moss green wool coat from The Row, which she wore during her ski resort trial...

"I was never a big fan of the quiet luxury trend, so I just kind of switched the words and wrote 'loud budgeting is in'. I'm tired of spending money and I don't want to pretend to be rich," Lukas said. 

"That's how it started and then the TikTok comments were just obsessed with that original idea." 

This was the first time he mentioned it...

Lukas explained that it wasn't about "being poor" but about not being afraid of sharing your financial limits and "what's profitable for you personally". 

"It's not 'skip a coffee a day and you'll become a millionaire'."

While talking money has been seen as rude or taboo, he said it's something his generation is more comfortable doing. 

"I've seen more debate around the topic and I think people are really intrigued and attracted by the idea," he said. 

"It's just focusing your spending and time on things you enjoy and cutting out the things you might feel pressured to spend your money on."  

He has incorporated loud budgeting into his own life, telling his friends "it's free to go outside" and opting for cheaper dinner alternatives.

"Having the terminology and knowing it's a trend helps people understand it and there's no awkward conversation around it," he said. 

The trend has been a big hit with so-called American "finfluencers", or "financial influencers", but people in the UK have started practising it as well. 

Mia Westrap has taken up loud budgeting by embarking on a no-buy year and sharing her finances with her 11.3k TikTok followers. 

Earning roughly £2,100 a month, she spends around £1,200 on essentials, like rent, petrol and car insurance, but limits what else she can purchase. 

Clothes, fizzy drinks, beauty treatments, makeup, dinners out and train tickets are just some things on her "red list". 

The 26-year-old PHD student first came across the idea back in 2017, but decided to take up the challenge this year after realising she was living "pay check to pay check". 

She said her "biggest fear" in the beginning was that her friends wouldn't understand what she was doing, but she found loud budgeting helped. 

"I'm still trying my best to just go along with what everyone wants to do but I just won't spend money while we do it and my friends don't mind that, we don't make a big deal out of it," she said. 

So far, she has been able to save £1,700, and she said talking openly about her money has been "really helpful". 

"There's no way I could have got this far if I wasn't baring my soul to the internet about the money I have spent. It has been a really motivating factor."

Financial expert John Webb said loud budgeting has the ability to help many "feel empowered" and create a "more realistic" relationship with money.

"This is helping to normalise having open and honest conversations about finances," the consumer affair manager at Experien said. 

"It can also reduce the anxiety some might have by keeping their financial worries to themselves." 

However, he warned it's important to be cautious and to take the reality of life into consideration. 

"It could cause troubles within friendship groups if they're not on the same page as you or have different financial goals," he said.

"This challenge isn't meant to stop you from having fun, but it is designed to help people become more conscious and intentional when it comes to money, and reduce the stigma around talking about it." 

Rightmove's keyword tool shows Victorian-era houses are the most commonly searched period properties, with people drawn to their ornate designs and features.

Georgian and Edwardian-style are second and third respectively, followed by Tudor properties. Regency ranked in fifth place.

Rightmove property expert Tim Bannister said: "Home hunters continue to be captivated by the character and charm of properties that we see in period dramas.

"Victorian homes remain particularly popular, characterised by their historic charm, solid construction, and spacious interiors. You'll often find Victorian houses in some of the most desirable locations which include convenient access to schools and transport links."

Throughout the week Money blog readers have shared their thoughts on the stories we've been covering, with the most correspondence coming in on...

• A hotly contested debate on the best brand of tea
• Downsizing homes
• The cost of Michelin-starred food

Job interview mistakes

On Wednesday we reported on a new £12m ad from PG Tips in response to it falling behind rivals such as Twinings, Yorkshire Tea and Tetley....

We had lots of comments like this...

How on earth was the PG Tips advert so expensive? I prefer Tetley tea, PG Tips is never strong enough flavour for me. Shellyleppard

The reason for the sales drop with PG Tips could be because they increased the price and reduced the quantity of bags from 240 to 180 - it's obvious. Royston

And then this question which we've tried to answer below...

Why have PG Tips changed from Pyramid shape tea bags, to a square? Sam

Last year PG Tips said it was changing to a square bag that left more room for leaves to infuse, as the bags wouldn't fold over themselves.

We reported on data showing how downsizing could save you money for retirement - more than £400,000, in some regions, by swapping four beds for two.

Some of our readers shared their experiences...

We are downsizing and moving South so it's costing us £100k extra for a smaller place, all money from retirement fund. AlanNorth

Interesting read about downsizing for retirement. We recently did this to have the means to retire early at 52. However, we bought a house in the south of France for the price of a flat in our town in West Sussex. Now living the dream! OliSarah

How much should we pay for food?

Executive chef at London's two-Michelin-starred Ikoyi, Jeremy Chan, raised eyebrows when he suggested to the Money blog that Britons don't pay enough for restaurant food.

Ikoyi, the 35th best restaurant in the world, charges £320 for its tasting menu. 

"I don't think people pay enough money for food, I think we charge too little, [but] we want to always be accessible to as many people as possible, we're always trying our best to do that," he said, in a piece about his restaurant's tie up with Uber Eats... 

We had this in... 

Are they serious? That is two weeks' worth of food shopping for me, if the rich can afford this "tasting menu" then they need to be taxed even more by the government, it's just crazy! Steve T

If the rate of pay is proportionate to the vastly overpriced costs of the double Michelin star menu, I would gladly peel quail eggs for four-hour stints over continuing to be abused as a UK supply teacher. AndrewWard

Does this two-star Michelin star chef live in the real world? Who gives a toss if he stands and peels his quails eggs for four hours, and he can get the best turbot from the fishmonger fresh on a daily basis? It doesn't justify the outrageous price he is charging for his tasting menu. Topaztraveller

Chefs do make me laugh, a steak is just a steak, they don't make the meat! They just cook it like the rest of us, but we eat out because we can't be bothered cooking! StevieGrah

Finally, many of you reacted to this feature on common mistakes in job interviews...

Those 10 biggest mistakes people make in interviews is the dumbest thing I've ever read. They expect all that and they'll be offering a £25k a year job. Why wouldn't I want to know about benefits and basic sick pay? And also a limp handshake? How's that relevant to how you work? Jre90

Others brought their own tips...

Whenever I go for an interview I stick to three points: 1. Be yourself 2. Own the interview 3. Wear the clothes that match the job you are applying Kevin James Blakey

From Sunday, eligible working parents of children from nine-months-old in England will be able to register for access to up to 15 free hours of government-funded childcare per week.

This will then be granted from September. 

Check if you're eligible  here  - or read on for our explainer on free childcare across the UK.

Three and four year olds

In England, all parents of children aged three and four in England can claim 15 hours of free childcare per week, for 1,140 hours (38 weeks) a year, at an approved provider.

This is a universal offer open to all.

It can be extended to 30 hours where both parents (or the sole parent) are in work, earn the weekly minimum equivalent of 16 hours at the national minimum or living wage, and have an income of less than £100,000 per year.

Two year olds

Previously, only parents in receipt of certain benefits were eligible for 15 hours of free childcare.

But, as of last month, this was extended to working parents.

This is not a universal offer, however.

A working parent must earn more than £8,670 but less than £100,000 per year. For couples, the rule applies to both parents.

Nine months old

In September, this same 15-hour offer will be extended to working parents of children aged from nine months. From 12 May, those whose children will be at least nine months old on 31 August can apply to received the 15 hours of care from September.

From September 2025

The final change to the childcare offer in England will be rolled out in September 2025, when eligible working parents of all children under the age of five will be able to claim 30 hours of free childcare a week.

In some areas of Wales, the Flying Start early years programme offers 12.5 hours of free childcare for 39 weeks, for eligible children aged two to three. The scheme is based on your postcode area, though it is currently being expanded.

All three and four-year-olds are entitled to free early education of 10 hours per week in approved settings during term time under the Welsh government's childcare offer.

Some children of this age are entitled to up to 30 hours per week of free early education and childcare over 48 weeks of the year. The hours can be split - but at least 10 need to be used on early education.

To qualify for this, each parent must earn less than £100,000 per year, be employed and earn at least the equivalent of working 16 hours a week at the national minimum wage, or be enrolled on an undergraduate, postgraduate or further education course that is at least 10 weeks in length.

All three and four-year-olds living in Scotland are entitled to at least 1,140 hours per year of free childcare, with no work or earnings requirements for parents. 

This is usually taken as 30 hours per week over term time (38 weeks), though each provider will have their own approach.

Some households can claim free childcare for two-year-olds. To be eligible you have to be claiming certain benefits such as Income Support, Jobseeker's Allowance or Universal Credit, or have a child that is in the care of their local council or living with you under a guardianship order or kinship care order.

Northern Ireland

There is no scheme for free childcare in Northern Ireland. Some other limited support is available.

Working parents can access support from UK-wide schemes such as tax credits, Universal Credit, childcare vouchers and tax-free childcare.

Aside from this, all parents of children aged three or four can apply for at least 12.5 hours a week of funded pre-school education during term time. But over 90% of three-year-olds have a funded pre-school place - and of course this is different to childcare.

What other help could I be eligible for?

Tax-free childcare  - Working parents in the UK can claim up to £500 every three months (up to £2,000 a year) for each of their children to help with childcare costs. 

If the child is disabled, the amount goes up to £1,000 every three months (up to £4,000 a year).

To claim the benefit, parents will need to open a tax-free childcare account online. For every 80p paid into the account, the government will top it up by 20p.

The scheme is available until the September after the child turns 11.

Universal credit  - Working families on universal credit can claim back up to 85% of their monthly childcare costs, as long as the care is paid for upfront. The most you can claim per month is £951 for one child or £1,630 for two or more children.

Tax credits -  People claiming working tax credit can get up to 70% of what they pay for childcare if their costs are no more than £175 per week for one child or £300 per work for multiple children.

Two big economic moments dominated the news agenda in Money this week - interest rates and GDP.

As expected, the Bank of England held the base rate at 5.25% on Wednesday - but a shift in language was instructive about what may happen next.

Bank governor Andrew Bailey opened the door to a summer cut to 5%, telling reporters that an easing of rates at the next Monetary Policy Committee meeting on 20 June was neither ruled out nor a fait accompli.

More surprisingly, he suggested that rate cuts, when they start, could go deeper "than currently priced into market rates".

He refused to be drawn on what that path might look like - but markets had thought rates could bottom out at 4.5% or 4.75% this year, and potentially 3.5% or 4% next.

"To make sure that inflation stays around the 2% target - that inflation will neither be too high nor too low - it's likely that we will need to cut Bank rate over the coming quarters and make monetary policy somewhat less restrictive over the forecast period," Mr Bailey said.

You can read economics editor Ed Conway's analysis of the Bank's decision here ...

On Friday we discovered the UK is no longer in recession.

Gross domestic product (GDP) grew by 0.6% between January and March, the Office for National Statistics said.

This followed two consecutive quarters of the economy shrinking.

The data was more positive than anticipated.

"Britain is not just out of recession," wrote Conway. "It is out of recession with a bang."

The UK has seen its fastest growth since the tailend of the pandemic - and Conway picked out three other reasons for optimism.

1/ An economic growth rate of 0.6% is near enough to what economists used to call "trend growth". It's the kind of number that signifies the economy growing at more or less "normal" rates.

2/ 0.6% means the UK is, alongside Canada, the fastest-growing economy in the G7 (we've yet to hear from Japan, but economists expect its economy to contract in the first quarter).

3/ Third, it's not just gross domestic product that's up. So too is gross domestic product per head - the number you get when you divide our national income by every person in the country. After seven years without any growth, GDP per head rose by 0.4% in the first quarter.

GDP per head is a more accurate yardstick for the "feelgood factor", said Conway - perhaps meaning people will finally start to feel better off.

For more on where Friday's figures leaves us, listen to an Ian King Business Podcast special...

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money .

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

If you've missed any of the features we've been running in Money this year, or want to check back on something you've previously seen in the blog, this archive of our most popular articles may help...

Loaves of bread have been recalled from shelves in Japan after they were found to contain the remains of a rat.

Production of the bread in Tokyo has been halted after parts of a "small animal" were found by at least two people.

Pasco Shikishima Corp, which produces the bread, said 104,000 packages have been recalled as it apologised and promised compensation.

A company representative told Sky News's US partner network, NBC News, that a "small black rat" was found in the bread. No customers were reported to have fallen ill as a result of ingesting the contaminated bread.

"We deeply apologise for the serious inconvenience and trouble this has caused to our customers, suppliers, and other concerned parties," the spokesman said.

Pasco added in a separate statement that "we will do our utmost to strengthen our quality controls so that this will never happen again. We ask for your understanding and your co-operation."

Japanese media reports said at least two people who bought the bread in the Gunma prefecture, north-west of Tokyo, complained to the company about finding a rodent in the bread.

Record levels of shoplifting appear to be declining as fewer shopkeepers reported thefts last year, new figures show. 

A survey by the Office for National Statistics shows 26% of retailers experienced customer theft in 2023, down from a record high of 28% in 2022.

This comes despite a number of reports suggesting shoplifting is becoming more frequent. 

A  separate ONS finding , which used police crime data, showed reports of shoplifting were at their highest level in 20 years in 2023, with law enforcements logging 430,000 instances of the crime.

Let's get you up to speed on the biggest business news of the past 24 hours. 

A privately owned used-car platform is circling Cazoo Group, its stricken US-listed rival, which is on the brink of administration.

Sky News has learnt that Motors.co.uk is a leading contender to acquire Cazoo's marketplace operation, which would include its brand and intellectual property assets.

The process to auction the used-car platform's constituent parts comes after it spent tens of millions of pounds on sponsorship deals in football, snooker and darts in a rapid attempt to gain market share.

The owner of British Airways has reported a sharp rise in profits amid soaring demand for trips and a fall in the cost of fuel.

International Airlines Group said its operating profit for the first three months of the year was €68m (£58.5m) - above expectations and up from €9m (£7.7m) during the same period in 2023.

The company, which also owns Aer Lingus, Iberia and Vueling, said earnings had soared thanks to strong demand, particularly over the Easter holidays.

The prospect of a strike across Tata Steel's UK operations has gained further traction after a key union secured support for industrial action.

Community, which has more than 3,000 members, said 85% voted in favour of fighting the India-owned company's plans for up to 2,800 job losses, the majority of them at the country's biggest steelworks in Port Talbot, South Wales.

Tata confirmed last month it was to press ahead with the closure of the blast furnaces at the plant, replacing them with electric arc furnaces to reduce emissions and costs.

In doing so, the company rejected an alternative plan put forward by the Community, GMB and Unite unions that, they said, would raise productivity and protect jobs across the supply chain.

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