id90 travel insurance

ID90 Travel Review: Are Their Employee Travel Discounts Worth It?

If you work within the travel and airline industry, chances are you might have heard of ID90 Travel. Regardless, you'll want to know more about their travel discounts! Should you sign up if you qualify, and are they worth it?

Working within the travel industry is often deemed one of the most glamorous jobs you can have. Still, it also comes with long hours, days, or weeks spent away from home and a potentially erratic lifestyle. However, one of the main advantages, and one of the main reasons people enter the travel industry, is the opportunity to fly and travel around the world for free! 

While working for an airline provides these perks, it can be challenging for an employee to get a seat on a particular flight, book a hotel or arrange transport. This is where ID90 Travel steps in to help. Keep reading to learn more about ID90.

What is ID90 Travel?

ID90 is a travel agency that provides the technology that makes airline employee travel possible and accessible. The ID in ID90 stands for Industry Discounts. Their platform aims to be a one-stop solution for any airline employee's travel needs by providing discounted rates on hotels, cruises, and rental cars and realtime tracking of flights.

With staff travel programs often being outdated and challenging to track, ID90 Travel counteracts these potential challenges. They intend to use innovative and easy-to-use technology to provide an easy way for travel employees to make the most of their job perks. 

What do ID90 Travel Provide?

As mentioned previously, ID90 Travel aims to be a unified platform for everything travel-related for employees. With over one million hotels worldwide, ID90 claims to be the biggest platform for travel within the employee travel industry. They also claim to have access to 70 car rental companies.

They've also set sail to 40,000 cruises, providing you with plenty of choices to travel. On average, people save between 25-40% on their bookings, making it worthwhile to use!

Where can you Travel with ID90?

ID90 Travel offers an abundance of locations for travel both inside and outside of Europe. These destinations include Argentina, Denmark, Iceland, Spain, the United Kingdom, and Thailand, to name a few. 

ID90 Travel's website also contains travel guides written by airline employees with recommendations and essential information. You can also take part and build your travel profile, and this allows you to share where you've been, connect with other people, and create a friends list. 

Do they Provide Travel Insurance for their Trips?

Yes. ID90 Travel allows you to purchase travel protection during the flight, hotel, and cruise check-out process. ID90 members can also buy standalone travel protection at any time as long as it is within 24 hours before your trip begins. 

What Happens if you Need Help or Support?

ID90 Travel also has a dedicated customer service team to help you encounter any obstacles on your trip. Their website allows you to submit a request easily, and they have a great FAQ page for many more common issues. Instead of waiting months for in-house travel customer service, ID90 Travel helps airlines in that department by having a committed team to help employees.

Is ID90 Travel Useful for Those Who Qualify?

ID90 Travel is useful for airline staff as it utilizes technology to make travel as hassle-free as possible. The app updates in real time, which lets you know the flight load and flight updates, and has a built-in watchlist to check any necessary details before a departure. 

For airline companies, the maintenance of an in-house staff travel program can be cumbersome. Therefore the strain is taken by someone else. Airlines often don't have the time, money, or resources to make their travel programs worthwhile for their employees. By committing to ID90 Travel, employees have much better access to trips and can use ID90 Travel's technology to their advantage. 

How do I use ID90 Travel?

Using ID90 Travel seems relatively straightforward. Click on 'Get Started' and start making your account on their website. You need your company, email, employee number, and password. However, a few airlines initially created your account for you, and you must get your login details from them. Still, these are listed on ID90 Travel's website. Once you've created an account, you're free to browse for your trips.

Moreover, ID90 Travel also has a helpful app. The app contains all your travel needs and again allows you to browse hotels and keep track of flights in realtime. 

Who is Eligible to Use ID90 Travel?

To use ID90 Travel, you need to be an airline employee and register on the website to access available discounts. You can add "Friends and Family" to your account so they too can browse and purchase trips, but only if this is in line with your company policy. 

For example, some airlines will offer privileges such as discounted or free travel for friends and family alongside their employees. If this is the case, then ID90 Travel will also allow those friends and family to use their website and book trips as long as you give them access.

Is ID90 Worth it?

ID90 is a platform for airline and travel employees to travel and enjoy numerous discounts and resources. While we haven't personally used their service, we can say that their services sound great from the reviews they've received.

Our Rating: 4.0/5

• Great Discounts
• An abundance of resources you can rely on
• Real-time flight and booking updates
• Members (employees) only
• Subpar travel experience quality

Easily curate your travel plans with Pilot!

ID90 Travel is a great go-to for all things traveled as an airline employee. They aim to remove the stress of organizing trips and enable employees to make the most of the perks of working within the travel industry.

Whether you're looking for flights, hotels, car rental, or a cruise, ID90 Travel has everything you need to make your trip run as smoothly as possible. With the help of innovative technology, you can keep track of everything you might need in one space. 

Do you know what else can help make your travel plans as hassle-free as possible? Pilot!

Disclosure : Pilot is supported by our community. We may earn a small commission fee with affiliate links on our website. All reviews and recommendations are independent and do not reflect the official view of Pilot.

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Non-Rev, ID90, ZED, Interline, Standby: What's the Difference?

When starting your career at an airline, you will probably soon hear one of these terms: non-rev , ID90 , ZED , Interline travel , or staff travel . What is it, and what are the differences?

First of all: basically, they all mean the same: your staff travel benefit . Their origins and terms may differ a bit.

What is Staff Travel?

Airlines around the world participate in multilateral agreements. Airlines that are part of alliances like Star Alliance, SkyTeam, or OneWorld all have these agreements with each other. In the United States, this is often referred to as Interline travel. This is a voluntary agreement between airlines that enables their employees to travel on other airlines for discounted rates. Interline travel benefits are often available to employees, spouses, parents, dependent children, and retirees of the airlines. The catch is that you will only get a seat if there is one available on the plane. If the plane is fully booked, you’re out of luck, and you’ll have to catch another flight.

Depending on where you live, this benefit is often called non-rev, ID90, ZED, or staff travel.

As you can read in our blog post about non-rev travel ,  non-rev stands for  non-revenue . This terminology is mostly used in the United States and is often referred to as ID90. ID is short for Industry Discount; 90 refers to a 90% discount. You may also come across ID80, ID75, or ID50 tickets, which all have their specific terms. Read more about that here .

If you live in Europe, you might come across the term ZED or Zonal Employee Discount. This is a multilateral agreement created in 1994 by Aer Lingus, Air Canada, Austrian Airlines, British Airways, Lufthansa, Malév Hungarian Airlines, and SAS. These days, over 170 airlines are participating in this agreement. Employees of these airlines can fly with the participating airlines for reduced rates. Compared to ID90, these rates are often higher. In The Netherlands, where StaffTraveler is based, we refer to this benefit as IPB. This abbreviation of ‘Indien Plaats Beschikbaar; translates to the best summary of what it is all about if a seat is available. As mentioned before, this is the downside of staff traveling. To make staff travel easier for everybody, we founded the StaffTraveler app . This app enables you to get the  loads for the flights you wish to staff travel on so you can estimate your chances of getting on board.

StaffTraveler has quickly become the largest airline employee community in the world. Besides loads, you’ll find useful airline-specific information, insider city tips by other airline employees, and heavily discounted hotel rooms and rental cars around the world. Download the app for iOS or Android to make your next staff travel trip easy and stress-free, like it should be!

Read more about staff travel on our website . Happy staff travelling!

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The ID90 Travel app is the easiest, fastest way for travel & tourism employees and their families to travel. Find and book hotels, all-inclusive resorts, cruises, rental cars and more at VIP rates the general public can’t access. Over 1,000,000 hotels around the world, 22 major cruise lines, the 5 biggest rental car brands, and growing… and always 100% free to use for airline, tourism and travel employees.

Version 3.49.0

Summer travel is right around the corner and we’re ready for it. We’ve added more partner interline agreements as well as companion programs, making it even easier for your loved ones to travel with you. Our updated Give Access feature allows your authorized eligible travelers to book for other eligible travelers should the need arise. Additionally, we're making it even easier to find the right rental car for your trip by adding the cancellation policies to the booking page.

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4.3K Ratings

Always Reliable, User Friendly and Very Efficient

I have found this app to be the most user friendly out of all 100+ work websites I have been given! Although, ID90 Travel offers a more limited selection of airlines compared to MyIdTravel, it’s the accessibility and user friendliness of ID90 that wins me over time and time again. I actually find myself quite disappointed if I’m having to fly an airline that falls under MyIDTravel simply because it just doesn’t live up to my standards that ID90 has provided me since 2014. ID90 allows not only myself to list quickly, but as well as my travel companions. This app also allows quick booking for buddy passes and/or to check loads. Even refunds for bookings that went unused were easy and quickly resolved. So in addition to the above and to ultimately making my family and I’s flying life easier, ID90 also makes renting a car and booking a hotel just as convenient. Despite what other apps for hotels or car rentals that are suggested to me, I always use ID90 everytime. It’s easy, efficient and less hassle! Thank you for the great years of service you all have provided!

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Wow!! Thank you so much for such a heart-warming comment and review! We love it ♥

Hotel didn’t match pictures or description

Other then being a block from Times Square. I’m not sure anything at this hotel was what we expected. Sound proof rooms. I thought was a weird thing to have as a room description. We could hear EVERYTHING going on in rooms next to us from babies crying to the casual conversation between 2 British ladies that kept us entertained. Our heads bouncing off the headboard from the kids jumping on the beds in next room. Till very late. No balcony per room description. Deadbolt missing from door between adjoining rooms. Wallpaper dirty and pealing from walls. Spray coating on bottom of tub pealing. Clock radio on nightstand just for decoration because it had no cord to plug it in. Waking up first night freezing … heater wasn’t working. Called next morning and they said someone would be up to ck out. Never came. Around 12-1 pm freezing (63 deg in rm)and hungry we got dressed and stopped by front desk on way out. They seemed confused for a minute,made a call and said. Oh they couldn’t fix it and we will need to change rooms. Changed rooms. Not any better. Even had a loud continuous noise that I think was Heating/ ventilation unit on roof running and vibrating. We questioned a few things with the front desk and was told this the basic room and we pd discount prices.

One of my favorites ♥️

One of my favorite apps to use on the go traveling. This is my go-to for the best deals. Great rates on premium rooms with premium accommodations. Just make sure to check all your options available and scroll through each option along side its description of what accommodations include. As you think prices only get higher going down, sometimes you find the best offering of room+accommodations 1/10th the price. Definitely recommend!!

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Unifi Aviation Services Selects ID90 Travel

DALLAS - JUNE 10, 2020

ID90 Travel delivers ancillary travel products and services to the staff at Unifi (formerly DAL Global Services (DGS)). As part of the agreement, ID90 Travel extends its full suite of discounted ancillary travel services to Unifi including hotels, all-inclusive resorts, car rentals, ground transportation, travel insurance and cruises. Additionally, employees have access to the ID90 Travel top-rated mobile booking app, desktop platform and expert customer service. A subset of Unifi Aviation Services employees assigned to Alaska Airlines can utilize ID90 Travel’s online booking tool for employee non-revenue air travel.

Unifi provides a full scope of aviation services with expertise in ramp and passenger handling, cabin and cargo services, operations and load control, aircraft and ground support equipment maintenance, crew transportation, security services, wheelchair and skycap services, flight control and operations consulting for domestic and international carriers in the U.S. “By partnering with ID90 Travel, we can provide our employees with valuable benefits utilizing the most modern, customer friendly technologies that help them make the most of their leisure travel time,” said Adam Taylor, President of Unifi.

"We strive to keep improving and upgrading the tools and services we provide to airlines and aviation support companies like Unifi,” said Mike Stacy, CEO of ID90 Travel. “We’re offering our customers ways to realize substantial cost savings while retaining and motivating staff during this difficult time.”

Unifi Aviation Services employees will benefit from access to key features of the ID90 Travel integrated solution:

Exclusive Rate Hotel Pricing: Search and book close to 1 million hotels, resorts and vacation rentals around the world with exclusive discounts of up to 70% off prices you’d find on popular consumer travel sites.

Discounted Cruises: Get some of the best interline cruise deals exclusive to airline employees on cruise lines like Royal Caribbean, Norwegian, Celebrity and others.

Destination Activities: Choose from ready-made itineraries of 30,000 things to do and see across the globe.

Exclusive Rate Travel Insurance: Purchase low cost trip-interruption insurance and be covered for out-of-pocket expenses that come with being stuck in a destination.

Gold Standard Customer Care: Unifi employees get quick answers to their questions with 24/7 multi-lingual customer service support.

All-in-One Mobile App: Everything comes together in a fast, easy-to-use mobile booking app.

About Unifi Service Unifi is the largest comprehensive aviation services provider in North America, and one of the largest in the world. They support nearly one million flights a year for all of the major airlines at 170 different airports. Unifi is unique in that they are the only aviation services company in the United States to be recognized by OSHA with VPP STAR status. In addition to running the largest airplane cabin cleaning operation in the world, some of their other services include ramp and passenger assistance, ticketing, cargo handling, operations and load control, ground support equipment (GSE) maintenance, and club room services.

About ID90 Travel ID90 Travel provides airlines around the globe a SaaS platform that automates and reduces costs associated with airline employee travel programs. It is a one-stop, comprehensive solution for airlines' employee travel needs. With more than 1 million airline segments booked annually, ID90 Travel provides Online and Interline ticketing for employees to fly for leisure or company business on their own carrier or partner airlines. In addition, with more than 1,000,000 hotels in inventory across the world, and the largest selection of rental cars and cruise lines available to non-revenue travelers, ID90 Travel is the first company in the airline industry to provide employee pass-travel programs with the ability to seamlessly book discounted hotels, rental cars and cruises. ID90 Travel also offers a trip insurance policy tailored to the needs of these travelers. ID90 Travel clients include some of the largest carriers in the world, including United Airlines, Hawaiian Airlines, Frontier Airlines, Alaska Airlines, Spirit, Czech Airlines and Aeroflot, to name a few. For more information, visit  http://www.ID90travel.com .

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• Best for annual plans

How we reviewed travel insurance for seniors

Best travel insurance for seniors of may 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.

Our top picks for the best senior travel insurance

• Best overall: Allianz Travel Insurance
• Best for expensive trips: John Hancock Travel Insurance
• Best for exotic trips: World Nomads Travel Insurance

Best for annual plans: Travel Guard

How we rate the best senior travel insurance companies »

Compare travel insurance for seniors

Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler. 

Here are our picks for the best travel insurance coverage for seniors in 2024.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.

Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.

Read our Allianz Travel Insurance review here.

Best for expensive trips: John Hancock

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
• con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
• con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
• Trip cancellation for 100% of the trip cost
• Trip interruption insurance for up to 150% of the trip cost
• Emergency medical coverage of up to $250,000 per person
• Medical evacuation coverage of up to $1,000,000

John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.

Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.

Read our John Hancock Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.

For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .

Read our World Nomads Travel Insurance review here.

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard  offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.

This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.

Read our AIG Travel Guard Insurance review here.

Understanding travel insurance for seniors

Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.

Types of coverage

• Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
• Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
• Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.

Benefits of travel insurance for seniors

• Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
• Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
• Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.

Making the most of your plan

After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.

Understanding your policy

• Read the fine print and understand the claims process to avoid surprises.

Emergency assistance services

• Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.

How to pick senior travel insurance

It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.

That said, some of the more essential coverages to look for if you're a senior citizen include:

• Travel medical coverage - This coverage will pay for your medical bills outside the US.
• Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
• Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
• Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
• Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
• Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
• Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.

Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.

Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.

You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.

When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:

• Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
• Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
• Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
• Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
• Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.

You can read more about our insurance rating methodology here.

Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.

The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.

All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.

Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.

In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Best travel insurance plans for 2024: a unique and comprehensive list for travelers from international citizens insurance.

Including the Best Plans for Seniors, Global Nomads, Visitors to the USA, Pets, Adventure Sports Addicts and More

BOSTON, MA / ACCESSWIRE / May 2, 2024 / International Citizens Insurance, a leading international insurance broker, has announced the best travel insurance plans for 2024 summer travel. As the cost of airfare and hotels continues to rise along with the increase in flight delays and cruise cancellations, this list could not have come at a better time for travelers looking to protect their travel plans and their finances.

"This summer's travel season promises a high level of demand, increasing costs, and a strong potential for travel disruptions due to political unrest, weather, and other factors," said Joe Cronin, President of International Citizens Insurance. "Our clients want travel insurance they can trust to help them if they suffer a cancellation, a medical emergency, lost luggage, a natural disaster, or have to change plans due to unforeseen events. With this list, they will be able to find the best overall travel insurers as well as the right plans for their individual needs."

International Citizens Insurance judged each company and plan on six key criteria: the user-friendliness of their site, the ease of policy purchase, the number of countries plans are offered in, how extensive the benefits are, the ease of making a claim and the quality of the company's customer service. The most trusted insurers include WorldTrips , who made history as one of the first insurers to offer plans for purchase over the internet; GeoBlue Travel Insurance , which supports seniors with coverage for people up to 84 years old; and Trawick International, which offers coverage for over 500 adventure sports activities.

To help customers find the best insurance for their specific needs, International Citizens Insurance has also identified the best insurance for several use cases, including Cancel for Any Reason (CFAR) insurance, travel medical plans, and insurance with coverage for pets. International Citizens Insurance has also identified the best plans for clients with special needs, including seniors, missionaries and volunteers, U.S. citizens abroad, and digital nomads.

In today's unpredictable world, travel insurance has become the most essential accessory for any international traveler. Travelers want trip cancellation insurance to protect their trip and travel medical insurance plans to protect their health. But with so many companies out there, which ones can you trust?

Learn more about the best travel insurance companies at https://www.internationalinsurance.com/travel-insurance/best-companies.php .

About International Citizens Insurance

International Citizens Insurance is the insurance division of International Citizens Group. We provide educational content, reviews, and unique comparison engines that enable travelers and expatriates to research, quote, compare, and purchase global life, travel, and international health insurance from various carriers.

Contact Information

Joe Cronin President [email protected] 617-500-6738

Andrew Blomberg Vice President, Global Group Benefits [email protected] (339) 221-5190

SOURCE: International Citizens Insurance

View the original press release on newswire.com.

How Much Does Travel Insurance Cost?

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• The average travel insurance premium this week is $285.76, about the same compared to last week.
• For travel in the United States, the average premium is $92 to $403.
• Travel insurance protects against delayed baggage, trip cancellation, and more.

The average cost of travel insurance fluctuates throughout the year, based on demand and whether or not school's in session. Also keep in mind that where you're traveling and how many people are taking the trip will affect your exact premium.

The average travel insurance premium this week is about the same compared to last week.

Travel insurance rates this week:

• Average premium: $285.76
• Average trip cost: $6,848.65
• Average trip length: 16 Days

Understanding Travel Insurance

Travel insurance plans can cover both domestic and international travel. It could protect against something as familiar as delayed baggage (experts estimate 85% of lost luggage is returned to its owner within 48 hours) or as complicated as trip cancellation.

The benefits and limitations of travel insurance vary based on the company and plan. Above all else, this insurance coverage offers peace of mind.

Some credit cards offer a limited amount of travel insurance annually. If you need clarification on what your credit card offers, contact your provider to verify. These plans are great for cancellations and interruptions but may not cover more costly losses associated with unexpected medical expenses or emergency evacuations.

Individual travel insurance plans include this and much more. Travel insurance protects travelers from the unexpected when away from home.

Average Cost of Travel Insurance by Destination

Some countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could increase travel insurance costs. Travel insurance will generally cost 5% to 10% of your total trip price, according to SquareMouth.

Here's how the prices stack up:

Source: SquareMouth

How Far in Advance to Purchase Travel Insurance

According to an AAA travel survey , 88% of travelers say that reimbursement after a trip cancellation is the most valuable benefit of trip insurance.

According to data gathered by SquareMouth in the last six months, travelers tend to purchase trip cancellation travel insurance 53 days before their trip. Meanwhile, travelers without trip cancellation insurance will buy a policy approximately 16 days before their trip. Regardless of when you buy, cancellation protection can kick in to protect you against the unexpected.

Average Cost of Travel Insurance by Age

A traveler's age is a significant factor in determining the cost of travel insurance. The older a traveler is, the higher travel insurance premiums are. For instance, a senior traveler may need more insurance for health-related emergencies than a millennial.

When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency.

Get your free travel insurance quote with SquareMouth »

Travel Insurance Rate Tips

How much does travel insurance typically cost.

Travel insurance rates through most providers fall between 4% and 8% of the total trip cost. Like the cost of flights, cruises, etc., rates may vary substantially based on the season, your original location, your destination, and other factors. This week, the average cost of a policy was close to $300.

How can I save money on travel insurance?

To save money on travel insurance, tailor your policy to your specific needs and avoid unnecessary extras. You should also shop around to compare quotes from multiple insurers. Opting for an annual plan if you're a frequent traveler, checking existing coverages from other insurance policies or credit card benefits, and choosing a policy with a higher deductible can significantly lower your premiums. Always read the fine print to understand your coverage fully, ensuring you don't pay for redundant or irrelevant features.

Where are the cheapest places to buy travel insurance?

To find affordable travel insurance, consider using online comparison websites like SquareMouth or InsureMyTrip to see rates from various providers. Other ways to save include purchasing directly from insurance companies, exploring package deals from travel agencies or airlines, utilizing included coverage from credit card benefits, and checking for discounts through membership organizations such as AAA or AARP.

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Leading reasons why consumers bought travel insurance in the U.S. 2023

Almost 80 percent of consumers in the United States who bought travel insurance in 2023 did so for their peace of mind. A further 21 percent made the purchase after it was recommended to them. Meanwhile, the leading reason U.S. consumers did not buy travel insurance was thinking they did not need it.

Leading reasons why consumers bought travel insurance in the United States in 2023

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Additional Information

Show sources information Show publisher information Use Ask Statista Research Service

January 2024

United States

September 12 to 19, 2023

1,000 respondents

18 years and older

nationally representative by age, gender, race, and region

Online survey

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